Loading...
Res 24-12ON NO. 24 -12 A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF DELRAY BEACH, FLORIDA, EXPRESSING THE CITY'S SUPPORT AND INTENTION TO CREATE WITHIN THE CITY, THE "FLORIDA GREEN ENERGY WORKS PROGRAM" A VOLUNTARY PROGRAM PROVIDING INTERESTED PROPERTY OWNERS WITH THE OPPORTUNITY TO FINANCE ENERGY EFFICIENCY IMPROVEMENTS ON THEIR PROPERTY BY REPAYMENT THROUGH NON -AD VALOREM ASSESSMENTS ON THEIR PROPERTY TAX BILL; AUTHORIZING THE MAYOR OF DELRAY BEACH TO EXECUTE AN INTERLOCAL AGREEMENT WITH THE FLORIDA GREEN FINANCE AUTHORITY FOR ADMINISTRATION OF THE FLORIDA GREEN ENERGY WORKS PROGRAM IN THE CITY OF DELRAY BEACH; PROVIDING AN EFFECTIVE DATE; AND FOR OTHER PURPOSES. WHEREAS, home and business energy consumption accounts for a large portion of the overall usage of energy in a community; and WHEREAS, there is a vast quantity of existing structures with many years of remaining life before replacement, and these structures are not as energy efficient as today's standards, not do many existing buildings have renewable energy systems installed to provide some or all of their electric energy needs and many buildings are in need of improvements to protect them against damage from storm events; and WHEREAS, installing energy efficiency, renewable energy and wind resistance improvements on existing structures can provide significant progress towards increased energy conservation and protection of properties in the City and statewide; and WHEREAS, the upfront costs of these improvements are a hurdle to installing them and existing financing options may be insufficient for property owners to access cost - effective financing for energy - saving or wind- resistance property improvements due to requirements associated with traditional debt or equity financing options; and WHEREAS, the expected life of energy efficiency, renewable energy or wind resistance projects may require a longer term payback period than offered by traditional financing, which may necessitate alternative options to fund installation of the improvements; and WHEREAS, local governments within Florida and nationally have either formed, or are contemplating the formation of, programs to provide alternative financing options allowing a property owner to voluntarily finance energy efficiency and renewable energy improvements through non -ad valorem assessments repaid through their property taxes; and e State of orida has declared it the public policy of the State to develop energy management programs aimed at promoting energy conservation and protecting properties from wind damage; and WHEREAS, the financing provided to these participating property owners will be repaid though non -ad valorem assessments levied on their property tax bills and only those property owners who want to participate will be levied the assessments; and WHEREAS, the benefits of these energy financing programs include improved air quality, lowered fossil fuels use, creating energy independence and security, promoting the creation of jobs and economic development by stimulating "green industries" and saving citizens money by reducing energy consumption; and WHEREAS, Section 163.08, F.S. authorizes local governments in Florida to either form individually, or in partnership with other local governments, programs to allow property owners to voluntarily finance energy efficiency, renewable energy or wind resistance improvements; and WHEREAS, the Town of Lantana has formed the Florida Green Energy Works program which is an energy financing program created pursuant to Section 163.08, F.S.; and WHEREAS, other local governments in the State are able to partner in the Florida Green Energy Works program by executing an Interlocal Agreement creating the Florida Green Finance Authority to administer the program, thus eliminating the costs and reducing the efforts to form an energy financing program by individual local governments; and WHEREAS, the Florida Green Finance Authority is already creating the financing, levy and collection process to implement the Florida Green Energy Works program through the local government partners; and WHEREAS, the Florida Green Energy Works program will provide significant benefits including property owner cost savings, enhancing property values, economic development and job opportunities and the City of Delray Beach believes that it is in the best interests of the health, safety and welfare of its citizens to participate in the program and authorize the City Manager and City Attorney to finalize the Interlocal Agreement creating the Florida Green Finance Authority and begin the steps to create the Florida Green Energy Works program in the City of Delray Beach. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF DELRAY BEACH, FLORIDA, THAT: Section 1. The above declarations are true and accurate, and are incorporated herein. Section 2. The City Commission of Delray Beach, a municipal corporation, hereby authorizes 2 RES. NO. 24-12 participation in the Florida Green Finance Authority to implement the Florida Green Energy Works program. - Section 3. The City Commission hereby directs the City Manager and City Attorney to finalize the Interlocal Agreement with the Florida Green Finance Authority, and further authorizes the Mayor of Delray Beach to execute the Interlocal Agreement on behalf of the City. Section 4. The City Commission hereby directs that the City Manager and City Attorney to begin creating the levy and collection process for the voluntary non -ad valorem assessments with the Florida Green Finance Authority and Palm Beach County Property Appraiser and Tax Collector. Section 5. This Resolution shall take effect immediately upon adoption. PASSED AND ADOPTED in regular session on thT-OSO4 ay of �� , 2012. MA R ATTEST: City Clerk 3 RES. NO. 24 -12 Coversheet MEMORANDUM TO: Mayor and City Commissioners FROM: Richard J. Reade, Sustainability Officer/Public Information Officer THROUGH: David T. Harden, City Manager DATE: May 11, 2012 Page 1 of 3 SUBJECT: AGENDA ITEM 8.M. - REGULAR COMMISSION MEETING OF JUNE 19.2012 RESOLUTION NO.24- 12/INTERLOCAL AGREEMENUTHE FLORIDA GREEN FINANCE AUTHOMY/TOWN OF LANTANA/TOWN OF MANGONIA PARK: P.A.C.E. ITEM BEFORE COMMISSION Resolution No. 24 -12, authorizing an Interlocal Agreement with the Town of Lantana and the Florida Green Finance Authority to administer and implement a micro -loan program that enables property owners to voluntarily finance energy efficiency improvements to be repaid through a non -ad valorem assessment on their annual property tax bill. BACKGROUND I n 2010, the Florida Legislature approved F.S. Section 163.08 authorizing the creation of Property Assessed Clean Energy (PACE) programs and authorizing local governments in Florida to either form programs individually or in partnership with other local governments, to allow property owners to voluntarily finance the installation of renewable energy, energy efficiency improvements and wind resistance improvements on residential, commercial and industrial buildings. By voluntarily participating in this program, property owners pay an assessment over the functional life of the improvement as an on -going assessment on property tax bills (up to 20 years). PACE is unique because it: * Creates desperately needed local jobs * Uses private capital, not taxes or government subsidies * Saves money for building owners and increases property values * Is voluntary — not a government mandate * Promotes energy security without driving up energy costs http:// itwebapp / Agendalntranet /Bluesheet.aspx ?ItemlD =5611 &MeetinglD =380 6/21/2012 Coversheet Page 2 of 3 * Avoids the need to build costly new power plants * Is transferable to subsequent property owners upon sale The City of Delray Beach has been provided with the opportunity to participate in the "Florida Green Energy Works" PACE program, which was developed by the Town of Lantana with stimulus grant funding that was received by the Greater Lake Worth (now Central Palm Beach) and Greater Boynton Beach Chambers of Commerce. In an effort to provide an administrative entity and to streamline program costs (Cities would not be required to create their own individual PACE programs), the Florida Green Finance Authority was developed by the participating cities. The Authority was formed by Inter - local agreement as a separate legal entity and pursuant to Florida law and will serve as the financing agency, thus there is no obligation for City financing or contributions. Essentially, this program is a voluntary micro -loan program that enables property owners to finance qualified energy conservation improvements within their property(ies) that they may otherwise not be able to afford. After the applicant goes through an approval process and receives financing, they hire their own contractor and complete the project. Following this process, the Palm Beach County Property Appraiser will levy a non -ad valorem assessment on this property to repay the financing through the annual property tax bill. Even though the property owner's taxes increase from the voluntary non -ad valorem assessment, the end result is that the property owner will realize reduced monthly utility bills that would assist in repaying/offsetting the loan. In addition, all costs are tied to the property, thus, if sold, the non -ad- valorem assessment will continue with the property until all costs are paid. If the City were to participate in this program, there would be a number of expected benefits, including: * Promotes Green and Sustainability within City * Provides long term and safe financing for property owners to develop energy and water efficiency improvements that they may otherwise not be able to afford * Promotes and funds economic development opportunities and activities * Increasejobs * Increase in building and construction permits and fees — higher City revenues * Increase in property valuations and ad- valorem revenues * Increase in Tax Increment Financing (TIF) funding * Reduce environmental impacts (i.e., Greenhouse Gas Emissions) generated within City * No City staff requirement * No cost to the City to participate in the program At this time, due to issues related to residential lending requirements, the proposed PACE program would initially provide funding to commercial properties only. However, residential properties will be eligible to participate in this program once these federal residential lending issues are resolved. http: // itwebapp/ Agendalntranet /Bluesheet.aspx ?ItemID= 5611 &MeetingID=380 6/21/2012 Coversheet Page 3 of 3 By entering into this program, the City would not be required to provide any City staff or funding provided the City remains a member for at least 2 consecutive years. Please note that if the City were to opt out of the program prior to the completion of 2 years, a fee of not more than $17,500 (pro -rated if opt -out occurs during the second year) will be applied. To date, the Florida Green Energy Works includes three (3) local municipalities — the Town of Lantana, the Town of Mangonia Park and the City of West Palm Beach. In addition, a number of local governments within Palm Beach County and around the state are considering a PACE program for their community. Joining this PACE program would assist in stimulating economic activity and serve to meet a core recommendation in developing a comprehensive Economic Development program within the City. In fact, this tool would contribute to the Delray Beach Economic Development Fund and serve as a sustainabililty incentive(s) for new and existing businesses. The Florida Green Energy Works PACE program would enable the City to meet the Green Task Force's recommendation to "Develop Incentives for Green Redevelopment" (2009 Recommendations Report). RECOMMENDATION Recommend that the City Commission approve Resolution No. 24 -12 authorizing the City to enter into the Florida Green Energy Works program, which will make PACE financing options available to commercial property owners located in the City of Delray Beach. http: // itwebapp /Agendalntranet/Bluesheet. aspx ?ItemlD=5611 &MeetinglD=3 8 0 6/21/2012 RESOLUTION NO, 24-12 A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF DELRAY BEACH, FLORIDA, EXPRESSING THE CITY'S SUPPORT AND INTENTION TO CREATE WITHIN THE CITY, THE "FLORIDA GREEN ENERGY WORKS PROGRAM" A VOLUNTARY PROGRAM PROVIDING INTERESTED PROPERTY OWNERS WITH THE OPPORTUNITY TO FINANCE ENERGY EFFICIENCY IMPROVEMENTS ON THEIR PROPERTY BY REPAYMENT THROUGH NON -AD VALOREM ASSESSMENTS ON THEIR PROPERTY TAX BILL; AUTHORIZING THE MAYOR OF DELRAY BEACH TO EXECUTE AN INTERLOCAL AGREEMENT WITH THE FLORIDA GREEN FINANCE AUTHORITY FOR ADMINISTRATION OF THE FLORIDA GREEN ENERGY WORKS PROGRAM IN THE CITY OF DELRAY BEACH; PROVIDING AN EFFECTIVE DATE; AND FOR OTHER PURPOSES. WHEREAS, home and business energy consumption accounts for a large portion of the overall usage of energy in a community; and WHEREAS, there is a vast quantity of existing structures with many years of remaining life before replacement, and these structures are not as energy efficient as today's standards, nor do many existing buildings have renewable energy systems installed to provide some or all of their electric energy needs and many buildings are in need of improvements to protect them against damage from storm events; and WHEREAS, installing energy efficiency, renewable energy and wind resistance improvements on existing structures can provide significant progress towards increased energy conservation and protection of properties in the City and statewide; and WHEREAS, the upfront costs of these improvements are a hurdle to installing them and existing financing options may be insufficient for property owners to access cost - effective financing for energy- saving or wind- resistance property improvements due to requirements associated with traditional debt or equity financing options; and WHEREAS, the expected life of energy efficiency, renewable energy or wind resistance projects may require a longer term payback period than offered by traditional financing, which may necessitate alternative options to fund installation of the improvements; and WHEREAS, local governments within Florida and nationally have either formed, or are contemplating the formation of, programs to provide alternative financing options allowing a property owner to voluntarily finance energy efficiency and renewable energy improvements through non -ad valorem assessments repaid through their property taxes; and WHEREAS, the State of Florida has declared it the public policy of the State to develop energy management programs aimed at promoting energy conservation and protecting properties from wind damage; and WHEREAS, the financing provided to these participating property owners will be repaid though non -ad valorem assessments levied on their property tax bills and only those property owners who want to participate will be levied the assessments; and WHEREAS, the benefits of these energy financing programs include improved air quality, lowered fossil fuels use, creating energy independence and security, promoting the creation of jobs and economic development by stimulating "green industries" and saving citizens money by reducing energy consumption; and WHEREAS, Section 163.08, F.S. authorizes local governments in Florida to either form individually, or in partnership with other local governments, programs to allow property owners to voluntarily finance energy efficiency, renewable energy or wind resistance improvements; and WHEREAS, the Town of Lantana has formed the Florida Green Energy Works program which is an energy financing program created pursuant to Section 163.08, F.S.; and WHEREAS, other local governments in the State are able to partner in the Florida Green Energy Works program by executing an Interlocal Agreement creating the Florida Green Finance Authority to administer the program, thus eliminating the costs and reducing the efforts to form an energy financing program by individual local governments; and WHEREAS, the Florida Green Finance Authority is already creating the financing, levy and collection process to implement the Florida Green Energy Works program through the local government partners; and WHEREAS, the Florida Green Energy Works program will provide significant benefits including property owner cost savings, enhancing property values, economic development and job opportunities and the City of Delray Beach believes that it is in the best interests of the health, safety and welfare of its citizens to participate in the program and authorize the City Manager and City Attorney to finalize the Interlocal Agreement creating the Florida Green Finance Authority and begin the steps to create the Florida Green Energy Works program in the City of Delray Beach. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF DELRAY BEACH, FLORIDA, THAT: Section 1. The above declarations are true and accurate, and are incorporated herein. Section 2. The City Commission of Delray Beach, a municipal corporation, hereby authorizes 2 RES. NO, 24-12 participation in the Florida Green Finance Authority to implement the Florida Green Energy Works program. Section 3. The City Commission hereby directs the City Manager and City Attorney to finalize the Interlocal Agreement with the Florida Green Finance Authority, and further authorizes the Mayor of Delray Beach to execute the Interlocal Agreement on behalf of the City. Section 4. The City Commission hereby directs that the City Manager and City Attorney to begin creating the levy and collection process for the voluntary non -ad valorem assessments with the Florida Green Finance Authority and Palm Beach County Property Appraiser and Tax Collector. Section 5. This Resolution shall take effect immediately upon adoption. PASSED AND ADOPTED in regular session on the _ day of 2012. ATTEST: City Clerk MAYOR 3 RES. NO. 24 -12 INTERLOCAL AGREEMENT BETWEEN THE FLORIDA GREEN FINANCE AUTHORITY, THE TOWN OF LANTANA, AND THE TOWN OF MANGONIA PARK This Interlocal Agreement (the "Agreement ") is entered into between the Town of Lantana, Florida, a Florida municipal corporation ( "Lantana ") and the Town of Mangonia Park, Florida, a Florida municipal corporation, ( "Mangonia Park ") (together the "Originating Parties "); and the Florida Green Finance Authority (the "Authority "). RECITALS WHEREAS, Section 163.01, F.S., the "Florida Interlocal Cooperation Act of 1969," authorizes local government units to enter into interlocal agreements for their mutual benefit; and WHEREAS, the Lantana and Mangonia Park desire to enter into this Interlocal Agreement in order to establish the Florida Green Finance Authority as a means of implementing and financing a qualifying improvements program for energy conservation and efficiency improvements, and to provide additional services consistent with law; and WHEREAS, Section 163.08, F.S., provides that a local government may finance "qualifying improvements," including the type of improvements sought to be provided through this Agreement, via the levy and collection of voluntary non -ad valorem assessments on improved property; and WHEREAS, Sections 170.01, and 170.201, F.S. provide for supplemental and alternative methods of making local municipal improvements, including the type of "qualifying improvements" sought to be provided by this Agreement; and WHEREAS, pursuant to Sections 163.08, 170.0 1, and 170.201, F.S. and this Agreement, Lantana has created a "qualifying improvements" program entitled "Florida Green Energy Works "; and WHEREAS, Section 163.01(7), F.S., allows for the creation of a "separate legal or administrative entity" to carry out the purposes of an interlocal agreement for the mutual benefit of the governmental units, and provide for parties to the agreement to administer the agreement; and WHEREAS, pursuant to Section 163.01(4), F.S. a public agency of this state may exercise jointly with any other public agency of the state, any power, privilege or authority which such agencies share in common and which each might exercise separately, and the Parties to this Agreement have legislative authority over property within their jurisdictional boundaries; and WHEREAS, Section 166.021, F.S., authorizes Lantana and any other municipalities to exercise any power for municipal purposes, except when expressly prohibited by law, and Section 125.01 F.S. grants counties the power to carry on county government to the extent not inconsistent with general or special law; and WHEREAS, Section 163.08, F.S., provides that property retrofitted with energy- related "qualifying improvements" receives a special benefit from reduced energy consumption, benefits from the reduced potential for wind damage and assists in the fulfillment of the state's energy and hurricane mitigation policies; and WHEREAS, the Lantana and Mangonia Park have determined that it is necessary and appropriate to establish various obligations for future cooperation between Lantana, Mangonia Park, the Authority and all other local governments that execute this Interlocal Agreement (each a "Party ") thereby becoming members of the Authority related to the financing of qualifying improvements within the Authority; and WHEREAS, Lantana shall administer this Interlocal Agreement; and WHEREAS, Lantana and Mangonia Park have determined that it shall serve the public interest to enter into this Agreement to make the most efficient use of their powers by enabling them to cooperate on a basis of mutual advantage to provide for the financing of qualifying improvements within the Authority. NOW, THEREFORE, in consideration of the terms and conditions, promises and covenants hereinafter set forth, the Originating Parties agree as follows: Section 1. Recitals Incorporated. The above recitals are true and correct and are hereby incorporated herein. Section 2. Pure. The purpose of this Agreement is to provide the most economic and efficient means of implementing a financing program for qualifying improvements on property owners' lands within the Authority's Service Area and to provide additional services consistent with state law. Section 3. Creation of the Authority. By execution of this Interlocal Agreement there is hereby created, pursuant to Section 163.01, F.S. and Section 163.08, F.S., the Florida Green Finance Authority ( "the Authority "), a separate legal entity and public body with all of the powers and privileges as defined herein. Section 4. Legal Authority /Consent to Serve the Authority. The Authority shall have all the powers, privileges and authority as set forth below and as provided by Chapter 163, F.S., as necessary to accomplish the purposes set forth in this Agreement. By resolution of the governing bodies of the Originating Parties, all powers available to the Authority under this Agreement and general law, including but not limited to, Chapters 163, 170, 189 and 197, F.S. may be implemented by the Authority within the jurisdictional boundaries of the Originating Parties. The Originating Parties do hereby consent and agree to levy and collect voluntary non- 2 ad valorem assessments on properties, either individually or collectively as permitted by law, within their respective jurisdictions in accordance with the purposes of this Agreement and applicable law, to be repaid to the Authority. The Originating Parties also delegate the power to levy and collect voluntary non -ad valorem assessments on properties within their jurisdictions as may be permitted by law. The Authority shall not act, provide its services or conduct its activities within any Party's jurisdiction without the execution of this Agreement. Section 5. Definitions. a. "Authority Board" shall be the governing body of the Authority, comprised of representatives from all Parties as defined herein. b. "Florida Green Energy Works Program" is the qualifying improvements program authorized by Section 163.08, F.S., developed by the third party administrator for Lantana and other Parties who elect to participate. C. " Interlocal Agreement" or "Agreement" is defined as this Agreement including any amendments and supplements executed in accordance with the terms herein. d. "Originating Parties" include the Florida local governments (as defined by Section 163.08, F.S.) that are the original signatories to this Agreement. These are the Towns of Lantana and Mangonia Park. e. "Participating Property Owner" is defined as a property owner whose property is located within the Service Area of the Authority and has voluntarily acquired financing from the Authority. f. "Parties" are any Florida local government (as defined by Section 163.08, F. S.) having the power to enter into interlocal agreements and which may, subject to the provisions of this Agreement, join in the efforts and activities provided for by this Agreement pursuant to Section 163.01, F.S. Any local government joining these efforts after the initial execution of this Agreement shall be known as a "Party ". To be a Party, a local government shall execute the Signatory Page attached as Exhibit B to this Agreement, which Signatory Page shall supplement and amend this Agreement. g. "Qualifying Improvements" are as defined in Section 163.08, F.S. in addition to any other improvements or services not inconsistent with state law. h. "Service Area" shall mean the geographic area comprising all of the areas within the Florida Green Finance Authority as that area may be expanded or contracted in accordance with the provisions of this Agreement and the laws of the State of Florida. Section 6. Representation on the Authority Board. The Originating Parties, and all subsequent Parties upon joining the Authority through execution of this Agreement, shall be represented by a member of the Authority Board as provided in Section 10 of this Agreement. Section 7. Authority Boundaries and Service Area. The boundaries of the Authority shall be the legal boundaries of the local governments that are Parties to this Agreement. This is also the Authority's Service Area. Section 8. Role of the Authority. As contemplated in this Agreement, the Authority will uniformly facilitate and assist the Originating Parties and all subsequent Parties with any 3 necessary actions to levy and collect voluntary non -ad valorem assessments, or other legally authorized form of collection, on the benefitted properties within the Authority's Service Area to secure the repayment of costs of qualifying improvements for those individual properties participating in the Florida Green Energy Works Program. Upon approval by the Authority of an application by a landowner desiring to benefit their property, those properties receiving financing for Qualifying Improvements shall be assessed from time to time, in accordance with the applicable law and/or financing documents. Notwithstanding a local government's termination of participation within this Agreement, those properties that have received financing for Qualifying Improvements shall continue to be a part of the Authority, until such time that all outstanding debt has been satisfied and the special assessments shall continue to be levied until paid in full for the applicable benefitted property. Section 9. Powers of the Authority. The Authority shall exercise any or all of the powers granted under Sections 163.01, and 163.08, F.S., as well as powers, privileges or authorities which each local government might exercise separately, as may be amended from time to time, which include, without limitation, the following: a. To finance qualifying improvements within the Authority Service Area and to facilitate additional improvements or services consistent with law; including, but not limited to, acquiring, constructing, managing, maintaining or operating buildings, works or improvements; b. To make and enter into contracts in its own name; C. To enter into any inter-local agreement as necessary to exercise powers conferred by law; d. To appoint committees to assist with implementation of this Agreement; e. To employ agencies, employees, or consultants; L To acquire, hold, lease or dispose of real or personal property; g. To borrow money, incur debts, liabilities, or obligations which shall not constitute the debts, liabilities, or obligations of the Originating Parties or any of the Parties to this Agreement; h. To levy and collect assessments, or assist in the levy and collection of assessments, either as the Authority or on behalf of an Originating Parry or subsequent Party as permitted by law; L To adopt resolutions and policies prescribing the powers, duties, and functions of the officers of the Authority, the conduct of the business of the Authority, and the maintenance of records and documents of the Authority; j. To maintain an office at such place or places as it may designate within the Service Area of the Authority or within the boundaries of an Originating Parry or a subsequent Party; k. To cooperate with or contract with other governmental agencies as may be necessary, convenient, incidental, or proper in connection with any of the powers, duties, or purposes authorized by Section 163.08, F.S., and to accept funding from local and state agencies; 1. To exercise all powers necessary, convenient, incidental, or proper in connection with any of the powers, duties, or purposes authorized in Section 163.08, F. S.; M. To create and adopt any and all necessary operating procedures, policies, manuals or bylaws; 4 D. To maintain insurance as the Authority deems appropriate; o. To apply for, request, receive and accept gifts, grants, or assistance funds from any lawful source to support any activity authorized under this Agreement; and P. To exercise any powers or duties necessary to address carbon or renewable energy credits, or any other similar commodity that may come into existence, for the public benefits of the program. Section 10. Authority Board. The Authority shall be governed by a seven (7) member Board of Directors which shall include one Director appointed by the governing body of each Originating Party plus five (5) additional Directors. To assure geographical representation across the State, the Authority seeks to appoint one (1) Director from the boundaries of each of the five (5) water management districts as defined in Chapter 373, F.S. Only Parties, through their governing bodies, may appoint representatives to serve as an Authority Board Director. Originating Party representatives serve an initial four (4) year term commencing upon execution of this Agreement, and subsequent terms as further set forth in subparagraphs a. and b. of this section. The remaining five (5) Directors will each be appointed by the governing body of the first Party from each requisite water management district boundary area that joins the Authority through execution of this Agreement and that desires to serve as a Director. Upon execution of this Agreement by such a Party, the term of its appointed Director shall commence for an initial term of three (3) years, and subsequent terms as further set forth in subparagraphs a. and b. of this section. Thereafter, any Party may submit one nominee to serve as an Authority Board Director for any given term. a. Prior to the appointment of the full Authority Board as set forth above, and for purposes of the first organizational meeting(s), the Authority Board shall be comprised of representatives appointed by the governing bodies of the two (2) Originating Parties. Actions taken in this interim period shall be by unanimous consent and shall be binding on the Authority pursuant to the adoption of resolutions which do not require an in- person meeting, but which must be ratified by a majority vote of the Authority Board Directors in the next regularly scheduled meeting. All actions enumerated in paragraph c. of this section, as well as any other actions necessary to initiate the operation of the Authority may be taken during this interim period. b. The Town Manager of Lantana, or designee, shall serve as the Chair of the Authority Board for the initial four (4) year term. The Mangonia Park representative shall serve as Vice Chair of the Authority Board for the initial four (4) year term. Upon the conclusion of the initial terms as set forth above, the Authority Board shall annually select directors and appoint its Chair, Vice Chair and Secretary, each. of which shall then serve one (1) year terms. The appointment of Authority Board Directors and officers shall take place at the first regular Authority meeting of the year. The Chair shall preside at meetings of the Authority, and shall be recognized as head of the Authority for service of process, execution of contracts and other documents as approved by the Authority. The Vice Chair shall act as Chair during the absence or disability of the Chair. The Secretary shall keep all meeting minutes and a record of all proceedings and acts of the Board. Minutes shall be distributed to all Directors and Parties in a reasonable time period after the subject meeting. 5 C. The Authority Board shall act as the governing body of the Authority and shall have, in addition to all other powers and duties described herein, the following powers and duties: 1. To fix the time, and determine policies and orders of business for meetings, the place or places at which its meeting shall be held, and as set forth herein, to call and hold special meetings as may be necessary. 2. To make and pass policies, regulations, resolutions and orders not inconsistent with the Constitution of the United States or of the State of Florida, or the provisions of this Agreement, as may be necessary for the governance and management of the affairs of the Authority, for the execution of the powers, obligations and responsibilities vested in the Authority, and for carrying into effect the provisions of this Agreement. 3. To adopt bylaws and rules of procedure, or amend those that may be initially adopted by the Originating Parties. 4. To fix the location of the principal place of business of the Authority and the location of all offices maintained thereunder. 5. To create any and all necessary offices in addition to Chair, Vice -Chair and Secretary; to establish the powers, duties and compensation of all employees or contractors; and to require and fix the amount of all non -ad valorem assessments and/or fees necessary to operate the Florida Green Energy Works Program. 6. To select and employ such employees and executive officers as the Authority Board deems necessary or desirable, and to set their compensation and duties. 7. To employ or hire such attorneys as it deems appropriate to provide legal advice and/or legal services to the Authority, and to employ and hire such other consultants as it deems appropriate through any procedure not inconsistent with law. 8. As applicable and available, nothing herein shall limit the Authority's ability to pursue actions or remedies pursuant to Chapter 120, F.S. d. Any Director may resign from service upon providing written notice pursuant to Section 27 of this Agreement, to the Authority Board Secretary. Such notice shall state the date said resignation shall take effect. Any Director who resigns shall be replaced in the same manner that the resigning Director was selected. Any resigning Director shall immediately turn over and deliver to the Authority Board Secretary all records, books, documents or other property in their possession or under their control which belongs to the Authority. Directors are encouraged to provide a minimum of 30 days notice so that a successor can be properly appointed; however, any Director who must resign immediately upon extenuating circumstances shall be succeeded by an interim Director by majority vote of the Authority Board until such time as a permanent successor can be seated. e. Any Authority Board Director who is absent for three (3) consecutive Authority Board meetings, unless otherwise excused by the Chair, shall be deemed to have resigned from the Authority Board. L Authority Board Directors shall serve without compensation for the first year after the establishment of the Authority pursuant to this Agreement. Thereafter, R Authority Board Director compensation may be set by a unanimous vote of the Directors of the Authority Board in a manner and at such amounts as is consistent with applicable law. Travel expenses for Authority Board Directors shall be reimbursed as permitted by Florida law. Section 11. Meetings of the Authority Board. a. Within thirty (30) calendar days of the creation of the Authority, or sooner if feasible, the Originating Parties shall hold an organizational meeting to elect officers and perform other duties as required under this Agreement. b. Prior to the beginning of each fiscal year (October 1), on a date, place and time as determined by the Authority Board, there shall be an Annual Meeting of the Authority. The annual statements shall be presented, and any other such matter as the Authority Board deems appropriate may be considered. C. The Authority Board shall have regular, noticed, quarterly meetings at such times and places as the Authority Board may designate or prescribe. In addition, special meetings may be called, from time to time, by the Authority Board Chair, or by a majority vote of the Authority Board. A minimum of 24 hours notice to the public and all Authority Board Directors shall be given for any special meetings. d. In the absence of specific rules of procedure adopted by the Authority Board for the conduct of its meetings, the fundamental principles of parliamentary procedure shall be relied upon for the orderly conduct of all Authority Board meetings. Section 12. Decisions of the Authority Board. A quorum of the Authority Board shall be required to be present at any meeting in order for official action to be taken by the Board. A majority of all Authority Board Directors shall constitute a quorum. It is the desire and intent of this Agreement that decisions made by the Authority Board shall be by consensus of the Board. However, if a consensus is not achievable in any particular instance, then a majority vote of the quorum of the Authority Board shall be required to adopt any measure or approve any action, unless otherwise provided herein. Section 13. Authority Staff and Attorney. a. The Authority's administrative functions shall be carried out by Lantana and its consultants, and shall include all duties necessary for the conduct of the Authority's business and the exercise of the powers of the Authority as provided in Section 163.01 and Section 163.08, F.S. b. The law firm that serves as the General Counsel for Lantana shall also serve as the General Counsel to the Authority. After the Authority has been operating for four (4) years, the Authority may opt to hire different Authority staff and/or general counsel. Section 14. Authorized Official. The Authority Board Chair shall serve as the local official or designee who is authorized to enter into a financing agreement, pursuant to Section 163.08(8), F.S., with property owner(s) who obtain financing through the Authority. VA Section 15. Subsequent Parties. Recognizing the benefit that the formation of the Authority will provide to all Florida local governments, the Originating Parties to this Agreement support and encourage the participation of subsequent Parties as contemplated herein. Section 16. Funding the Initial Program. Funding for the Authority shall initially be from grant funds or other funds acquired by the Originating Parties and/or subsequent Parties. For the initial establishment of the Authority, contributions can be made to the Authority as permitted by law. Section 17. Debts of the Authority are Not Obligations of any Parties. Pursuant to Section 163.01(7), F.S. the Authority may exercise all powers in connection with the authorization, issuance, and sale of bonds or other legally authorized mechanisms of finance. However, any debts, liabilities, or obligations of the Authority do not constitute debts, liabilities or obligations of the Originating Parties or any subsequent Party to this Agreement. Section 18. Annual Budget. a. Prior to the beginning of the Authority's fiscal year, the Authority Board will adopt an annual budget. Such budget shall be prepared in the manner and within the time period required for the adoption of a tentative and final budget for state governmental agencies pursuant to general law. The Authority's annual budget shall contain an estimate of receipts by source and an itemized estimation of expenditures anticipated to be incurred to meet the financial needs and obligations of the Authority. b. The adopted Budget shall be the operating and fiscal guide for the Authority for the ensuing Fiscal Year. C. The Board may from time to time amend the Budget at any duly called regular or special meeting. Section 19. Reports. a. Financial reports: The Authority shall provide financial reports in such form and in such manner as prescribed pursuant to this Agreement and Chapter 218, F.S. Both quarterly and annual financial reports of the Authority shall be completed in accordance with generally accepted Government Auditing Standards by an independent certified public accountant. At a minimum, the quarterly and annual reports shall include a balance sheet, a statement of revenues, expenditures and changes in fund equity and combining statements prepared in accordance with generally accepted accounting principles. b. Operational reports: The Authority Board shall cause to be made at least once every year a comprehensive report of its operations including all matters relating to fees, costs, projects financed and status of all funds and accounts. C. Audits: The Authority shall be subject to, and shall cause to be conducted: (i) an independent budget audit and (ii) an independent financial and /or performance audit performed in accordance with generally accepted accounting practices and as applicable by state law. d. Reports to be public records: All reports, as well as supporting documentation such as, but not limited to, construction, financial, correspondence, instructions, memoranda, bid estimate sheets, proposal documentation, back charge 8 documentation, canceled checks, and other related records produced and maintained by the Authority, its employees and consultants shall be deemed public records pursuant to Chapter 119, F.S., and shall be made available for audit, review or copying by any person upon reasonable notice. Section 20. Bonds. The Authority Board is authorized to provide, from time to time, for the issuance of bonds, or other legally authorized form of finance, to pay all or part of the cost of qualifying improvements in accordance with law. Section 21. Schedule of Rates and Fees. a. Upon the creation of the Authority as set forth in this Agreement, the Authority Board shall establish a schedule of rates, fees or other charges for the purpose of making the Authority a self - sustaining district. There shall not be any obligation on the part of the Originating Parties or any subsequent Parties for financing contributions. The Authority shall not be authorized to create or distribute a profit. This shall not, however, prevent the Authority from establishing reserves for unanticipated expenses or for future projects in keeping with sound, prudent and reasonable operation of the Program within industry standards or from fulfilling any other requirements imposed by bond financings, other financial obligations or law. Nor shall this prevent the Authority from incurring costs such as professional fees and other costs necessary to accomplish its purpose. The Authority Board shall fix the initial schedule of rates, fees or other charges for the use of and the services to operate the Florida Green Energy Works Program to be paid by each participating property owner consistent with Section 163.08(4), F.S. b. The Authority Board may revise the schedule of rates, fees or other charges from time to time; provided however, that such rates, fees or charges shall be so fixed and revised so as to provide sums, which with other funds available for such purposes, shall be sufficient at all times to pay the expenses of operating and maintaining the Florida Green Energy Works Program. This shall include any required reserves for such purposes, the principal of and interest on bonds, or other financing method, as the same shall become due, and to provide a margin of safety over and above the total amount of any such payments, and to comply fully with any covenants contained in the proceedings authorizing the issuance of any bonds or other obligations of the Authority. C. The rates, fees or other charges set pursuant to this section shall be just and equitable and uniform for users and, where appropriate, may be based upon the size and scope of the financial obligation undertaken by a Participating Property Owner. All such rates, fees or charges shall be applied in a non - discretionary manner with respect to the Participating Property Owner's geographical location within the Authority's Service Area. No rates, fees or charges shall be fixed or subsequently amended under the foregoing provisions until after a public hearing at which all the potential participants in the Program, and other interested persons, shall have an opportunity to be heard concerning the proposed rates, fees or other charges. Notice of such public hearing setting forth the proposed schedule or schedules of rates, fees or other charges shall be provided in accordance with Chapter 163 and Chapter 197, F.S. d. The Authority shall charge and collect such rates, fees or other charges so fixed or revised, and such rates, fees and other charges shall not be subject to the supervision or regulation by any other commission, board, bureau, agency or other political subdivision or agency of the county or state. e. In the event that any assessed fees, rates or other charges for the services and financing provided by the Authority to Participating Property Owners shall not be paid as and when due, any unpaid balance thereof, and all interest accruing thereon, shall be a lien on any parcel or property affected or improved thereby. Pursuant to Section 163.08(8), F.S., such lien shall constitute a lien of equal dignity to county taxes and assessments from the date of recordation. In the event that any such fee, rate or charge shall not be paid as and when due and shall be in default for thirty (30) days or more, the unpaid balance thereof, and all interest accrued thereon, together with attorney's fees and costs, may be recovered by the Authority in a civil action, and any such lien and accrued interest may be foreclosed and otherwise enforced by the Authority by action or suit in equity as for the foreclosure of a mortgage on real property. Section 22. Disbursements. Disbursements made on behalf of the Authority shall be made by checks drawn on the accounts of the Authority. Section 23. Procurement; Program Implementation and Administration. The Authority shall be administered and operated by a Third Party Administrator ( "TPA ") who shall be responsible for providing services to the Authority for the design, implementation and administration of the Florida Green Energy Works Program. The Originating Parties and all subsequent Parties understand and agree that the procurement for the initial TPA was performed by Lantana in accordance with its adopted procurement procedures. Pursuant to said procurement procedures, "BcoCity Partners, L3C" has been hired as the TPA. The "Florida Green Energy Works Program Administration Services Agreement" between Lantana and EcoCity Partners, L3C is attached hereto as Exhibit 1 and is hereby incorporated by reference. By execution of this Agreement, all parties hereto agree that the initial Florida Green Energy Works Program Administration Services Agreement, as amended, will be assigned by Lantana to the Authority and shall be executed and assumed by the Authority. Section 24. Term. This Interlocal Agreement shall remain in full force and effect from the date of its execution by the Originating Parties until such time as there is unanimous agreement of the Authority Board to dissolve the Authority. Notwithstanding the foregoing, dissolution of the Authority cannot occur unless and until any and all outstanding obligations are repaid; provided, however, that any Party may terminate its involvement and its participation in this Interlocal Agreement upon thirty (30) days' written notice to the other Parties. Should a Party terminate its participation in this Interlocal Agreement, be dissolved, abolished, or otherwise cease to exist, this Interlocal Agreement shall continue until such time as all remaining Parties agree to dissolve the Authority and all special assessments levied upon Participating Property Owners properties have been paid in full. 10 Section 25. Consent. The execution of this Interlocal Agreement, as authorized by the government body of the Originating Parties and any subsequent Party shall be considered the Parties' consent to the creation of the Authority as required by Sections 163.01 and 163.08, F.S. Section 26. Limits of Liabilitv. a. All of the privileges and immunities from liability and exemptions from law, ordinances and rules which apply to municipalities and counties of this state pursuant to Florida law shall equally apply to the Authority. Likewise, all of the privileges and immunities from liability; exemptions from laws, ordinances and rules which apply to the activity of officers, agents, or employees of counties and municipalities of this state pursuant to Florida law shall equally apply to the officers, agents or employees of the Authority. b. The Originating Parties and all subsequent Parties to this Agreement shall each be individually and separately liable and responsible for the actions of their own officers, agents and employees in the performance of their respective obligations under this Agreement pursuant to Chapters 768 and 163, F.S. and any other applicable law. The Parties may not be held jointly or severally liable for the actions of officer or employees of the Authority or by any other action by the Authority or another member of the Authority and the Authority shall be solely liable for the actions of its officers, employees or agents to the extent of the waiver of sovereign immunity or limitation on liability provided by Chapter 768, F.S. Except as may be otherwise specified herein, the Parties shall each individually defend any action or proceeding brought against their respective agency under this Agreement, and they shall be individually responsible for all of their respective costs, attorneys' fees, expenses and liabilities incurred as a result of any such claims, demands, suits, actions, damages and causes of action, including the investigation or the defense thereof, and from and against any orders, judgments or decrees which may be entered as a result thereof. The Parties shall each individually maintain throughout the term of this Agreement any and all applicable insurance coverage required by Florida law for governmental entities. Such liability is subject to the provisions of law, including the limits included in Section 768.28, F.S., which sets forth the partial waiver of sovereign immunity to which governmental entities are subject. It is expressly understood that this provision shall not be construed as a waiver of any right or defense that the parties have under Section 768.28, F.S. or any other statute. Section 27. Notices. Any notices to be given pursuant to this Interlocal Agreement shall be in writing and shall be deemed to have been given if sent by hand delivery, recognized overnight courier (such as Federal Express), or certified U.S. mail, return receipt requested, addressed to the Party for whom it is intended, at the place specified. The Originating Parties designate the following as the respective places for notice purposes: Lantana: Town Manager Town of Lantana 500 Greynolds Circle Lantana, Florida 33462 11 With a Copy to: Corbett and White, P.A. 1111 Hypoluxo Road, Suite 207 Lantana, FL 33462 Attn: Keith W. Davis, Esq. Mangonia Park: Town Manager Town of Mangonia Park 1755 East Tiffany Drive Mangonia Park, Florida 33407 With a Copy to: Corbett and White, P.A. 1111 Hypoluxo Road, Suite 207 Lantana, FL 33462 Attn: Keith W. Davis, Esq. Section 28. Filing. It is agreed that this Interlocal Agreement shall be filed with the Clerk of the Circuit Court of Palm Beach County, as required by Section 163.01 (11), F.S. Section 29. Joint Effort. The preparation of this Interlocal Agreement has been a joint effort of the Parties hereto and the resulting document shall not, as a matter of judicial construction, be construed more severely against any one party as compared to another. Section 30. Execution in Counterparts. This Interlocal Agreement may be executed in counterparts which shall be in original form all of which, collectively, shall comprise the entire Interlocal Agreement. Section 31. Merger, Amendment. This Agreement incorporates and includes all prior negotiations, correspondence, agreements or understandings applicable to the matters contained herein; and the Parties agree that there are no commitments, agreements or understandings concerning the subject matter of this Agreement that are not contained in this document. Accordingly, the Parties agree that no deviation from the terms hereof shall be predicated upon any prior representations or agreements whether oral or written. It is further agreed that no change, amendment, alteration or modification in the terms and conditions contained in this Interlocal Agreement shall be effective unless contained in a written document executed with the same formality and of equal dignity herewith by all Parties to this Interlocal Agreement. Section 32. Assignment. The respective obligations of the Parties set forth in this Interlocal Agreement shall not be assigned, in whole or in part, without the written consent of the other Parties hereto. Section 33. Records. The Parties shall each maintain their own respective records and documents associated with this Interlocal Agreement in accordance with the requirements for records retention set forth in Florida law. 12 Section 34. Compliance with Laws. In the performance of this Agreement, the Parties hereto shall comply in all material respects with all applicable federal and state laws and regulations and all applicable county and municipal ordinances and regulations. Section 35. Governing Law and Venue. This Interlocal Agreement shall be governed, construed and controlled according to the laws of the State of Florida. Venue for any claim, objection or dispute arising out of the terms of this Interlocal Agreement shall be proper exclusively in Palm Beach County, Florida. Section 36. Severability. In the event a portion of this Interlocal Agreement is found by a court of competent jurisdiction to be invalid, the remaining provisions shall continue to be effective to the extent possible. Section 37. Effective Date and Joinder by Authority. This Interlocal Agreement shall become effective upon its execution by the Originating Parties. It is agreed that, upon the formation of the Authority, the Authority shall thereafter join this Interlocal Agreement and that the Authority shall thereafter be deemed a Party to this Interlocal Agreement. Section 38. No Third Party Rights. No provision in this Agreement shall provide to any person that is not a party to this Agreement any remedy, claim, or cause of action, or create any third -party beneficiary rights against any Party to this Agreement. Section 39. Access and Audits. Palm Beach County has established the Office of Inspector General in Article VIII of the Charter of Palm Beach County, as may be amended, which is authorized and empowered to review past, present and proposed county or municipal contracts, transactions, accounts and records. The Inspector General has the power to subpoena witnesses, administer oaths and require the production of records, and audit, investigate, monitor, and inspect the activities of Palm Beach County, its officers, agents, employees, and lobbyists, as well as the activities of all municipalities in the county, and their officers, agents, employees, and lobbyists, in order to ensure compliance with contract requirements and detect corruption and fraud. Failure to cooperate with the Inspector General or interference or impeding any investigation shall be in violation of Chapter 2, Article XHI of the Palm Beach County Code of Ordinances. [Remainder of page intentionally left blank.] 13 IN WITNESS WHEREOF, the Originating Parties hereto have made and executed this lnterlocal Agreement on this day of , 2012. U0 NMI 6 BY: Town Clerk (Affix Town Seal) Approved by Town Attorney as to form and legal sufficiency ATTEST: BY: Town Clerk (Affix Town Seal) Approved by Town Attorney as to form and legal sufficiency Town of Lantana, a municipal corporation of the State of Florida M Town Manager Town Attorney Town of Mangonia Park, a municipal corporation of the State of Florida mm 14 Town Manager Town Attorney ATTEST: The Florida Green Finance Authority, a separate legal entity established pursuant to Section 163.01(7), Florida Statutes BY: BY: Secretary of the Authority Chair of the Authority Approved by Authority Attorney as to fonn and legal sufficiency Authority Attorney 15 Exhibit A [Third Party Administrator Agreement] 16 Exhibit B Party Membership Agreement To The Florida Green Finance Authority The Interlocal Agreement between the Florida Green Finance Authority, the Town of Lantana and the Town of Mangonia Park (the " Interlocal Agreement") entered into on ' 2012 for the purpose of facilitating the financing of qualifying improvements for energy conservation and efficiency via the levy and collection of voluntary non -ad valorem assessments on improved property is hereby supplemented and amended on the date last signed below by this Signatory Party Membership Agreement, which is fully incorporated into the Interlocal Agreement as follows: The Florida Green Finance Authority, together with its member Parties, and the City of Delray Beach, with the intent to be bound thereto, hereby agree that the City of Delray Beach shall become a Party to the Interlocal Agreement together with all of the rights and obligations of Parties to the Interlocal Agreement. The City of Delray Beach hereby agrees to appoint a representative to serve as a member of the Authority. All Parties acknowledge that the remaining five (5) Directors will each be appointed by the governing body of the first Party from each requisite water management district boundary area that joins the Authority through execution of this Agreement and that desires to serve as a Director serving an initial term of three (3) years. The City of Delray Beach designates the following as the respective place for any notices to be given pursuant to the Interlocal Agreement Section 27: Delray Beach: David T. Harden City of Delray Beach 100 NW 1St Avenue Delray Beach, FL 33444 With a Copy to: Corbett and White, P.A. Authority Attorney 1111 Hypoluxo Road, Suite 207 Lantana, FL 33462 Attn: Keith W. Davis, Esq. 17 IN WITNESS WHEREOF, the Parties hereto subscribe their names to this Interlocal Agreement by their duly authorized officers on this day of , 2012. ATTEST: The Florida Green Finance Authority, a separate legal entity established pursuant to Section 163.01(7), Florida Statutes BY: BY: Secretary of the Authority Chair of the Authority Approved by Authority Attorney as to form and legal sufficiency ATTEST: BY: City Clerk (Affix Town Seal) Approved by City Attorney as to form and legal sufficiency Authority Attorney City of Delray Beach, a municipal corporation of the State of Florida 18 Nelson S. McDuffie, Mayor City Attorney Florida Green Energy Works Attn: Richard J. Reade Sustainability Officer/Public Information Officer City of Delray Beach, Florida June 13, 2012 Dear Mr. Reade: Thank you for Delray Beach's interest in participating in the Florida Green Energy Works Program (the "Program "). The Program, which is entirely voluntary, facilitates funding for energy and wind- resistance property improvements at little to no upfront cost and at competitive interest rates. The energy savings pays for the costs of the financing with repayment collected automatically through the property tax bill. A hallmark of our Program is that it is "open market." This means that we allow funding by any lender and installation work by any licensed contractor that the property owner chooses. We view local lenders and community banks as partners in the financings. We require their consent to the project. As a result, project financing will typically be provided by existing mortgage holders as a means of enhancing value of their collateral. PACE is a proven job creator. For every $4M in total spending, PACE can generate $10M in economic output, $1M in tax revenue (federal, state and local) and 60 jobs. The Program design was fully funded with grant dollars secured by the Greater Lake Worth (now Central Palm Beach) and Greater Boynton Beach Chambers of Commerce. To streamline costs, participating cities formed the Florida Green Finance Authority ("Authority'), a separate legal entity that offers the Program on behalf of participating cities. The Authority was formed by interlocal agreement pursuant to Florida law. As a result, the Program does not require any City funding, staff or other resources. All that is required by the City of Delray to access the Program is execution of the Program Interlocal Agreement, which immediately makes PACE financing options available to commercial property owners located in the City of Delray Beach. We appreciate your interest in the Program. If you have any questions, please do not hesitate to contact me at Michael@ecocitypartners.com. Very Truly Yours, Michael Wallander, Prograin Manager 224 vatura Street, Suite 211, Vilest Palm Beach, Florida 33401 EXHIBIT B List of Qualifying Improvements The following list represents improvements that may be Qualifying Improvements under the Florida Green Energy Works Program. Additional and /or alternative measures may be approved on a case -by- case basis and /or as the list is modified from time to time as may be approved by the Authority or a participating District. Eligible measures are listed below. Ineligible measures include compact fluorescent, screw -in lamps; plug load devices; measures that are not permanently installed and can be easily removed; measures that save energy solely due to operational or behavioral changes; power correction, power conditioning; any measure that does not result in energy savings or renewable energy production; any measure that can not be explained in terms of industry- standard engineering or scientific principles; vending machine controllers; and, refrigerant charge (AC /Split Systems /Heat Pumps). .. _.._..A. 32" ^. ^Y^"t :+:�x'S�K��U( ..,�5•� �. - .#: ' �•'Y � »..�»..» � E.��� ..�'r �M'S•�� SS 'Y ^..SS�Y x� f Renewable - Thermal Energy DHW Service water Solar thermal water heat HVAC Heating Solar thermal space heat (hydronic) Process Pool Solar pool heat Renewable - Electrical Energy ,. :..� __ -.. ...,...�__. Photovoltaic PV Grid -tied PV System Wind Wind Grid -tied wind turbine Microturbine (Renewable fuel) microturbine using renewable fuel Grid -tied microturbine Internal Combustion Engine (Renewable fuel) internal combustion engine using renewable fuel Grid -tied internal combustion engine Fuel Cell (Renewable fuel) Electric -only fuel cell using renewable fuel Grid -tied fuel cell Non - Renewable - Electrical Energy Fuel Cell (Non - Renewable fuel) Electric -only fuel cell using non- renewable fuel (e.g., natural gas) Grid -tied fuel cell Cogeneration Microturbine (Non- renewable fuel) Microturbine with Cogeneration Grid -tied microturbine with heat exchanger for cogeneration Internal Combustion Engine (Non - renewable fuel) Internal Combustion Engine with Cogeneration Grid -tied internal combustion engine with heat exchanger for cogeneration Fuel Cell (Non - renewable fuel) Fuel Cell with Cogeneration Grid -tied fuel cell with heat exchanger for cogeneration 1 5s. s • Domestic Hot Water (DHW) Water Heater Efficient Unit Replacement Water Heater Domestic Hot Water Pipe Insulation Commercial Kitchen Pre -rinse Spray Valve Commercial Laundry Ozone Laundry System Pumps Efficient Unit Replacement Pumps Trimmed impeller Pumps Installing VFD & controls Envelope Doors Reduce Building Infiltration Walls Insulation (Conditioned spaces only) Roof Insulation (Conditioned spaces only) Roof Cool roof surface Roof Green roof installation Windows High Performance Windows Windows Window film installation Lighting Fluorescent Efficiency Improvement Compact Fluorescent Efficiency Improvement Induction Lighting Efficiency Improvement Cold Cathode Lamps Efficiency Improvement HID Efficiency Improvement Bi -Level Fixtures Replace existing lighting in Stairwells and Garages with Bi -level Lighting fixtures Exit Signs Replace existing with LED / LEC exit Sign Exit Signs Replace existing with self - luminescent Interior Lighting Replace existing with Induction or LED Exterior Lighting Replace existing with Induction or LED Street Lighting Replace existing with Induction or LED Daylighting Skylights Controls Demand Response Controls Controls Lighting scheduling controls Controls Daylighting controls Controls Occupancy sensors General Delamping HVAC AC / Split Systems / Heat Pumps Efficient Unit Replacement AHUs Airflow distribution improvements AHUs Economizer (Air or Water- side)- Repair or New Unit Boilers Burner upgrade Boilers Combustion fan VFD Boilers Economizers Boilers Efficient Unit Replacement Boilers Heat recovery Boilers Oxygen trim controls Boilers /Chillers Pipe Insulation Chillers Addition of Water -side economizer Chillers Efficient Unit Replacement Chillers Heat recovery Cooling Tower Installing VFD & controls for fans Cooling Tower Replacement or additional capacity Data Center Air Flow Management Energy Management Controls Cooling tower fan sequencing Energy Management Controls Demand Response Controls Energy Management Controls Improved scheduling capability Energy Management Controls Sensors calibration /optimal relocation Energy Management Controls Retrocomissioning Evaporative Cooling Systems Offset existing mechanical cooling Fans Installing VFD & controls Furnaces Condensing furnaces HVAC System (General) Duct testing and sealing HVAC System (General) Duct testing and sealing HVAC System (General) VAV system conversions HVAC System (General) Radiant Heating/ Cooling HVAC System (General) Geothermal HVAC HVAC System (General) Thermal Storage for Load Shifting Steam Heating Install /Replace Steam Traps Labs Reduced ACH Labs VAV fume hoods Motors Efficient Unit Replacement Pumps Efficient Unit Replacement Pumps Trimmed impeller Pumps Installing VFD & controls Ventilation Demand controlled ventilation Ventilation Garage CO controls Refrigeration Refrigerated Cases / Walk -ins Addition of insulation Refrigerated Cases/ Walk -ins Anti -sweat heater controls Refrigerated Cases / Walk -ins Auto - closers for cooler /freezer doors Refrigerated Cases / Walk -ins Case - lighting Controls Refrigerated Cases/ Walk -ins Defrost Controls Refrigerated Cases / Walk -ins Efficient evaporator fan motors Refrigerated Cases/ Walk -ins Efficient Unit Replacement Refrigerated Cases / Walk -ins Evaporator fan controllers Refrigerated Cases / Walk -ins High Efficiency Display Cases Refrigerated Cases/ Walk -ins Improved Defrost Controls Refrigerated Cases / Walk -ins Installing doors with low /no anti -sweat heat Refrigerated Cases / Walk -ins Installing Night covers Refrigerated Cases/ Walk -ins Replacing Door gaskets Refrigerated Cases/ Walk -ins Strip curtains Refrigerated Cases / Walk -ins Suction line insulation Thermal Storage Systems Thermal Storage for Load Shifting Compressors Add VFD and Controls Compressors Added Heat Recovery Compressors Addition of Mechanical Sub- cooling Compressors Efficient Unit Replacement Compressors Floating Head Pressure Controls Compressors Floating Suction Pressure Condensers Efficient Unit Replacement Condensers Evaporative Condensers Condensers Floating Head Pressure Condensers Replace Air Cooled with Evaporative Condenser Controls Retrocommissioning .. Y Compressed Air Air Compressors Efficient Unit Replacement Compressed Air Storage Additional compressed air storage Controls Improved compressor sequencing Controls Improved scheduling or controls Process / Plug Loads Boilers Efficient Unit Replacement Boilers Burner upgrade Boilers Combustion fan VFD Boilers Economizers Boilers Heat recovery Boilers Oxygen trim controls Chillers / Cooling Efficient Unit Replacement Air / Water Distribution System Efficiency Improvement Fans Efficient Unit Replacement Fans Installing VFD & controls Industrial Process Equipment scheduling for load reduction Industrial Process Process improvement Motors Efficient Unit Replacement Elevators Hoisting and Standby improvements Pool Add pool cover Pool Efficient Heater Replacement Pool Pump Reduce /Optimize Flow /Configuration Pool Pump Replace Motor Envelope Doors I High impact doors Walls Installing perimeter opening protections Roof Improving the strength of the roof deck and foundation attachment Roof Wind resistant shingles or other roofing material Roof Gable -end bracing Roof Reinforcing roof -to -wall connections Windows Installing storm shutters Windows High impact windows 51 Pool Pump Replace Pump Pool Pump Variable Flow Pumps Efficient Unit Replacement Pumps Installing VFD & controls Energy Storage Electric Vehicle Charger Install AC Level 1 and /or 2 charging station, or DC Level 1 EV charging station Electric Vehicle Charger - Fast Charge Install DC Level 2 or 3 EV charging station Envelope Doors I High impact doors Walls Installing perimeter opening protections Roof Improving the strength of the roof deck and foundation attachment Roof Wind resistant shingles or other roofing material Roof Gable -end bracing Roof Reinforcing roof -to -wall connections Windows Installing storm shutters Windows High impact windows 51 Laundry & Laundromats Commercial Laundry Efficient Unit Replacement Commercial Laundry I Retrofit with wastewater recovery system Commercial Laundry Ozone Laundry System HVAC Cooling Towers Upgrades to Reduce Bleed -off and Drift Condensers Upgrades to Reduce Bleed -off and Drift Steam Boiloers Upgrades to Reduce Bleed -off _ Industrial / Process Water Steam Sterilizers / Autoclaves Efficient Unit Replacement Car Wash Operations Water Recycling System Manufacturing Film/ X -Ray Processing Manufacturing Food / Beverage Processing Manufacturing Metal Finishing Manufacturing High Tech Manufacturing WLandscaping Irrigation system Rain Shutoff device Irrigation System Soil Moisture Sensors Irrigation System Rainwater Harvesting system Irrigation System Greywayter system Irrigation System Blackwater treatment system 7 Finance Program Handbook Table of Contents OVERVIEW .............. ............................... ... ... .. ...............4 INTRODUCTION.............................................................................................................. ..............................4 NATURE OF THIS PROGRAM HANDBOOK ..................................................................... ..............................4 TYPEOF FI NANCING ...................................................................................................... ..............................4 SOURCEOF CAPITAL ...................................................................................................... ..............................4 SECURITY...................................................................................................................... ............................... 5 PROGRAMPROCESS FLOW ............................................................................................ ..............................5 1 ELIGIBLE PROPERTIES 5 2. ELIGIBLE PROPERTY IMPROVEMENTS ........................................................ ..............................9 COMMONIMPROVEMENTS ............................................................................................ ..............................9 CUSTOMIMPROVEMENTS ............................................................................................. ..............................9 INELIGIBLEIMPROVEMENTS ......................................................................................... ..............................9 LOADING ORDER RECOMMENDATI ON .......................................................................... ..............................9 RESPONSIBILITY FOR QUALIFYING IMPROVEMENTS ............................................... ............................... 10 MINIMUM AND MAXIMUM PROJECT FUNDING ........................................................ ............................... 10 3. ELIGIBLE CONTRACTORS .................................... ............................... 10 QUALIFIEDCONTRACTORS ....................................................................................... ............................... 10 SELECTING AN ENERGY, WATER OR WIND RESISTANCE EVALUATOR ................... ............................... 10 SELECTING AN INSTALLATION CONTRACTOR .......................................................... ............................... 11 4. ELIGIBLE PROJECT LENDERS. 11 S. ENERGY. WATER & WIND RESISTANCE EVALUATIONS .. 12 ENERGYEVALUATIONS .............................................................................................. ............................... 12 WATEREVALUATIONS .............................................................................................. ............................... 12 WIND RESISTANCE EVALUATIONS ........................................................................... ............................... 13 PURPOSEAND BENEFITS ........................................................................................... ............................... 13 6. PARTICIPATION IN REBATE f INCENTIVE PROGRAMS 13 BENEFITS................................................................................................................... ............................... 13 PARTICIPATION IS ENCOURAGED BUT NOT REQUIRED .......................................... ............................... 13 CONSEQUENCES OF NONPARTICIPATION IN OPTIONAL PROGRAMS ....................... ............................... 14 7. APPLICATION AND APPROVAL PROCESS 14 PROGRAMCOSTS/FEES ............................................................................................ ............................... 14 DEBTSERVICE RESERVE FUND ................................................................................. ............................... 14 Florida Green Energy Works - Program Handbook 1 of 32 v. 1.1.2012 TWO -STEP APPLICATION PROCESS ......................................................................... ............................... 15 STEP 1: SUBMIT AN ELIGIBILITY APPLICATION ...................................................... ............................... 15 STEP 2: SUBMIT A FINAL APPLICATI ON ................................................................... ............................... 15 TASKS AND DEADLINES FOR SUBMITTING FINAL APPLICATION ............................ ............................... 16 FINAL APPLICATION APPROVAL ............................................................................... ............................... 17 ADDRESSING DSRF UNDERESTIMATES ................................................................... ............................... 17 8. REQUESTING FUNDING DISBURSEMENT ................................................... .............................18 FUNDINGDISBURSEMENT TYPES ............................................................................. ............................... 18 PROGRESSPAYMENTS ................................................................................................. .............................19 PROGRAM PARTICIPATION EXPIRATION ................................................................. ............................... 20 9 QUALITY ASSURANCE AND QUALITY CONTROL (QA /QC) 20 10. MEASUREMENT AND VERIFICATION ( M& V) ........................................ ............................... 20 11. DESCRIPTION OF BONDILEGAL DOCUMENTS ............................... 21 12, FINANCING COST: INTEREST RATE ......................................................... ............................... 21 13. IMPORTANT LEGAL TERMS . 22 REPAYMENTTERMS .................................................................................................. ............................... 22 ASSESSMENTS............................................................................................................ ............................... 22 FORECLOSURETERMS ............................................................................................... ............................... 23 COMPLIANCE WITH EXISTING MORTGAGES ............................................................. ............................... 23 TRANSFER OR RESALE OF THE SUBJECT PROPERTY ............................................... ............................... 23 REBATESAND TAXES ................................................................................................ ............................... 23 CHANGES IN STATE AND FEDERAL LAW ................................................................... ............................... 23 CHANGES IN THE PROGRAM TERMS; SEVERABI LITY ............................................... ............................... 24 DISCLOSURE OF PROPERTY OWNER INFORMATION ............................................... ............................... 24 FRAUD........................................................................................................................ ............................... 24 EXCEPTIONS TO THESE TERMS AND PROVISIONS .................................................... ............................... 25 APPENDIX A - FLORIDA GREEN ENERGY WORKS FINANCING PROCESS 26 APPENDIX B - GUIDANCE FOR SELECTING ENERGY EVALUATOR 27 OVERVIEW................................................................................................................. ............................... 27 CREDENTIALS/QUALIFICATI ONS .............................................................................. ............................... 27 RECOMMENDATIONS/QUESTIONS FOR PROSPECTIVE ENERGY AUDI TORS ........... ............................... 27 OTHER TIPS FOR THE BUILDING AUDIT PROCESS .................................................. ............................... 28 APPENDIX C — ENERGY EVALUATION TYPES ............ 29 OVERVIEW................................................................................................................. ............................... 29 INDUSTRY STANDARD AUDIT FORMATS .................................................................. ............................... 29 TARGETEDAUDIT ..................................................................................................... ............................... 29 ASHRAE LEVEL 1, 2, AND 3 AUDITS ...................................................................... ............................... 29 MINIMUMDATA REQUIREMENTS ............................................................................. ............................... 31 APPENDIX D - PROGRAM COSTSIFEES 32 Florida Green Energy Works - Program Handbook 2 of 32 v. 1.1.2012 [THIS PAGE INTENTIONALLY LEFT BLANK] Florida Green Energy Works - Program Handbook 3 of 32 v. 1.1.2012 Overviews The Town of Lantana, pursuant to a U.S. Department of Energy funded grant issued through the State of Florida, is working with willing city and county partners to create the Florida Green Finance Authority (the "Authority ") as well as the Florida Green Energy Works ( "FGEWorks ") financing program (the "Program "). The Authority will administer the Program in order to give commercial, and ultimately, residential property owners access to a new form of financing for the installation of certain energy efficiency, renewable energy, water conservation and wind resistance improvements ( "Qualifying Improvements "). The anticipated benefits of completing Qualifying Improvements include reduced operating costs, improved occupant health and comfort, reduced environmental impact, and support for the local economy. The program for commercial property is focus of this Program Handbook. The program will be extended to residential property once issues with the Federal Housing Finance Agency (FHFA) are resolved to allow homes participating in the Program to qualify for mortgages approved by Fannie Mae and Freddie Mac. Nature of this Program Handbook This handbook details the Program Terms governing all Program participants, including property owners and lenders. By submitting an Initial Application, applicants warrant that they have read this handbook in its entirety, and that they understand and agree to the terms set forth herein. Type of Financing FGEWorks is a financing program that is designed to provide property owners with options for retrofitting their properties, which currently include Property Assessed Clean Energy (PACE) as well as PACE3P` financing options. PACE is an innovative type of secured financing program that provides funding for energy efficiency, renewable energy, water conservation and wind resistance improvements to privately owned buildings. Under FGEWorks, the Authority may sell a PACE bond to a qualified investor, use the proceeds to finance the improvements, and place an assessment lien on the property to secure repayment. The assessment is collected on the property tax bill. Similarly, PACE3PT11 is a third -party ownership form of PACE financing where the funds to finance the improvements are brought by Demeter Power Group, Inc., who has responsibility for managing the improvement project for the property owner. Source of Capital FGEWorks is using the "open- market" PACE model in which individual property owners may choose any project lender willing to fund their project Property owners negotiate specific financing terms, including the interest rate and repayment Florida Green Energy Works - Program Handbook 4 of 32 v. 1.1.2012 term, with their chosen project lender. The Authority uses assessments to repay the project lender. Security The assessment obligation is secured by a lien on the property of equal status with the lien for ad valorem property taxes. The Authority reserves the right to seek to enhance the security of FGEWorks financing by raising and using funds to establish a Debt Service Reserve Fund (DSRF) that will help cover payment to lenders in the event of assessment delinquencies by the property owner. See Chap. 7 "Application and Approval Process" below, for more information on the DSRF. • , . ,, Appendix A, attached, shows a high -level description of the Program's process flow from beginning to end. It shows the significant stages for the property owner that applies to the Program, and for the Program in response to property owner submissions (the steps are numbered to illustrate further the flow and interaction) 1. Eligible Properties In order to participate in the Program, a property owner must meet and /or complete the following requirements and steps: a. The property to be improved with Qualifying Improvements (the "subject property ") must be located in within the geographic boundaries of a local government located in Florida that opts into the Program by becoming a member of the Authority (hereinafter an "Energy Improvement District "). b. The subject property must be non - residential property defined as (i) a property the primary use of which is not residential or (ii) a property used for multi - family housing with five or more units. c. The property owner must provide written notice of the proposed senior lien to any and all lenders with existing liens on the subject property, and must obtain the written consent /acknowledgment of existing lenders; the Program will provide templates for this purpose but it is the property owners' responsibility to obtain the consent /acknowledgement of the lenders. The owner must submit a copy of the lender's written consent /acknowledgment with the Final Application. d. All owners of fee simple title to the subject property or their legally authorized representatives must sign the Program Documents. Therefore, before submitting an initial application, please ensure that all owners (or their representatives) of the fee simple title to the subject property will agree to participate in the Program on the terms set forth in these Program Terms. Florida Green Energy Works - Program Handbook 5 of 32 v. 1.1.2012 e. The property owner must have a professional energy, water and /or wind resistance evaluation conducted on the property that corresponds to the types of Qualifying Improvements the owner is seeking to finance, and those Qualifying Improvements must appear as identified opportunities or recommendations within the resulting evaluation report. The Program reserves the right on a case -by -case basis to review and approve Qualifying Improvements that do not appear as an identified opportunity or recommendation within the evaluation report. For the initial phase of the Program, the following evaluation and project requirements will apply as outlined below: If the property owner wishes to finance energy efficiency improvements, water conservation improvements and /or a renewable energy project through the Program, the owner must obtain an evaluation from a firm with the appropriate skills and experience for non - residential buildings, to complete the appropriate type of evaluation. See the Program Handbook for requirements for participating evaluators and for details about the type of evaluation required. ii. If a renewable energy system is financed, the property owner should also demonstrate that lower -cost and higher value energy efficiency improvements were evaluated that could result in a 10% improvement in building performance, or demonstrate that the building already meets one of a predefined list of efficiency performance requirements as specified in the Program Handbook. iii. If the property owner wishes to finance wind resistance improvement projects only, the owner must obtain a wind resistance improvement evaluation from a firm with the appropriate skills and experience for non - residential buildings, to complete the appropriate type of wind resistance evaluation. The property owner will also receive information regarding energy efficiency and renewable energy at that time but will have no obligation to install such improvements. f. The property owner will be encouraged or required (as described below) to participate in appropriate state and local incentive programs to the extent the subject property is eligible for such programs at the time of application. For example, property owners planning to finance the installation of a solar PV system will be encouraged to seek to participate in the Florida Power & Light photovoltaic ( "PV ") rebate program (if available) with respect to the subject property. Property owners will also be encouraged to participate in similar incentive programs for solar thermal (hot water) systems and energy efficiency improvements. Property owners will be encouraged to participate in other utility rebate and incentive programs (if available) that cover the Florida Green Energy Works - Program Handbook 6 of 32 v. 1.1.2012 Qualifying Improvements, but may elect not to do so. See Chapter 6 of this Program Handbook for more detail. g. The financed improvements must be Qualifying Improvements and must be installed by a contract that meets the Program's qualification criteria ( "Qualified Contractors "). See Chap. 2 "Eligible Property Improvements" below. h. The property owners must agree to provide the Authority with access to the property's utility usage information to enable the Program to monitor energy and /or water savings. The owner must further agree to participate in surveys and Program evaluations directed by the Authority. The property owner must use the no -cost ENERGY STAR online energy -use benchmarking service called Portfolio Manager. The Authority may further recommend or require participation in other low- or no -cost energy usage tracking systems so owners have access to the raw data necessary to determine if the installed improvements are delivering the expected energy and cost savings. (Determining whether or not installed improvements are meeting projections is encouraged, but may require additional analysis by professionals and any such additional services would be the responsibility of the owner). See Chapter 10 of this Program Handbook for more detail. The property owner must certify that it (and its corporate parent if the property owner is a single - purpose entity) is solvent and that no proceedings are pending or threatened in which the property owner (or the corporate parent, as applicable) may be adjudicated as bankrupt or become the debtor in a bankruptcy proceeding, or discharged from all of the property owner's (or corporate parent's, as applicable) debts or obligations, or granted an extension of time to pay the property owner's (and the corporate parent's, as applicable) debts or a reorganization or readjustment of the property owner's (and the corporate parent's, as applicable) debts. The property owner must also certify that the property owner (or any corporate parent if the property owner is a single- purpose entity) has not filed for or been subject to bankruptcy protection in the past three years. k. The property owner must be current in the payment of all obligations secured by the subject property, including property taxes, assessments and tax liens, within the past 3 years (or since taking title to the subject property if it has been less than 3 years). The Authority may review public records, including the real property records, to verify compliance with this requirement. Certain allowances may be made for property tax payment delays that do not reflect financial distress. Properties that are currently appealing a property tax assessment will be reviewed and eligibility will be determined on a case -by -case basis. Florida Green Energy Works - Program Handbook 7 of 32 v. 1.1.2012 1. There must be no notices of default or foreclosure, whether in effector released, due to non - payment of property taxes or loan payments filed against the subject property within the last 5 years (or since ownership, if less than 5 years). Exceptions maybe granted on a case -by -case basis. m. The property owner must not have any involuntary liens, defaults or judgments applicable to the subject property. The Authority may review public records, including the real property records and court documents, to verify compliance with this requirement. A property owner with an involuntary lien(s) may be allowed to participate in the Program if it can demonstrate an acceptable reason for the lien, default or judgment and a path for resolution along with supporting documentation. A property with an involuntary tenant's lien will be reviewed and eligibility will be determined on a case -by -case basis. n. The value of the property (based on current assessed value, recent (within 90 days of the Program application) or appraised value determined by an Authority- approved appraiser) plus the value of the Qualifying Improvements financed by the Program must be equal to or greater than the sum of (i) the total private property debt including mortgages and maximum draw amount of any equity lines of credit secured by the property, (ii) the principal amount of any Program indebtedness attributable to the property, and (iii) the aggregate principal amount of any fixed assessment liens or other assessment debt on the property (not including Program assessments). o. The property owner must certify that the property owner is not party to any litigation or administrative proceeding of any nature in which the property owner has been served, or is pending or threatened which, if successful, would materially adversely affect the property owner's ability to operate its business or pay the assessments when due, or which challenges or questions the validity or enforceability of documents executed by property owner in connection with the Program. p. The Program may involve issuance of bonds by the Authority on behalf of the Energy Improvement District(s). Therefore, it is important that property owners pay their assessments and other property - related obligations in full on a timely basis. Consequently, the Authority reserves the right to request additional information in its sole discretion and to deny applications based on any information that reflects on the likelihood that a property owner may not pay assessments. Florida Green Energy Works - Program Handbook 8 of 32 v. 1.1.2012 2. Eligible Property Improvements In general, in order for property improvements to be eligible for financing through the Program, they must have a useful life of five years or longer or be attached to real property or building and must have the capacity to reduce energy or water usage, generate renewable energy or further wind resistance capabilities for the property. Common Improvements The Program has an extensive list of common energy efficiency (EE), renewable energy (RE), water conservation (WC) and wind resistance (WR) property improvements that are eligible for financing, which can be found in the separate Qualifying Improvements List document organized by these categories. The improvements are further organized into system and subsystem groupings for easier navigation within the list. The list also contains each type of improvement's estimated effective useful life, performance guidelines, and applicable incentive programs. Custom Improvements The Program will also consider, on a case -by -case basis, other improvements (a.k.a. custom improvements) that do not appear in the Qualifying Improvements List. Such custom improvements will require additional technical review by the Program if they are not covered by an incentive program that approves them, likely at additional cost for the applicant. See Chap 6 "Participation in Rebate /Incentive Programs ", below, more information about incentive programs. Ineligible Improvements Improvements that are not attached to the real property or building and can be easily removed are not eligible for financing through the program (e.g., screw -in fluorescent light bulbs). Any improvement that cannot be explained in terms of industry- standard engineering or scientific principles are also not eligible. See the Ineligible Improvements page of the Qualifying Improvements List for the short list of what qualifies as being ineligible. Loading Circler Recommendation Property owners are encouraged, but not required, to apply a loading order when seeking to install eligible on -site renewable energy systems, such as solar photovoltaic (PV) systems. Essentially, a loading order is intended to assure that, before installing a renewable energy system, the property should first evaluate options to reduce its total energy demand - for example, by 10% - by implementing energy efficiency improvements identified in the energy evaluation. Energy efficiency improvements are typically less expensive on a per kWh basis (i.e., cost per kWh saved through efficiency is less than the cost per kWh generated through renewable energy), and decreasing energy demand usually makes it possible to decrease the size (and cost) of the desired Florida Green Energy Works - Program Handbook 9 of 32 v. 1.1.2012 renewable energy system. Consult with the Program Administrator for approaches to the loading order. Responsibility for Qualifying Improvements The Program's PACE financing option is a financing program only. By establishing the Qualifying Improvements List, the Authority is not recommending nor warranting any particular improvements. Neither the Authority nor the Administrator is responsible for the improvements or their performance. Property owners are solely responsible for the improvements installed on their property. Should there be any unsatisfactory performance or other system - related issues that arise during or after installation, the property owner must address those directly with the responsible contractor according to the terms of the contract between the two parties. The Program's PACE3PT" option is offered by Demeter Power Group, Inc., and any improvements installed utilizing PACE3P` shall be governed solely by a separate agreement executed between the property owner and Demeter Power Group, Inc. Neither the Authority nor the Administrator is responsible for the improvements or their performance. Should there be any unsatisfactory performance or other system - related issues that arise during or after a PACE3PT" financed installation, the property owner must address those directly with Demeter Power Group, Inc. according to the terms of the contract between the two parties. Minimum and Maximum Project Funding The Authority requires a minimum funding request of $10,000. The Authority will only authorize funding requests in an amount equal to the final cost of installing the Qualifying Improvements (including the energy evaluation fee) less State, Local and Utility rebates plus the additional items identified in Chap 12 "Financing Cost; Interest Rate ", below. The funding limits are per property per financing request. 3. Eligible Contractors Qualified Contractors There are two primary types of contractors that may participate in the Program: evaluators and installation contractors. Selecting an Energy, Water or Wind Resistance Evaluator The commercial building energy audit market is fragmented, with no universally accepted standards for auditors (referred to in the Program as "evaluators "). Although the Program does not endorse specific contractors or accreditation programs, it has compiled some recommendations for selecting a qualified energy auditor and getting a suitable energy audit conducted on the subject property. See Appendix B — Guidance for Selecting Energy Evaluator and Appendix C — Energy Evaluator Types for more details. Florida Green Energy Works - Program Handbook 10 of 32 v. 1.1.2012 Selecting an Installation Contractor The Qualifying Improvements must be installed by contractors who meet the eligibility criteria set forth for the specific category of work being financed. If you choose to work with a contractor that does not meet eligibility criteria below, you are not eligible for Program financing: • Energy efficiency and water conservation improvements must be installed by licensed contractors. • Solar PV and water heating projects must be installed by licensed contractors. Wind resistance improvements must be installed by licensed contractors. The Authority may provide lists of contractors who have satisfactorily participated in the Program or received training regarding Program requirements, but the Authority does not warrant the work of any such contractor. The Authority encourages you to do your research and receive bids from multiple contractors before signing a contract. Neither- the Authority nor the administrator is responsible for determining the appropriate equipment, price or contractor for your property. By establishing these contractor eligibility criteria, the Authority is not recommending a particular contractor or warranting the reliability of any such installer. The Program is a financing program only. Neither the Authority nor the administrator will participate in the resolution of any dispute between you and your installer or equipment manufacturer. 4. Eligible Project Lenders Lenders must be qualified to purchase a municipal bond as detailed in the Bond Purchase Contract, a sample of which can be provided upon request. Generally, basic qualification criteria includes that the lender is one of the following: a. An "accredited investor" as defined by Rule 501(a) promulgated under the Securities Act of 1933; or b. A "qualified institutional buyer" as defined in Rule 144A under the Securities Act of 1933; or c. A bank, savings institution or insurance company; or d. A certain trust, custodial or similar arrangements conforming with Section 7(iv) of the Sample Bond Purchase Contract. Florida Green Energy Works - Program Handbook 11 of 32 v. 1.1.2012 S. Energy, Water & Wind Resistance Evaluations Energy Evaluations The Program requires properties seeking to finance energy efficiency or renewable energy improvements through the Program to receive an energy evaluation conducted by a professional energy evaluator of the owner's choice and at the owner's cost. That auditor must meet Program eligibility requirements (see Chap. 3 "Eligible Contractors ", above, for or more detail). Note that the cost of the energy evaluation can be included in the financing. The improvements for which the property owner is seeking financing must appear as identified opportunities or recommendations within the resulting evaluation report. The Program reserves the right on a case -by -case basis to review and approve improvements that do not appear as an identified opportunity or recommendation within the evaluation report. The type of energy evaluation that the Program requires the property owner to conduct on its property depends on the number of improvements and total project cost. The Program has organized these into three evaluation tiers for easier reference. See Table 1 below for the resulting evaluation tiers and thresholds. Table 1-- Programs Energy Evaluation Tiers Energy Evaluation Evaluaion Type Project Cast Tier.hnprovements Tier 1 Targeted Audit 1 Any amount Tier 2 ASHRAE Level 1 2 or more Less than $100k Tier 3 ASHRAE Level 2 2 or more Equal to or more than $100k The Targeted evaluation and ASHRAE evaluation types referenced in the above table are fully described within Appendix B- Energy Evaluation Types. Water Evaluations The Program requires properties seeking to finance water conservation improvements through the Program to receive a water evaluation conducted by a professional water evaluator of the owner's choice and at the owner's cost. That evaluator must meet Program eligibility requirements (see Chap. 3 "Eligible Contractors ", above, for or more detail). Note that the cost of the water evaluation can likewise be included in the financing. The improvements for which the property owner is seeking financing must appear as identified opportunities or recommendations within the resulting evaluation report. The Program reserves the right on a case -by -case basis to review and approve improvements that do not appear as an identified opportunity or recommendation within the evaluation report. Florida Green Energy Works - Program Handbook 12 of 32 v. 1.1.2012 Wind Resistance Evaluations Regardless of the types of improvements installed, the Program requires all participants to undergo a wind resistance improvements evaluation through the program. Property owners can use the resulting evaluation report(s) to identify and prioritize building- specific energy and wind resistance improvement opportunities and to predict associated cost /energy /water /insurance savings. The Program also uses the evaluation report(s) as a third -party check that the selected improvements for implementation are appropriate for the property and its unique context, thus reducing Program and participant costs. Visit www.citizensfla.com for more detail about insurance benefits of wind resistance improvements. 6. Participation in Rebate /Incentive Programs Depending on the types of improvements that the property owner is including in their financing through the Program, the Program may participation in applicable rebate and /or incentive programs (offered through the State, local utilities, federal, or associated third -party programs). Rebate and incentive programs reward participants with cash payments or tax credits for implementing improvements that, for example, reduce energy (or water) usage, thus reducing a property owner's project cost. "Netting out" rebates and incentives reduces the total financing amount that a property owner will request through the Program. Leveraging such existing programs also helps reduce overall program costs by providing credible savings projections, quality control and assurance, and project inspection services at no additional cost that maximize project benefits. Participation is Encouraged But Not Required Property owners seeking financing through the Program are encouraged, but not required, to participate in certain rebate or incentive programs that are or may be available. Given the benefits associated with such programs (see the.section entitle "Benefits "), the Program anticipates that most property owners will elect to participate in all applicable rebate and incentive programs that cover improvements in their projects. The Program strongly encourages such participation, but does not require it in order to give property owners maximum flexibility. Reasons some property owners may choose not to participate in applicable rebate or incentive programs may include; Florida Green Energy Works - Program Handbook 13 of 32 v. 1.1.2012 • The rebate /incentive amount is small compared to the time and effort involved in applying for such. • The rebate /incentive program possibly introduces delays (e.g., for project review, approval, inspections, etc.) that the project cannot accommodate. Consequences of Nonparticipation in Optional Programs Because rebate and incentive programs can act as a third -party check for the Program on the validity of the property owner's improvements and their likely energy savings, participation in such programs reduces the Program's costs for project review, verification and quality assurance /control (QA /QC) activities. Therefore, property owners who elect not to participate in such rebate or incentive programs may incur additional fees to cover the Program's costs in conducting activities normally performed by such programs. The Authority reserves the right to impose these fees, which may vary depending on the type and complexity of improvements included in the project. See Appendix D - Program Costs /Fees for a summary of possible additional fees. 7. Application and Approval Process Program Costs /Fees There are a number of direct and indirect costs and fees associated with the Program. Some of these are mandatory fees, whereas a few are conditional depending on what type of financing is being utilized (PACE or PACE3P"'), what improvements are being undertaken, what rebate or incentive programs are being utilized, and what method of property valuation is chosen. Most of these can be included in the financing. See Appendix D - Program Costs /Fees for a breakdown of Program costs and fees. Debt Service Reserve Funs! The Authority reserves the right to raise and /or charge fees for use in establishing and funding a Debt Service Reserve Fund (DSRF) for each financing project in order to provide greater security (lower risk) for project lenders. For some lenders, this reduced risk may support the ability to offer better financing rates and terms to property owners participating in the Program. Other lenders may not find the DSRF useful in impacting rates. If the Authority elects to offer a DSRF option and there are sufficient DSRF funds, each project approved by the Program has the option to a standard allocation for a DSRF equal to 10 percent of the total requested financing amount, with a maximum DSRF allocation of $100,000 for any single project (which, at 10 percent, would support up to a $1 million project financing). The Program will consider requests that exceed the $100,000 maximum DSRF allocation on a case -by -case basis, as well as allocations greater than the standard Florida Green Energy Works - Program Handbook 14 of 32 v. 1.1.2012 10 percent. Project lenders may also decline to receive an allocation from the DSRF, if they so choose. Two -Step Application Process The Program's application process is broken into two steps: 1) Eligibility Application, and 2) Final Application, as detailed below. Applicants must complete both steps in order to be fully approved. Stela 1: Submit an Eligibility Application This step is a simple process for property owners to quickly indicate their interest in participation and to submit preliminary details of their proposed project. This gives the Program the ability to promptly ascertain project eligibility as well as give owners the preliminary indication that their property meets program requirements. The Eligibility Application may include a request for an allocation from the Debt Service Reserve Fund, if desired. The Program has developed an Eligibility Application form to be used in completing this step. Items to be submitted with Initial Application: • Eligibility Application Form: filled out completely • Organizational Documents: necessary if property owners is an entity • Title Search Payment: a check for the title search payment made out to the "Florida Green Finance Authority" so the Authority can perform a title search to verify the property meets eligibility requirements. (Note: the title search fee is listed in the current Program Fee Schedule on file with the Authority. The property title search may cost more for more complicated ownership structures or histories, in which case the Program will contact the property owner to provide the associated cost before conducting the search.) The Program will review the completed Initial Application form and related items within fifteen (15) business days and determine if all eligibility requirements are met (incomplete applications will result in a longer review period). Upon approval of the application, the Owner will be conditionally eligible for participation in the Program. Eligibility will remain valid as long as the applicant makes progress toward completing the second step of the application process, according to the Program deadlines for submitting the associated Final Application. Failure to meet Program deadlines (or to obtain extensions to deadlines) for preparation of the Final Application may result in a cancellation of eligibility. Approval of the Final Application will establish ultimate eligibility for funding disbursements. Step 2: Submit a Final Application This step is a more involved process that requires the property owner to complete all related planning and application tasks, including: conducting an energy evaluation (if applicable), obtaining existing mortgage holder acknowledgment / authorization, and finding a project lender. Upon review and approval of the complete Final Application, the Program will issue a reservation for financing (a Florida Green Energy Works - Program Handbook 15 of 32 v. 1.1.2012 "Reservation "), including any necessary adjustments to the reserved allocation from the DSRF (if applicable), based on any refinements that have occurred (since conditional eligibility for participation) to project scope and desired amount to be financed. The Program has developed a Final Application form and other related documents to be used in completing this step. Items to be submitted with Final Application: • Final Application Form: completed and signed by all property owners or their legally authorized representatives • Program Terms: signed by all property owners or their legally authorized representatives • Contractor Bids: copies of contractor bids for the work they will be performing on the project, along with a completed Contractor Coversheet attached to each bid • Property Value Statement Form: completed and signed by all property owners or their legally authorized representatives • Lender Authorization Form: a completed and signed Lender Authorization form from any and all existing mortgage or lien holders on the property • Energy / Water / Wind Resistance Evaluation Reports: copies of the appropriate energy, water and /or wind resistance evaluation reports conducted on the property that contain recommendations for the property improvements for which the property owner is seeking financing • Rebate / Incentive Documents: copies of applications and /or pre - approval letters from rebate /incentive programs from which the project will receive related funding • Application Fee. (Note: the application fee is currently waived) Tasks and deadlines for Submitting Final Application Related to the items to be submitted with the Final Application, there are three major tasks that must be accomplished between determination of conditional eligibility and submission of the Final Application. Completing these tasks by certain deadlines (or receiving deadline extensions from the Program) is necessary in order to maintain eligibility and also to prepare for submitting the Final Application. The property owner must make progress toward completing these tasks within a certain timeframe relative to when conditional eligibility was approved. Those tasks, and their associated deadlines, are listed in Table 4below. Florida Green Energy Works - Program Handbook 16 of 32 v. 1.1.2012 "fable 4 - Tasks & Deadlines for Maintaining Conditional Reservation Task esimp, f> a *........, 1. Evaluation & Final If not already conducted, have an Within 90 calendar days of Project Scope appropriate qualifying evaluation conditional eligibility conducted on the property by a professional, and determine final project scope and financing amount. 2. Lien Holder Obtain written acknowledgment / Within 90 calendar days of Approval consent from all existing mortgage or conditional eligibility lien holders on the property for participation in the Program. 3. Project Lender Identify a project lender that will Within 90 calendar days of rovide financing for the project. conditional eli ibili Submit Final Submit Final Application with all tasks Within 120 calendar days Application completed and necessary approvals. of conditional eligibility *Exceptions to the above deadlines may be granted on a case -by -case basis if the Program determines that the applicant is making good progress toward completing these tasks. Final Application Approval The Program will review the completed Final Application form and related items within ten (10) business days and determine if all eligibility requirements are met (incomplete applications will result in a longer review period). Upon approval of the application, the Owner will be issued a Reservation for participation in the Program. Approval or denial will be based on the eligibility requirements listed within this handbook. Submission of an application does not guarantee that you will be approved for Program participation. If you proceed with installation before notification of a Program approval, you risk incurring the cost of installation without the benefit of Program financing. In addition, a Program approval does not guarantee that you will receive funds. Before you receive funds through the Program, you must satisfy the requirements listed in Chap. 8 `Requesting Funding Disbursement" below. Addressing DSRF Underestimates If the DSRF amount that the applicant originally requested is underestimated (i.e. increases between Initial Application or Final Application steps), the Program may or may not be able to allocate additional funds from the DSRF to cover the difference. There are several options to rectify this, as detailed below: 1. The applicant can contribute funds to the DSRF to cover the gap (and such funds can be added to the total amount financed; if there are never any payment defaults, applicant would get these funds back when financing was paid off). 2. The applicant can adjust the agreement with the project lender for the lender to accept less DSRF coverage (which may result in a change of related interest rate or terms). Florida Green Energy Works - Program Handbook 17 of 32 v. 1.1.2012 3. The applicant can reduce the scope of the project and the associated amount of needed financing such that the original DSRF gives sufficient coverage. 4. The applicant can contribute capital (e.g. internal funds) to reduce the project costs such that the remaining amount being financed is sufficiently covered by the original DSRF estimate. 8. Requesting Funding Disbursement Funding [disbursement Types After a Qualified Contractor has completed installation of the Qualifying Improvements on the subject property or has reached a milestone at which a progress payment is permitted (see "Progress Payments" below), you must submit a funding disbursement request and the Project Verification documents listed below in order to receive funding from the Program. The administrator will review the funding request and the Project Verification documents, and produce Final Program forms. The Final Program forms will be sent to you within five (5) business days after you have submitted a funding request and the Project Verification documents. You must return the executed Final Program forms to the administrator within seven (7) calendar days. The Project Verification documents and Final Program forms are listed below. Project Verification Documents (submitted by you with your funding request) a. A signed final permit inspection from the appropriate City's Department of Building Inspection for applicable completed projects b. A final invoice from all contractors (or, for progress payment, an invoice stating percentage of work complete; see "Progress Payments" below.) c. A copy of any applicable rebates or incentives. Final Program Forms (to be executed and returned by you within 7 days of receipt from the Authorityl a. An executed and notarized Financing Agreement (by all property owners or authorized representatives). By executing the Financing Agreement, you agree to annex the subject property to the Energy Improvement District and to pay assessments in specified amounts for the period specified in the Financing Agreement, consent to recordation of a lien against the subject property, and release the Authority, the participating local government and its administrator from any liability associated with installation of the Qualifying Improvements or their performance. b. Utility Authorization to Release Information. c. Payment Assignment Form, if the payment is to be assigned to the contractor. Florida Green Energy Works - Program Handbook 18 of 32 v. 1.1.2012 When the Authority has received all required documentation from you, it will confirm your compliance with the eligibility requirements (see "Eligibility" above). The timing of when the Authority will record the Financing Agreement and lien as an encumbrance on the subject property is determined on a case -by -case basis according to the terms agreed upon between the Authority, the property owner, and the project lender. The Authority will document the bond or other financing transaction with you and the project lender identified by you, and approve the issuance of bonds or other financing for purchase by the project lender. All funding requests will be deemed final upon submission of the required documentation listed above and may not be subsequently changed. In the event a property owner cancels financing after a request for funding is submitted to the Authority, all expenses incurred by the Authority for recording tax liens, preparing bond or other financing documents and removing tax liens will be the responsibility of the applicant. The Authority will terminate the lien evidenced by recordation of the Financing Agreement upon receipt of reimbursement from the applicant for these expenses. 'rabic I - Related Disbursement Request Items to be Submitted Progress Payment: • Applicable permit(s) • Invoices, cost statements, or equivalent from contractors showing progress • Copies of any applicable rebates or incentives Check made out to the Florida Green Finance Authority for progress payment processing* Final Payment: • Applicable finalized permit(s) • Final invoices, cost statements, or equivalent from contractors • Copies of any applicable rebates or incentives • Receipts, statements, purchase orders, or other evidence of actual cost for items not covered in contractor invoice *Please consult the Authority for amounts listed in the Program Fee Schedule. If the property owner wishes to assign payment directly to the contractor that has performed the work on the project, then the owner must also submit a completed Disbursement Assignment Form to the Program. The Program will review the submitted Disbursement Request and associated items within five (5) business days and, upon approval, issue payment. Progress Payments The Authority will consider making progress payments in certain circumstances on a case -by -case basis. In general, the Authority may agree to make progress payments before the installation of the Qualifying Improvements is complete if certain criteria are met, which may include (i) the amount financed is in excess of a Florida Green Energy Works - Program Handbook 19 of 32 v. 1.1.2012 minimum amount, (ii) the time required to install the Qualifying Improvements exceeds a certain length of time, (iii) the amount of each progress payment is a minimum percentage of the total cost of the Qualifying Improvements to be financed by the Program and (iv) based on a certification of the Qualified Contractor, the percentage of the total amount to be financed that will have been disbursed by the Authority after disbursement of the progress payment will not exceed the percentage of the installation work that has been completed. Program Participation Expiration If the Authority approves your application, your approval will be effective for 360 calendar days. Property owners that receive Program approval must have a Qualified Contractor complete installation of the Qualifying Improvements on the subject property and complete the financing process within this period. If you fail to have a Qualified Contractor complete the installation of Qualifying Improvements on the subject property within the reservation period, your Program approval will expire. You may request to extend your Program approval prior to its expiration for an additional 90 days. However, you will have to pay an extension fee. An applicant may cancel a Program approval in writing during the 360 -day period, but will forfeit the application fee (if applicable) and the opportunity to receive funding under that approval. The applicant may reapply but will not be guaranteed funding availability and will need to pay another application fee. 9. Quality Assurance and Quality Control (QA /QC) In order to ensure that financed property improvements are properly completed and are able to deliver expected savings and benefits, the Program recommends that property owners either participate in existing utility rebate or incentive programs (where available and applicable) that have their own verification /inspection mechanisms, or submit to and pay for other third -party site inspections (service providers may be retained by the Program for this purpose). The Program and /or the partner project lender may require additional inspections if the property owner requests progress payments be made before final payment - also at additional cost. 10. Measurement and Verification (M &V) The Program requires property owners to enroll in the free energy usage tracking and benchmarking service called ENERGY STAR Portfolio Manager which provides access to the data necessary to determine how the installed improvements are performing over time, and how their building is performing relative to its peers. Florida Green Energy Works - Program Handbook 20 of 32 v. 1.1.2012 The Program reserves the right to require property owners to utilize additional data collection tools developed for the Program and to require property owners to grant the Authority access to their ENERGY STAR Portfolio Manager accounts for a period of three years after project completion so that the Authority can analyze project performance and gauge program effectiveness. Information received under this provision shall remain confidential. Property owners and project lenders are encouraged to conduct more detailed performance analysis on their own to ensure continued cost and energy savings. 11. Description of Bond /Legal Documents The following table summarizes the Program's major legal documents. Table 5 - Major Bond /Legal Documents ', bocum'erit ! bescr�pt�on '; ' , ` T�uivag Form of Lender Consent Relates to a property owner's existing mortgage Part of Final lender /lienholder, whereby that existing Application lender /lienholder (i) consent to the levy of special Submission assessments and the creation of the assessment lien and (ii) agrees that the proposed assessment lien will not constitute an event of default of trigger the exercise of any remedies under the loan documents in force between the existing lender /lienholder and the property owner. Form of Financing Agreement Document pursuant to which the property owner Closing agrees to the levy of assessments for purposes of the issuance by the Authority of an assessment bond to a project lender and which is recorded in the real property records to provide notice of a lien securing payment of assessments on the property. Form of Bond Purchase A contract between the Authority and the lender, Closing Agreement or other finance pursuant to which the lender (i) agrees to agreement purchase an assessment bond issued by the Authority and (ii) makes representations and warranties that it is a "qualified investor'. This contract also reflects the basic financing terms agreed between the lender and the property owner. 12. Financing Cost; Interest Rate The following terms are helpful in understanding the Program's financing structure. Financing Cost. In order to receive funding, you will agree to pay assessments in an amount equal to (i) the principal amount you received through the Program, (ii) interest on the principal amount you received through the Florida Green Energy Works - Program Handbook 21 of 32 v. 1.1.2012 Program and (iii) initial and on -going program expenses summarized in Appendix C. The Authority expects to levy assessments on your property tax bill, although it reserves the right to bill or collect assessments separately. Principal Amount. This is the amount equal to all project costs you choose to finance, which may include costs associated with implementing the project such as permits, evaluation expenses, application fee, an applicable deposit to a debt service reserve fund if required and capitalized interest (see "Capitalized Interest" below). Interest Rate. The rate of interest on the amount of funding you receive will be negotiated between you and the financial institution identified by you. Capitalized Interest. Because of the August 15th deadline for placing the assessments on the property tax bill, the principal component of the assessment may also include the first tax year's installments if the deadline cannot be met. Deposit to a Debt Service Reserve Fund. A debt service reserve fund (DSRF) may be required by your chosen lender as additional security to participating financial institutions to pay debt service on the bonds in the event of late payments or default by the property owners. The Authority may permit property owners to finance a reasonable deposit to a DSRF, if a DSRF is required by the lender identified by you. Initial and On -going Program Administrative Costs. Program Administrative Costs are built into the total financed amount and the ongoing assessment requirement (which increases the effective interest rate you will pay). The fees for any specific project will be disclosed and agreed to prior to financing. 13. Important Legal Terms Repayment Terms Following recordation of the Financing Agreement, the property owner will be obligated to pay the assessments specified in the Financing Agreement. .Assessments A property owner must pay the agreed -upon assessments regardless of personal financial circumstances, the condition of the property, or the performance of the Qualifying Improvements. Do not apply for financing if you are not certain you can pay the assessments. The failure to pay your assessment in full will result in financial repercussions, including penalties, interest and, potentially, foreclosure of your property by the Authority. Florida Green Energy Works - Program Handbook 22 of 32 v. 1.1.2012 Foreclosure Terms If you use an escrow account to pay annual property taxes, you must notify your escrow company of your assessment payments. You will need to increase your monthly payments to the escrow account by an amount equivalent to your annual assessments divided by 12 months. Compliance with Existing Mortgages Recordation of the Financing Agreement will establish a continuing lien as security for your obligation to pay assessments. The lien securing the obligation to pay assessments will be senior to all private liens, including your existing purchase mortgage(s). Many mortgage and loan documents limit the ability of a property owner to place senior liens upon property without the consent of the lender, or authorize the lender to obligate you to prepay the senior obligation. Please confirm with your lender(s) that participation in the Program will not adversely impact your rights with respect to any existing loan documents, or obligate you to prepay your assessments. Property owners must notify the lender in writing and receive written acknowledgment /consent from the lender prior to applying to the Program. The Program will provide lender acknowledgment / consent templates, but responsibility for addressing issues with existing lenders is the property owners'. Transfer or Resale of the Subject property If you sell your property prior to the end of the agreed -upon assessment period, the new owner will assume the assessment obligation. Ownership of any Qualifying Improvements on the subject property will transfer to the new owner at the close of the real estate sale; Qualifying Improvements financed through the Program may not be removed from the property until the bond issued by the Authority to finance installation of the Qualifying Improvements has been retired. Program participants agree to make all legally required disclosures about the existence of the assessment lien on the property in connection with any sale. Rebates and Taxes Participation in this Program does not reduce rebates available through federal, State or local rebate programs. Please consult with your tax advisors with respect to the State and federal tax implications of participating in the Program. Neither the Authority nor the administrator is responsible for the State or federal tax consequences of participating in the Program. Changes in State and Federal Law The Authority's ability to issue bonds to finance the Program is subject to a variety of State and federal laws. If those laws or the judicial interpretation thereof were to change after you have applied for funding (and, thereafter, incurred the cost of installation in anticipation of Program funding) but before the Authority issues a Florida Green Energy Works - Program Handbook 23 of 32 v. 1.1.2012 bond to finance your funding request, the Authority may be unable to fulfill your funding request. The Authority shall have no liability as a result of any such change in law or judicial interpretation. Changes in the Program Terms; Severability The Authority reserves the right to change these Program Terms at any time without notice; however, no such change will affect your obligation to pay assessments as set forth in the Financing Agreement. Your participation in the Program will be subject to the Program Terms in effect from time to time during your participation. If any provision of these Program terms is determined to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Program terms and shall not affect the validity and enforceability of any remaining provisions. Disclosure of Property Owner Information Property owner agrees that the Authority may disclose its personal /corporate information submitted as part of the Program to the administrator, and that the Authority and the administrator may disclose the property owner's information to third parties when such disclosure is essential to the conduct of the Authority's business or to provide services to the property owner, including but not limited to where such disclosure is necessary to (i) comply with the law, legal process or our regulators, and (ii) enable the Authority or the administrator's employees or consultants to provide services to the property owner and to otherwise perform their duties. The Program will not provide property owner information to third parties beyond the Program administrative team for any telemarketing, e-mail or direct mail solicitation. All property owner information obtained is treated with great care in order to protect privacy and security. You further- agree to the release of property owner's name and contact information and the property's utility usage data to the Authority, its grantors and its designated contractors for the purpose of conducting surveys and evaluation of the Program. Fraud Giving materially false, misleading or inaccurate information or statements to the Authority or its employees and agents (or failing to provide the Authority with material information) in connection with an application is punishable by law. Material representations include, but are not limited to, representations concerning the project costs, ownership structure and financial information relating to the property and the applicant. Florida Green Energy Works - Program Handbook 24 of 32 v. 1.1.2012 Exceptions to these Terms and Provisions The Program Administrator may make exceptions to the terms and provisions detailed in this handbook where there is a finding that such exception furthers the goals and objectives of the Florida Green Energy Works Program. Consideration of an exception request from a property owner may involve payment of the Application Fee or other fees. Florida Green Energy Works - Program Handbook 25 of 32 v. 1.1.2012 tt') 5— CL bA C C m C 1L O C ui V m L1. i Q X C ti? CL 2 s ' �. ' n mm g rt s� �n a� N .--1 O N i-1 F. N m 0 N ,1C O O ^C C ro x bA O F, a i x 0 6�n c. au c w c a� a� c7 ro 0 w Y c� P fi '. 4. E � IJ if .L ca m. g rt s� �n a� N .--1 O N i-1 F. N m 0 N ,1C O O ^C C ro x bA O F, a i x 0 6�n c. au c w c a� a� c7 ro 0 w Appendix B -- Guidance for Selecting Energy Evaluator Overview The commercial building energy evaluation and audit market is fragmented, with no universally accepted standards for auditors. Although the Program does not endorse specific contractors or accreditation programs, it has compiled this guidance to serve as suggested minimum requirements that property owners might look for in an energy auditor in the commercial sector. Credentials /Qualifications Although the following credentials and qualifications are not required, the more of these that a service provider's staff has, the more confident you can be in their knowledge, experience and abilities: • Florida Professional Engineering License (PE) • ASHRAE Building Energy Assessment Professional (BEAP) Certification • Certified Energy Manager (CEM) or Certified Energy Auditor (CEA) from the Association of Energy Engineers (AEE) • Multi- disciplinary competence (lighting, HVAC, refrigeration, appliances) • Years of directly relevant professional experience Recommendations/Questions for Prospective Energy Auditors 1. If seeking a whole - building energy audit, request that the auditor follow the ASHRAE Level 1 and /or 2 audit guidelines. (This is a requirement of the Program for projects that include multiple improvements) a. Ask for a copy of previous ASHRAE Level 1 and 2 audits that they have completed. b. Request and check references for past building energy audit work 2. Ask about training a. Are they a mechanical engineer? b. A licensed Professional Engineer (PE)? c. A Certified Energy Manager, Certified Energy Auditor, or Certified Lighting Efficiency Professional through the Association of Energy Engineers, or other accredited energy audit training program? 3. Ask about active involvement with relevant professional organizations such as (in alphabetical order): a. Association of Energy Engineers (AEE) b. American Society of Heating Refrigeration and Air - Conditioning Engineers ( ASHRAE) c. ENERGY STAR (U.S. E.P.A.) d. Illuminating Engineering Society (IES) e. U.S. Green Building Council (USGBC) 4. Be clear about what you expect as the outcome from the building evaluation report. You may want to specifically ask for some of the following products or services: a. Actionable recommendations Florida Green Energy Works - Program Handbook 27 of 32 v. 1.1.2012 b. Realistic treatment of utility rates and energy cost savings c. Transparent (not black box) analysis d. Guidance to more resources to assist with implementation e. Credible energy and cost savings estimates f. Reasonable cost estimates or vendor bids g. Interactive effects of multiple improvements h. Measurements of existing systems i. Logging of temperatures or base case energy consumption j. Hourly modeling k. Project design specifications 1. Construction management services m. Utility incentive /rebate application assistance 5. Talk to your CFO and discuss with your evaluator what type of financial /economic analysis would be most helpful to your decision - making process. Inform the evaluator that the Program has a simple, uniform Energy and Cost Savings Analysis template (an Excel spreadsheet) that the evaluator can use to present the energy and economic data. Other Tips for the Building Audit Process 1. Collect all as -built mechanical, electrical and plumbing (for water audits) plans and specs that you have accessible, and make them available to the auditor. 2. Ask your property manager and building engineer to be present at the building audit. 3. Contact your utility account representative to coordinate incentives for your project. 4. You may want to involve vendors that you typically rely on, or have existing contracts with, such as controls companies, HVAC service companies, or lighting companies. They can provide cost estimates for proposed retrofits. Florida Green Energy Works - Program Handbook 28 of 32 v. 1.1.2012 Appendix C — Energy Evaluation Types Overview This appendix contains a description of four levels of building energy evaluation that are commonly used in the energy efficiency industry. They are intended to help address questions that property owners may face when they decide to undertake an energy efficiency, renewable energy, or water conservation project. Industry Standard Audit Formats While there is no single approach to conducting building evaluations, there are widely accepted industry standard audit formats. Depending on the size of the building, scope of the energy efficiency measure(s), and the complexity of systems, one can specify a Targeted Audit, or American Society of Heating Refrigeration and Air - Conditioning Engineers ( ASHRAE) Level 1, 2, or 3 audit. Costs of audits are dependent on these variables as well. Targeted Audit In a Targeted Audit, the analysis need only account for the energy use of the system of concern, rather than the energy use of the whole building. This approach is generally used for larger, single- system projects. For example, this approach may be used for a project to replace only a cooling tower that is part of a building's chilled water system. In this example, only the chilled water system would be examined in the targeted audit. In addition to reporting the same minimum building and Energy Conservation Measure (ECM) information as above, this approach also includes an estimate of the base case energy use of the targeted system. In the example above, the Targeted Audit should include the base case energy use estimate of the combined cooling tower and chilled water plant. : ASHRAE Level 1, 2, and 3 Audits The ASHRAE evaluation summary below lays out basic parameters for performing varying degrees of a whole building audit. For more precise guidelines see the ASHRAE Publication "Procedures for Commercial Building Energy Audits" (available from the ASHRAE online bookstore at http : / /www.ashrae.org). Level I to III designations are based on increasing level of detail, depth, and cost. Each evaluation level includes an initial, preliminary analysis that compares the building energy use to similar building stock based on the energy use intensity (EUI in kWh /sq ft or kBTU /sq ft). Please see additional descriptions and components of these energy audit types in Table 2, Table 3, and Table 4, below. Florida Green Energy Works - Program Handbook 29 of 32 v. 1.1.2012 Table 2-8S8R&E Energy i\mdit Level Descriptions Pe ; *|/ | Auditte 'I Walk-through analysis Level Brief review of building systems with primarily qualitative results. Energy Survey and Engineering Analysis Level Includes identification of energy efficiency improvements with estimates of energy and cost savings for capital projects. Detailed Analysis w[ Capital-intensive Modifications Level Includes more detailed calculations based on monitored end use data or hourly building simulations. Also includes more detailed project specifications for retrofits. Table 3-ASBR48 Energy Audit Activities Table 4-ASBRAEEnergy AudbRuppr|Cnmnpmoents 'Audit Level Audit Activit 0 0 0 Walk-through survey * 0 0 Identify low-cost/no-cost recommendations Review mech. & elec. design, condition and O&M practices 0 0 Measure/Monitor key parameters 0 0 Analyze capital improvements (savings & costs inc. interaction) 0 0 0 Additional testing/monitoring 0 0 Detailed system modeling 0 0 Schematic layouts for recommendations 0 0 Meet with owner to review recommendations 0 0 Table 4-ASBRAEEnergy AudbRuppr|Cnmnpmoents Florida Green Energy Works - Program Handbook 30 of22 v. 1.1.2012 'Audit Level Estimate savings from utility rate change 0 0 0 Compare energy use intensity (EUI) to similar sites * 0 0 Detailed end-use breakdown 0 0 Estimate low-cost / no-cost savings 0 0 0 Estimate capital project costs, savings 0 0 Complete bldg description & equipment inventory 0 0 Detailed description of recommendations 0 0 Recommended monitoring & verification (M&V) method 0 0 Specifications and schematics of all recommendations 0 Florida Green Energy Works - Program Handbook 30 of22 v. 1.1.2012 Minimum Data Requirements For all projects, regardless of size or audit type, the energy analysis or evaluation report should, at a minimum, provide the following key parameters in an easy -to- identify summary table. Note: Some of these requirements are included in a Level I Energy Evaluation while others augment the requirements in a Level 1 Evaluation. For the building overall: • Description of the Project and facilities affected by the Project • The square footage for conditioned space by space type (e.g. office, retail, industrial, schools, hospital, high tech, etc) • The historical annual energy consumption by fuel type (e.g. electricity kWh, natural gas therms) for at least one year • The historical annual energy cost by fuel type • The applicable utility rate schedule(s) For each proposed Energy Conservation Measure (ECM): • Measure description (including specifications, as appropriate) • Estimated annual energy consumption savings (e.g. kWh, therms, kBTU) based on specific application (not manufacturer's generic, average estimate) • Estimated peak demand savings (kW) • Estimated operations and maintenance savings (if applicable) • Estimated measure utility cost savings • Estimated measure cost • Calculated measure simple pay back • Measure Equipment Useful Lifetime (from approved measure list if available) Florida Green Energy Works - Program Handbook 31 of 32 v. 1.1.2012 Appendix D -- Program Costs/Fees This appendix contains a summary of the direct and indirect program costs and fees. Some of these are mandatory fees, whereas a few are conditional depending on what improvements are being undertaken, what rebate or incentive programs are being utilized, and what method of property valuation is chosen. Most of these can be included in the financing. << See attached Program Fee Schedule Tables >> Florida Green Energy Works - Program Handbook 32 of 32 v. 1.1.2012 Schedule 1 Fee Schedule Community Opt -In Fee Schedule' Opt -in fees cover the upfront legal costs of establishing the district as Well as the technology set »up costs of adding the community to the Program web platform. ier 1 (MO—T 19 Free $12,500 $6,250 No charge $10,000 Tier 2 (20,000 — 74,999) Free $15,000 $7,500 No charge $12,500 Tier 3 (75,000 — 199,999) Free $1.7,500 $8,750 No charge $15,000 Tier 4 (200,000 — 499,999} Free $20,000 $10;000 No charge $17,500 Tier 5 (500,000 +) Free $22,500 $11,250 No charge $20,000 Opt -in fees cover the upfront legal costs of establishing the district as Well as the technology set »up costs of adding the community to the Program web platform. Finance Program Closing Fee Schedule R&-,JdPw'u4l Prneram Faac only gn into PffPrt if the Rc2sidential Program k offered and becomes available pending resolution of legal uncertainty given FHFA, Fannie Mac and Freddie Mac litigation. ** Pass - through fees are estimates of third -party charges and are subject to change. $50 mom $0 $0 APro cessing Waived Waived Simple Buildings: Simple Buildings: - $0.02/sq ft (lighting) - $0.02 /sq ft (lighting) Energy Audit $0.02 /sq ft - $0'06 /sq ft - $0.06 /sq ft (comprehensive) (pass - through)" (comprehensive) Complex Buildings: Complex Buildings: -$0.10 - $o.25/sq ft -$0.10 - $0.25/s ft Technical Project Review $50 $195 $495 ass -throe h ** Appraisal Fee (optional.) (pass- TBD Est. $2.5k - $5k Est. $5k - $10k through)** Title Search $425 $425 $425 ass - through) ** Jurisdiction $0 $0 $0 Set up Fee Recording Fee (Set by $10 for l' page; $8.50 each add'l page; $0.60 $10 for 1 "page; $8.50 $l0 for I" page; $8.50 each tute) Florida statute) pass - abstract fee pies doc. each add'I page; $0.60 add'1 page; $0.60 abstract fee through) * stamp tax of abstract fee plus doc. plus doc. stamp tax of stamp tax of $0.35/$1.,000. $0.35 51,000. Origination Fee 2.5% of cost of the 2.5% of cost of the 2.5% of cost of the improvement imp rovement improvement Bond Counsel Legal TBD l' BD TBD { ass -through)** Progress Payment Request (if applicable) TBD $200 $200 Pre - install Site TBD $525 $525 Inspection (optional) Post- install Site TBD, $675 $675 Inspection (optional) Debt Service Reserve Fund TBD Est. 10% of financed Est. 10% of financed amount (if required) amount (subject to lender (subject to lender approval) approval) R&-,JdPw'u4l Prneram Faac only gn into PffPrt if the Rc2sidential Program k offered and becomes available pending resolution of legal uncertainty given FHFA, Fannie Mac and Freddie Mac litigation. ** Pass - through fees are estimates of third -party charges and are subject to change. * Residential Program Fees only go into effect if the Residential Program is offered and becomes available pending resolution of legal uncertainty given FHFA, Fannie Mae and Freddie Mac litigation. ** Pass - through fees are estimates of third -party charges and are subject to change. 1 The PACE District Administration fees cover the cost of the annual audit for the PACE governmental authority along With district management fees and costs to manage the AuLhoriiy, prepare the assessment role, and to legally advertise and hold four (4) quarterly hearings per year. z District assessments are considered levied by the County for purposes of determining commissions under Chapter 192, F.S. Payments must be paid quarterly. 3 Obapter 147, F.S. requires reimbursement to Ow Property Appraiser For administrative costs, �1 SO peryear plui ern ennual ft-t- of $0.75 per parrr:1 subject to the assessment -I-The amount of the fee is dependent on the actual assessments, not to exceed 2% Finance Proaram Administrative Fees E MEMM e PACE District 0.5% of collected 0.5% of collected 0.5 6 /0 of collected amount Admin. Feel amount mount PACE District Legal Fee (Incurred by 0,5% of collected 0.5% of collected 0.5% of collected amount Authority) amount amount Property s3 Appraiser $150 /year + $1.50 /year + $0.75 /per $150/year + $0.75 /per parcel er $0.75/ parcel p p parcel p (Pass-through)" Tax Collector 1 -2% of collections 1 -2% of collections 1 -2% of collections ass -throu " , * Residential Program Fees only go into effect if the Residential Program is offered and becomes available pending resolution of legal uncertainty given FHFA, Fannie Mae and Freddie Mac litigation. ** Pass - through fees are estimates of third -party charges and are subject to change. 1 The PACE District Administration fees cover the cost of the annual audit for the PACE governmental authority along With district management fees and costs to manage the AuLhoriiy, prepare the assessment role, and to legally advertise and hold four (4) quarterly hearings per year. z District assessments are considered levied by the County for purposes of determining commissions under Chapter 192, F.S. Payments must be paid quarterly. 3 Obapter 147, F.S. requires reimbursement to Ow Property Appraiser For administrative costs, �1 SO peryear plui ern ennual ft-t- of $0.75 per parrr:1 subject to the assessment -I-The amount of the fee is dependent on the actual assessments, not to exceed 2% Green,� n TM mm or Financing the Power of Florida . ......... ..................... __ .... .. .. .... . .... ....... .. . ........... .... Financing Energy - Saving Improvements Throuct Th F as � Energy ,rkc Who we are -Local governments: - Lantana, Mangonia Park and City of West Palm Beach - Chambers: - Greater Boynton Beach Chamber of Commerce 1.855.171—MORKS I Florid aGreenEnergyWorks.corn �7 Wi rgy, 1n /h Program Design Support we are partners PACE PROGRAM PARTNERS "s a 8 Special District Management ERIN I . EWAOY, P.A. Legal I Government Relations PEMETER PACE2P'" Provider ecochamber !,'WW Profit Outreach & Marketing FINANCIAL PARTNERS & SUPPORTERS: -PNC RBC Capital Markete Hall FloridaGreenEnergyWorksxom i r, '9 5i A Two components: Our Program • Green Business Certification Program • Voluntary Financing for Energy Saving Improvements 1.855.FL.VIORKS I Florid aGreenEnergyWorks.com vvnat is • Property Assessed Clean Energy • Voluntary low cost energy financing program • Administered through an Interlocal Authority (the Florida Green Financing Authority) • Funds are provided to complete energy efficiency, renewable energy, water efficiency and wind resistance projects • Repayment is through property tax bill over terms up to 20 years 1.855.FL.WORKS I FloridaGreenEnergyWorksxom • Wasted energy means wasted money. • Avoid large upfront costs. Pay over time. • Reduce operating costs. Benefits both owners and tenants. • Major "green" points! .... ..... ..... 1.855.FL.WORKS FtoridaGreenEnergyWorksxom 71 i m s r ,,.,Wo r ks, s•K b f. PACE Benefits .. . . ........ . .. ..... . ........ • Long term and safe financing for property owners to develop energy and water efficiency improvements • Promotes Green initiatives and Sustainability within City • Reduces environmental impacts within City (commercial sector greenhouse gas emissions) Economic development: • Puts construction sector to work • Increases property's value, promotes economic development opportunities and activity (can increase in TIF funding with property value increases) • Increase in building and construction permits and fees, • EcoNorthwest Study (April 2011) for every $1 Million in spending = $10Million in gross economic output + $1 Million in tax revenue + 60 jobs 1.855.FL.WORKS FloridaGreenEnergyWorks.com cc PA( tatus in Florida • Additional municipalities and counties are presently moving on PACE. • Numerous local governments across the 1.855.FL.WORKS Florid aGreenEnergyworks.com - T"I Energy W� or ks,,., .0TV, rionaa green r Authority • By executing the Interlocal Agreement Delray Beach gives property owners access to PACE financing • Lantana &Mangonia Park created the Florida Green Finance Authority pursuant to Section 163.01 & 163.08, Florida Statutes (WPB signed on 6/11) • Contemplated by grant • Administer the Program • Authority's role is administrative: • Bears program costs for participating governments • Markef the Program • Approve projects for financing • Match property owners with investors • Manage levy and collection process with property appraiser and tax collector • Assure investors receive repayment • Commercial properties (not residential) * Office •Hotel • Retail • Multifamily housing • Restaurant • Churches and private schools 1.855.FL.WORKS Florid aGreenEnergyWorks.com Dozens of eligible technologies Goal: Reduce total energy costs by 20% • Energy efficiency • Windows, doors • Refrigeration • Insulation • Elevators • Roofing • Pool pumps and heaters 1.855.FL.WORKS FloridaGreenEnergyWorksxom ma �n �y{ Eligible Improvements • Renewable energy • Solar photovoltaic • Wind turbines • Water Efficiency • Irrigation systems • Toilets • Restaurant equipment 1.855.FL.WQRKS Florid aG reen En ergyWorks. co M � 9 Green E nerg, .Works Financing Amounts • Up to 100% of available eguily in property • Equity = appraised value minus balance of any existing mortgage loans 1.855.FL.WORKS j FloridaGreenEnergyWorksxom .:.M, o r i ia a-, S Wo r k " teps 010 • Only property owners who want to participate complete initial application &eligibility review • Energy or water or wind - resistance improvement review (owner responsibility) • FGEW underwriting � r Steps • Repayment of financing agreement is through voluntary non -ad valorem assessments on annual property tax bill • If property is sold, assessment remains in 1.8 5.FL.WORKS FloridaGreenEnergyWorksxom PER 7 �E WHOM Edit Your Information PROPERTY DETAILS ....... ... .................... .. PNt.......... . ... . ........ ..... .... . ........ . . ..... ..... ...... -------- . . . . ........ .. .. ......... .................. - ... ........ ...... . ..... ............. ... .. ......... .. 1.855.FL.WORKS .. . .................. . ....... rion aa ti P•, ,•,� Energy Wnrkc . Kevs to Success • only those who want to participate received financing and are assessed • Projects must generate sufficient savings to pay for the improvements, • Projects that are good candidates for financing will be cash flow positive in year 1 (cost savings are greater than payments on the assessment) and • Owner remains eligible for other rebates and incentives. 1.855.FL.WORKS j Florid aGreenEnergyWorks.corn Property: Energy Usage: 40,000 sq ft grocery 2,000,000 kWh / yr Annual Energy Costs: $250,000 per yr s � jai i i y Sample Financing, Financed amount: $108,895 (includes closing costs; interest is capitalized) Interest: 7% Term: 10 years Annual payment: Enerqv savings (20% $15,984 $50,000 ontractors •Simple application to become a registered contractor for the program • Receive leads for qualified applicants • Contractors responsible for negotiating deals directly with owners jo 1.855.FL.WORKS Florida+GreenEnergyWorksxom • Owners and tenants need to cooperate to achieve positive outcome for both • Where tenant pays utilities and taxes are passed through, tenant will pay cost of financing and get the benefit of savings 1.855.FL.WORKS l Florid aGreenEnergyWorks.com Banks • Mortgage holder's consent is required • PACE projects make existing buildings into better collateral and improve the cash flow of borrowers • Existing lenders are invited to extend credit with the additional collateral of a PACE..,..:,:..,::. assessment lien,.,'k ...... ------------- In !. F ... s. a. i `�. :., T Any questions? Florida Green Energy Works Program (855) FL -WORKS