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Res 33-99RESOLUTION NO. 33-99 A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF DELRAY BEACH, FLORIDA, AUTHORIZING THE ISSUANCE OF NOT TO EXCEED $3,500,000 IN AGGREGATE PRINCIPAL AMOUNT OF WATER AND SEWER REVENUE BONDS, SUBORDINATE SERIES 1999, OF THE CITY OF DELRAY BEACH, FLORIDA FOR THE PURPOSE OF FINANCING ALL OR A PORTION OF THE COSTS OF A TOUCHREAD METERING SYSTEM AND INCIDENTAL COSTS RELATING THERETO; DETERMINING THE NEED FOR A NEGOTIATED SALE OF SUCH BONDS TO SUNTRUST BANK, SOUTH FLORIDA, N.A.; PROVIDING FOR THE TERMS AND PAYMENT OF SAID WATER AND SEWER REVENUE BONDS, SUBORDINATE SERIES 1999, AND THE RIGHTS, REMEDIES AND SECURITY OF THE OWNERS THEREOF; MAKING CERTAIN COVENANTS RELATING TO THE ISSUANCE OF SAID WATER AND SEWER REVENUE BONDS, SUBORDINATE SERIES 1999; APPROVING THE FORM OF AND AUTHORIZING THE EXECUTION OF A LINE OF CREDIT AGREEMENT WITH SUNTRUST BANK, SOUTH FLORIDA, N.A.; DESIGNATING THE WATER AND SEWER REVENUE BONDS, SUBORDINATE SERIES 1999 AS "QUALIFIED TAX-EXEMPT OBLIGATIONS" WITHIN THE MEANING OF SECTION 265(b) OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED; AUTHORIZING THE PROPER OFFICERS OF THE CITY TO DO ALL OTHER THINGS DEEMED NECESSARY OR ADVISABLE IN CONNECTION WITH THE ISSUANCE OF SAID BONDS; AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the City Commission of the City of Delray Beach, Flodda (the "City Commission"), hereby determines that it is in the best interest of the City of Delray Beach, Florida (the "City"), to finance the cost of acquiring and implementing an automated meter reading system, as further described on Exhibit C attached hereto, together all incidental and necessary costs relating thereto (collectively, the "1999 Project"); and WHEREAS, pursuant to the terms and provisions of this Resolution, the City shall issue at one time or from time to time obligations known as "City of Delray Beach, Florida Water and Sewer Revenue Bonds, Subordinate Series 1999" (herein, the "1999 Bonds") to finance the costs of the 1999 Project including the costs of issuing such 1999 Bonds; and WHEREAS, the principal amount of the 1999 Bond authorized under this Resolution shall not exceed $3,500,000; and WHEREAS, the 1999 Bonds shall be secured by a pledge of and lien on the Pledged Revenues (as such term is defined below); and WHEREAS, City staff has previously solicited bids from qualified lending institutions to provide a line of credit or term loan as the vehicle by which the 1999 Bonds are to be issued and the 1999 Project is to be financed; and WHEREAS, City staff has determined and the City Commission hereby concurs that SunTrust Bank, South Florida, N.A., a national banking association with its designated office in West Palm Beach, Florida (herein, the "Bank") has provided the best overall bid to the City; and WHEREAS, the City Commission hereby finds that in light of present market conditions, the aforementioned bid provided by the Bank, the subordinate nature of the 1999 Bonds, and other factors described herein, it would be in the best interest of the City to sell the 1999 Bonds to the Bank on a negotiated basis pursuant to the terms and provisions of this Resolution and that certain Line of Credit Agreement dated as of June 1, 1999 (herein, the "Agreement") by and between the City and the Bank in substantially the form attached hereto as Exhibit A; and WHEREAS, the City does not expect to issue more than $10,000,000 of its tax-exempt obligations in calendar year 1999, and based upon the advice of its Bond Counsel, the City Commission shall designate the 1999 Bonds as "qualified tax-exempt obligations" within the meaning of Section 265(b) of the Code. NOW, THEREFORE, be it resolved by the City Commission of the City of Delray Beach, Florida, as follows: ARTICLE I STATUTORY AUTHORITY; FINDINGS AND DEFINITIONS SECTION 1.1 AUTHORITY FOR THIS RESOLUTION. This Resolution is adopted pursuant to the provisions of the Charter of the City of Delray Beach, Florida, as amended and supplemented, the Florida Constitution, Chapter 166, Florida Statutes, as amended and supplemented, and other applicable provisions of law (collectively, the "Act"). SECTION 1.2. EIIYJ~_N_C~. It is hereby ascertained, determined and declared: (a) That the City hereby authorizes that the 1999 Project be financed from all or a part of the proceeds derived from the 1999 Bonds issued pursuant to this Resolution, together with all incidental and necessary costs and expenses associated therewith, as more fully set forth in Section 1.2(d) hereof. (b) That it is necessary to acquire and implement the 1999 Project in order to increase the Gross Revenues of the System collected by the City and that such 1999 Project will be in the best economic interest of the City. (c) That the 1999 Project will serve a valid municipal purpose. (d) That the cost of the 1999 Project shall be deemed to include, but not be limited to, the cost of acquisition, construction, improving, renovating and equipping all or a portion of the 1999 Project, the cost of any real or personal property necessary therefor; administrative expenses; design, engineering and legal expenses; the fees and expenses of Bond Counsel; the fees and reasonable expenses of counsel for the Bank; expenses for estimates of costs; expenses for plans, specifications and licenses; and such other expenses as may be necessary or incidental to the 1999 Project and the issuance of the 1999 Bonds herein authorized. (e) That pursuant to the terms and provisions of the Original Resolution (as herein defined), the City has heretofore issued and has now outstanding its Water and Sewer Refunding Revenue Bonds, Series 1991 A and Series 1991 B, its Water and Sewer Revenue Refunding Bonds, Series 1993 A and Series 1993 B and its Water and Sewer Revenue Refunding Bonds, Series 1997 A (herein collectively, the "Prior Senior Obligations"). (f) That the principal of and interest on the 1999 Bonds shall be secured solely by and paid from the Pledged Revenues (as herein defined); and the ad valorem taxing power of the City will never be necessary or authorized to pay the principal of and interest on the 1999 Bonds, and the 1999 Bonds issued pursuant to this Resolution shall not constitute a lien upon any other property whatsoever of or in the City. (g) That the City, having previously solicited bids for the sale of the 1999 Bonds, has determined that the best qualified bid for the 1999 Bonds was delivered by the Bank. (h) That the negotiated sale of the 1999 Bonds to the Bank is in the best interest of the City by reason of the nature of and schedule for the completion of the 1999 Project, the aforementioned solicitation of bids, present market conditions and the subordinate nature of the 1999 Bonds. (i) That the Agreement, in the form attached hereto as Exhibit A, is hereby approved, with such omissions, insertions and variations as may be necessary and desirable, as evidenced by the City's execution thereof and the Mayor (or in his absence, the Vice Mayor) and City Clerk are hereby authorized to execute the same on behalf of the City. (j) The City hereby designates the 1999 Bonds to be "qualified tax-exempt obligations" within the meaning of Section 265(b) of the Code. (k) That pursuant to the provisions of the Original Resolution and this Resolution, the City may issue obligations on parity with the Prior Senior Obligations. (I) That any capitalized term not otherwise defined herein, shall have the meaning ascribed to such term in the Original Resolution. SECTION 1.3 ~. That, in addition to terms defined elsewhere in this Resolution, the following terms shall have the following meanings unless the context otherwise clearly requires: "Act" shall mean the Florida Constitution, Chapter 166, Florida Statutes, as amended and supplemented, the Charter of the City of Delray Beach, Florida, as amended and supplemented, and other applicable provisions of the law. "Amortization Assumption" shall mean with respect to any Senior Obligation or Parity Obligation issued pursuant to the provisions of the Original Resolution, this Resolution or any other resolution of the City, that does not have scheduled amortization, the assumption that the principal amount of such Senior Obligation or Parity Obligation is payable in substantially equal amounts each year over the term of each Parity Obligation. "Authorized investments" shall mean any of the following: (1) U.S. Obligations; (2) bonds, debentures, notes or other evidences of indebtedness payable in cash issued by any one or a combination of any of the following federal agencies: Farmer's Home Administration (or its successor), Federal Housing Administration, Maritime Administration, Public Housing Authority, Government National Mortgage Association; (3) the following investments fully insured by the Federal Deposit Insurance Corporation ("FDIC") (i) certificates of deposit, (ii) savings account, (iii) deposit accounts, or (iv) depository receipts of a bank, savings and loan associations and mutual savings bank; (4) certificates of deposit, either in excess of FDIC insurance or without FDIC insurance, properly secured at all times, by collateral secudty described in clause (1) and (2) above or secured as required for a "qualified public depository" under the Florida Security for Public Deposits Act, being Chapter 280, Florida Statutes, as amended, or any successor statute. Such agreements are only acceptable with commercial banks, savings and loan associations and mutual savings banks or other "qualified public depository"; (5) commercial paper rated in one of the two highest rating categories by at least two nationally recognized rating agencies or commercial paper backed by a letter of credit or line of credit rated in one of the two highest rating categories; (6) written repurchase agreements with any bank, savings institution or trust company which is insured by the FDIC or with any broker dealer with retail customers which falls under Securities Investors Protection Corporation protection, provided that such repurchase agreements are fully secured by collateral security described in clause (1) above, and provided further that (i) such collateral is held by the City or any agent acting solely for the City during the term of such repurchase agreement, (ii) such collateral is not subject to lien or claims of third parties, (iii) such collateral has a market value (determined at least once every 14 days) at least equal to the amount invested in the repurchase agreement, (iv) the City has a perfected first security interest in the collateral, (v) the agreement shall be for a term not longer than 270 days, and (vi) the failure to maintain such collateral at the level required in (iii) above will require the City to liquidate the collateral; (7) money market funds rated in the highest rating category of either Standard & Poor's or Moody's Investors Service, or any successor thereto; (8) investments in the Local Government Surplus Funds Trust Fund established pursuant to Part IV of Chapter 218, Florida Statutes, as amended, or any successor trust fund established for the investment of surplus municipal funds; and (9) any other investments permitted under Flodda law and acceptable to the Bank. "Bank" shall mean SunTrust Bank, South Flodda, N.A., the initial Bondholder. WPB/SANFORD$/2~3125/4sSx031.DOC/6/03/99/99999.426594 4 "Bond Counsel" shall mean Greenberg Traurig, P.A. or any other firm of nationally recognized bond counsel selected by the City. "City" shall mean the City of Delray Beach, Florida, a municipal corporation in the County of Palm Beach, State of Florida, and its successors and assigns. "City Commission"" shall mean the duly constituted governing body of the City. "Code" shall mean the Internal Revenue Code of 1986, as amended, the applicable Treasury Regulations promulgated thereunder and any administrative or judicial interpretations of the same published in a form on which the City may rely as a matter of law. "Combined Public Utility" shall have the meaning ascribed to such term in Article I, Section 3 of Part 1 of the Original Resolution. "Debt Service Fund" shall mean the Delray Beach Subordinated Water and Sewer Revenue Bond Debt Service Fund, created and established in this Resolution and which is the fund in which the Pledged Revenues shall be deposited by the City for the payment of the 1999 Bonds in accordance with the provisions hereof. "Defeasance Obligations" shall mean, to the extent permitted by law, the following securities: (1) U.S. Obligations which are not callable prior to maturity; (2) Any bonds or other obligations of any state of the United States of Amedca or of any agency, instrumentality or local governmental unit of any such state (i) which are not callable prior to maturity or as to which irrevocable instructions have been given to the trustee of such bonds or other obligations by the obligor to give due notice of redemption and to call such bonds for redemption on the date or dates specified in such instructions, (ii) which are secured as to principal and interest and redemption premium, if any, by a fund consisting only of cash or bonds or other obligations of the character described in clause (1) hereof which fund may be applied only to the payment of such principal of and interest and redemption premium, if any, on such bonds or other obligations on the maturity date or dates thereof or the redemption date or dates specified in the irrevocable instructions referred to in subclause (i) of this clause (2), as appropriate, and (iii) as to which the principal of and interest on the bonds and obligations of the character described in clause (1) hereof which have been deposited in such fund along with any cash on deposit in such fund are sufficient to pay principal of and interest and redemption premium, if any, on the bonds or other obligations described in this clause (2) to and including the maturity date or dates thereof or to and including the redemption date or dates specified in the irrevocable instructions referred to in subclause (i) of this clause (2), as appropriate; (3) Evidences of indebtedness issued by the Federal Home Loan Banks, Federal Home Loan Mortgage Corporation (including participation certificates), Federal Financing Banks, or any other agency or instrumentality of the United States of America created by an act of Congress provided that the obligations of such agency or instrumentality are unconditionally guaranteed by the United States of America or any other agency or instrumentality of the United States of Amedca or of any corporation wholly-owned by the United States of America; and (4) Evidences of ownership of proportionate interests in future interest and principal payments on obligations described in clause (1) above held by a bank or trust company as custodian. "Interest Rate" shall mean the rate of interest on the 1999 Bonds which, when calculated on an actual 380-day year basis, shall be equal to four and two hundred fifty-six hundredths percent (4.256%) per annum. "Maturity Date" shall mean, with respect to the unpaid principal of and interest on the 1999 Bonds, October 1, 2008. "1999 Bonds" shall mean the not to exceed $3,500,000 aggregate principal amount of Water and Sewer Revenue Bonds, Subordinate Series 1999, authorized by this Resolution. "Owner," "Bondholder" or "registered holder" or any similar term shall mean the Bank or, subject to the provisions of Section 2.4 hereof, any successor registered holder of the 1999 Bonds; provided no Bondholder may be the registered owner of less than $1,000,000 in the aggregate principal amount of the 1999 Bonds. "Original Resolution" shall mean Resolution No. 39-88, adopted by the City Commission on July 12, 1988, as amended and supplemented. "Parity Obligations" shall mean any notes, bonds or other forms of indebtedness, payable from the Pledged Revenues on padty with the 1999 Bonds, whether or not such obligations are issued under this Resolution. "Paying Agent" shall mean the City's Finance Department or, if the City Commission shall so determine by subsequent proceeding, any bank or trust company and any successor bank or trust company appointed by the City to act as Paying Agent hereunder. "Payment Date" shall mean, with respect to interest on the 1999 Bonds, each April 1 and October 1, commencing October 1, 1999 and with respect to scheduled principal on the 1999 Bonds each October 1, commencing October 1, 2000, and on any date the principal of the 1999 Bonds is optionally prepaid in whole or in part, provided that if such date is a Saturday, Sunday or legal holiday in Palm Beach County, Florida, the payment shall be made on the next preceding business day for the period ending on the day prior to such Payment Date. "Pledged Revenues" shall mean the Revenues of the Combined Public Utility remaining each month after the deposits required by Article Ill, Section 4.D, Paragraphs 1 through 6 (but with respect to Paragraph 6, only after repayment of any obligations owed to the providers of any Reserve Account Credit Facility Substitute) of Part I of the Original Resolution have been made by the City, subject in all respects to the prior lien on such moneys for the payment of Senior Obligations, including moneys on deposit in the Debt Service Fund. "Prior Senior Obligations" shall mean the City's outstanding Water and Sewer Revenue Refunding Bonds, Series 1991 A and Series 1991 B, its Water and Sewer Revenue Refunding Bonds, Sedes 1993 A and Sedes 1993 B and its Water and Sewer Revenue Refunding Bonds, Series 1997 A. "Registrar" shall mean the City's Finance Department or, if the City Commission shall so determine by subsequent proceeding, any bank or trust company and any successor bank or trust company appointed by the City to act as Registrar hereunder. "Reserve Account Credit Facility Substitute" shall have the meaning ascribed to such term in Article III, Section 4.D.4 of Part I of the Original Resolution. "Resolution" shall mean this Resolution as the same may from time to time be amended and supplemented in accordance with the terms hereof. "Revenues" shall have the meaning ascdbed to such term in Article I, Section 3 of Part 1 of the Original Resolution. "Senior Obligations" shall mean the Prior Senior Obligations and any oari passu additional Bonds issued pursuant to the provisions of Section 4.G of Article III of Part I of the Original Resolution, subject to the provisions of Section 3.8 of this Resolution. "Tax Certificate" shall mean the Arbitrage Certificate of the City executed on the date of initial delivery of the 1999 Bonds. "U. S. Obligations" shall mean the direct obligations of, or obligations on which the timely payment of principal and interest are unconditionally guaranteed by the United States of America. Words importing singular number shall include the plural number and vice versa, as the case may be, and words importing persons shall include firms and corporations. SECTION 1.4 RESOLUTION CONSTITUTES CONTRACT. In consideration of the acceptance of the 1999 Bonds authorized to be issued hereunder by those who shall own the same from time to time, this Resolution shall be deemed to be and shall constitute a contract between the City and the Bondholders and the covenants and agreements herein and therein set forth to be performed by said City shall be for the benefit, protection and security of the Bondholders. ARTICLE II AUTHORIZATION, TERMS, EXECUTION AND REGISTRATION OF 1999 BONDS SECTION 2.1 AUTHORIZATION OF 1999 BOND,~I Subject and pursuant to the provisions of this Resolution, obligations of the City of Delray Beach, Florida, to be known as "Water and Sewer Revenue Bonds, Subordinate Series 1999' are hereby authorized to be issued in the aggregate principal amount of not exceeding Three Million Five Hundred Thousand Dollars ($3,500,000) for the purpose of financing the costs of the 1999 Project. SECTION 2.2 DESCRIPTION OF 1999 BONDR. The text of the 1999 Bonds shall be substantially in the form attached hereto as Exhibit B with such omissions, insertions and variations as may be necessary and desirable, as evidenced by the City's execution thereof. The 1999 Bonds (initially issued in one (1) typewritten certificate) shall be dated the date of initial issuance. The 1999 Bonds shall bear interest on the outstanding principal amount of the 1999 Bonds from time to time at the Interest Rate and shall be payable on each Payment Date, commencing October 1, 1999. Principal of the 1999 Bonds shall be payable on each October 1 commencing October 1, 2000, in the amounts set forth below, if $3,500,000 in 1999 Bonds are issued. All unpaid principal of the 1999 Bonds and all accrued and unpaid interest on the 1999 Bonds shall be payable on the Maturity Date. The 1999 Bonds shall be issued in registered form. Date Amount 2000 $ 270,000 2001 405,000 2002 420,000 2003 360,000 2004 375,000 2005 390,000 2006 410,000 2007 425,000 2008 445.000 TOTAL $3.500.000 Principal and interest on the 1999 Bonds shall be payable at the office of the Paying Agent (the designated corporate trust office of the Paying Agent if the City's Finance Department is not the Paying Agent). The 1999 Bonds shall be numbered in such manner as may be prescribed by the Registrar. The 1999 Bonds shall be payable, with respect to interest and principal, in any coin or currency of the United States of America which at the time of payment is legal tender for the payment of public and private debts. The City may prepay the 1999 Bonds in whole or in part, at any time or from time to time, without penalty or premium, by paying to the registered holder ail or part of the principal amount of the 1999 Bonds, together with the unpaid interest accrued on the amount of principal so prepaid to the date of such prepayment. Each prepayment shall be made on such date and in such principal amount as shall be specified by the City in a written notice delivered to the registered owner not less than two (2) business days prior thereto. If such prepayment shall be for only a portion of the unpaid principal balance of the 1999 Bonds, the City shall provide in such written notice, which future amortization installments shall be reduced as a result of such prepayment. Notice having been given as aforesaid, the principal amount stated in such notice or the whole thereof, as the case may be, shall become due and payable on the prepayment date stated in such notice; and the amount of principal shall be paid (i) in case the entire unpaid balance of the principal of the 1999 Bonds is to be paid, upon presentation and surrender of the WPBISANFORDS/223125/4SSXO3LDOC/6/03/99/99999.426594 8 1999 Bond or 1999 Bonds to the office of the Paying Agent (the designated corporate trust office, if the Paying Agent is not the City's Finance Department), and (ii) in case only part of the unpaid balance of principal of the 1999 Bonds is to be paid, upon presentation of such 1999 Bond or 1999 Bonds at the office of the Paying Agent (the designated corporate trust office, if the Paying Agent is not the City's Finance Department) for notation thereon of the amount of principal then paid or for issuance of a replacement 1999 Bond in the principal amount not redeemed. Notwithstanding the provisions of clause (ii) above, if all of the 1999 Bonds are registered in the name of the Bank, a partial prepayment may be effected by payment to the Bank of the principal, together with unpaid interest accrued thereon, without surrender of the 1999 Bonds. If, on the prepayment date, funds for the payment of the principal amount to be prepaid, together with unpaid interest accrued thereon, shall not have been provided to the Paying Agent, as above provided, the principal amount of the 1999 Bonds shall continue to be outstanding and to bear interest until payment thereof at the Interest Rate. SECTION 2.3 EXECUTION OF THE 1999 BONDR. The 1999 Bonds shall be executed in the name of the City by the signature of the Mayor or Vice Mayor of the City and its official seal shall be affixed thereto or imprinted or reproduced thereon and attested by the City Clerk. The signatures of the Mayor or Vice Mayor of the City and City Clerk on the 1999 Bonds may be manual or facsimile signatures. In case any one or more of the officers who shall have signed or sealed the 1999 Bonds shall cease to be such officer of the City before the 1999 Bonds so signed and sealed shall have been actually sold and delivered, such 1999 Bonds may nevertheless be sold and delivered as herein provided and may be issued as if the person who signed or sealed such 1999 Bonds had not ceased to hold such office. The 1999 Bonds may be signed and sealed on behalf of the City by such person who at the actual time of the execution of the 1999 Bonds shall hold the proper office, although at the date the 1999 Bonds shall be actually delivered such person may not have held such office or may not have been so authorized. The 1999 Bonds shall bear thereon a certificate of authentication, in the form set forth on Exhibit B attached hereto, executed manually by the Registrar (when the City's Finance Department shall act as Registrar, the certificate of authentication shall be manually executed by the City's Finance Director). Only the 1999 Bonds as shall bear thereon such certificate of authentication shall be entitled to any right or benefit under this Resolution and no 1999 Bonds shall be valid or obligatory for any purpose until such certificate of authentication shall have been duly executed by the Registrar. The certificate of authentication of the Registrar upon the 1999 Bonds executed on behalf of the City shall be conclusive evidence that the 1999 Bonds so authenticated have been duly authenticated and delivered under this Resolution and that the Owner thereof is entitled to the benefits of this Resolution. SECTION2.4 NEGOTIABILITY. REGISTRATION AND CANCELLATION, The Registrar shall keep books for the registration of the 1999 Bonds and for the registration of transfers of the 1999 Bonds. The 1999 Bonds shall be transferable at the option of the registered Owner thereof to an institutional holder, but subject to the prior written approval of the City's Director of Finance (which shall not be unreasonably withheld if the intended transferee provides a suitability letter addressed to the City as to the sophistication of the investor) unless such institutional holder is a bank or trust company, or unless such institutional holder, which is not a bank or trust company, certifies in writing to the City prior to the transfer that it is an accredited investor within the meaning of Rule 501 of the Securities Act of 1933, as amended and supplemented, in which case such approval shall not be required, and upon surrender thereof at the office of the Registrar (the designated corporate trust office of the Registrar if the City's Finance Department is not the Registrar) with a written instrument of transfer satisfactory to the Registrar duly executed by the registered Owner or his duly authorized attorney. Upon the transfer of such 1999 Bond, the City shall issue in the name of the transferee a new 1999 Bond. The City, the Paying Agent and the Registrar shall deem and treat the person in whose name the 1999 Bonds shall be registered upon the books kept by the Registrar as the absolute Owner of such 1999 Bonds, whether such 1999 Bonds shall be overdue or not, for the purpose of receiving payment of, or on account of, the principal of and interest on such 1999 Bonds as the same become due and for all other purposes. All such payments so made to any such Owner or upon his/her order shall be valid and effectual to satisfy and discharge the liability upon such 1999 Bonds to the extent of the sum or sums so paid, and neither the City, the Paying Agent nor the Registrar shall be affected by any notice to the contrary. In all cases in which the privilege of transferring the 1999 Bonds is exercised, the City shall execute and the Registrar shall authenticate and deliver the 1999 Bonds in accordance with the provisions of this Resolution. The 1999 Bonds surrendered in any such transfers shall forthwith be delivered to the Registrar and canceled by the Registrar in the manner provided in this Section. The City or the Registrar (if not the City's Finance Department) may require the payment of a sum sufficient to pay any tax, fee or other governmental charges required to be paid with respect to such transfer. The 1999 Bonds paid or redeemed, in whole, either at or before maturity, shall be delivered to the Registrar when the payment or redemption is made, and such 1999 Bonds shall thereupon be promptly canceled. The 1999 Bonds so canceled may at any time be destroyed by the Registrar, who shall execute a certificate of destruction in duplicate by the signature of one of its authorized officers describing the 1999 Bonds, and one executed certificate shall be filed with the City and the other executed certificate shall be retained by the Registrar (if not the City's Finance Department). SECTION 2.5 MUTILATED. DESTROYED. STOLEN OR LOST 1999 BQpd~ In case any 1999 Bond shall become mutilated, destroyed, stolen or lost, the City shall execute and the Registrar shall authenticate and deliver a new 1999 Bond of like date, maturity and denomination as the 1999 Bond so mutilated, destroyed, stolen or lost; provided that, in the case of any mutilated 1999 Bond, such mutilated 1999 Bond shall first be surrendered to the City and, in the case of any lost, stolen or destroyed 1999 Bond, there shall first be furnished to the City and the Registrar (if not the City's Finance Department) evidence of such loss, theft, or destruction satisfactory to the City and the Registrar, together with indemnity satisfactory to them. in the event the 1999 Bonds shall be about to mature or have matured, instead of issuing a duplicate 1999 Bond, the City may pay the same without surrender thereof. The City and the Registrar (if not the City's Finance Department) may charge the Owner of such 1999 Bond their reasonable fees and expenses in connection with this transaction. Any 1999 Bonds surrendered for replacement shall be canceled in the same manner as provided in Section 2.4 hereof. Any such duplicate 1999 Bond issued pursuant to this Section shall constitute additional contractual obligations on the part of the City, whether or not the lost, stolen or destroyed 1999 Bond be at any time found by anyone, and .such duplicate 1999 Bonds shall be entitled to equal proportionate benefits and dghts as to lien on the source and security for payment from Pledged Revenues with the 1999 Bond issued hereunder. SECTION 2.6 CONDITIONS FOR ISSUANCE OF THE 1999 BONDS. Prior to the issuance of the 1999 Bonds, the City shall comply with the following conditions: (a) Deliver to the Bank a fully executed Tax Certificate; and (b) Deliver to the Bank a copy of a completed and executed Form 8038-G to be filed by the City with the Internal Revenue Service; and (c) Deliver to the Bank an opinion of Bond Counsel, satisfactory to the Bank, regarding the due authorization, execution, delivery, validity and enforceability of the 1999 Bonds and the due adoption of this Resolution (enforceability of such instruments may be subject to standard bankruptcy exceptions and the like) and the exclusion of interest on the 1999 Bonds from gross income for federal income tax purposes, that the 1999 Bonds are not specified "private activity bonds" within the meaning of Section 57(a)(5) of the Code and, therefore, the interest on the 1999 Bonds will not be treated as a preference item for purposes of computing the alternative minimum tax imposed by Section 55 of the Code (however, a portion of the interest on the 1999 Bonds owned by corporations may be subject to the federal alternative minimum tax which is based in part on adjusted current earnings). Such opinion shall also state that the 1999 Bonds are "qualified tax-exempt obligations" within the meaning of Section 265(b) of the Code; and (d) Deliver to the Bank an opinion of the City Attorney, satisfactory to the Bank, regarding the due authorization, execution, delivery, validity and enforceability of the 1999 Bonds, the Agreement and the due adoption of this Resolution (enforceability may be subject to standard bankruptcy exceptions and the like); and (e) Deliver to the Bank one or more certificates of the City in form satisfactory to the Bank certifying, among other things, that the City is in compliance with the term of the Original Resolution. To the extent that the City does not issue all of the $3,500,000 in principal amount of 1999 Bonds at the time of initial issuance, the City shall provide written notice to the Bank (signed by the City Manager, Finance Director or Treasurer of the City) of the City's intention to draw additional amounts under the Agreement at least two (2) business days prior to the date the City intends to receive the funds. Such notice shall confirm that the City is in compliance with terms and provisions of this Resolution and the Original Resolution. Such additional amounts drawn under the Agreement shall constitute additional principal amount of 1999 Bonds without any further action required. WPB/SAN FORDS/223125/4sSxO3LDOC/6/03/?,9/99999.426594 1 1 ARTICLE III COVENANTS, FUNDS AND APPLICATION THEREOF SECTION 3.1 1999 BONDS NOT TO BE INDEBTEDNESS OF THE CITY. The 1999 Bonds shall not be or constitute an indebtedness of the City within the meaning of any constitutional, statutory or other limitation of indebtedness, but shall be secured solely by and payable from the Pledged Revenues. No Bondholder shall ever have the right to compel the exercise of the ad valorem taxing power of the City, or taxation in any form of any real property therein, to pay said 1999 Bonds or the interest thereon. The pledge of the Pledged Revenues will not constitute a lien upon any property of the City. SECTION 3.2 1999 BONDS JUNIOR AND SUBORDINATE TO SENIOI~ ~. The lien of the 1999 Bonds on the Pledged Revenues shall be junior and subordinate, as to the lien of the Senior Obligations on the Revenues of the Combined Public Utility and in all other respects, to the pledge and lien granted to the Senior Obligations. SECTION 3.3 1999 BONDS SECURED BY PLEDGE OF PLEDGED REVENUES. From and after the issuance of any of the 1999 Bonds, and continuing until the payment of all 1999 Bonds as to principal and interest, the Pledged Revenues shall continue to be pledged for the prompt payment of principal of and interest on said 1999 Bonds. SECTION 3.4 COVENANTS OF THE CITY. As long as any of the principal of or interest on any of the 1999 Bonds shall be outstanding and unpaid, or until there shall have been set apart in the Debt Service Fund in accordance with Section 3.7 hereof a sum sufficient to pay, when due, the entire principal of the 1999 Bonds remaining unpaid, together with interest accrued and to accrue thereon, the City covenants with the Bondholders as follows: (f) Tax Covenants Relating to the Internal Revenue Code of 1986, as amended. (1) In order to maintain the exclusion from gross income for purposes of federal income taxation of interest on the 1999 Bonds, the City covenants to comply with each requirement of the Code. In furtherance of the covenant contained in the preceding sentence, the City agrees to continually comply with the provisions of the Tax Certificate, as such certificate may be amended from time to time, as a source of guidance for achieving compliance with the Code. (2) The City covenants and agrees with the Bondholders that the City shall not take any action or omit to take any action, which action or omission, if reasonably expected on the date of initial issuance and delivery of the 1999 Bonds, would cause any of the 1999 Bonds to be "private activity bonds" or "arbitrage bonds" within the meaning of Sections 141(a) and 148(a), respectively, of the Code. (3) The City shall make any and all payments required to be made to the United States Department of the Treasury in connection with the 1999 Bonds pursuant to Section 148(f) of the Code. (4) Notwithstanding any other provision of this Resolution to the contrary, so long as necessary in order to maintain the exclusion from gross income for purposes of federal income taxation of interest on the 1999 Bonds, the covenants contained in this Section shall WPB/$ANFORDS/2'23125/4SSXO31.DOC/6/03/99/~9999.426594 12 survive the payment of the 1999 Bonds and the interest thereon, including any payment or discharge thereof pursuant to Section 3,7 of this Resolution. (g) Creation of Debt Service Fund. The City hereby creates and establishes the "Delray Beach Subordinate Water and Sewer Revenue Bond Debt Service Fund" (hereinafter referred to as the "Debt Service Fund"). The Debt Service Fund shall constitute a trust fund for the benefit of the Bondholder and shall be held by the City and shall be kept separate and distinct from all other funds of the City, and shall be used only for the purpose and in the manner provided in this Resolution. Notwithstanding the provisions of the next preceding sentence, the City may deposit the Net Revenues (as such term is defined in the Original Resolution) in a single bank account for the City, provided that adequate accounting procedures are maintained to reflect and control the restricted allocations of the funds on deposit therein for the various purposes of such funds. The designation and establishment of the Debt Service Fund in and by this Resolution shall not be construed to require the establishment of any completely independent self-balancing fund, as such term is commonly defined and used in governmental accounting, but rather is intended solely to constitute an allocation of certain revenues of the City for certain purposes and to establish certain priorities for application of such revenues as provided herein. Any excess amounts remaining in the Debt Service Fund after payment has been made on the 1999 Bonds on any Payment Date, may be withdrawn and deposited at the direction of the City to be used for any lawful municipal purpose provided for in the Original Resolution. Moneys on deposit in the Debt Service Fund may be invested in Authorized Investments, provided such investments mature not later than the next succeeding Payment Date. Subject to the terms and provisions of the Code, all income and earnings received from the investment and reinvestment of the moneys on deposit in the Debt Service Fund shall remain on deposit in the Debt Service Fund and be used in the same manner as other moneys on deposit therein. (h) Disposition of Pledged Revenues. Not later than the fifteenth day of each month commencing July 15, 1999, the City shall deposit in the Debt Service Fund Revenues, subject to and dependent upon satisfaction of all current deposit requirements of such Revenues set forth in Article III, Section 4.D, Paragraphs 1 through 6 (but with respect to Paragraph 6, only after repayment of any obligations owed to the providers of a Reserve Account Credit Facility Substitute) of Part I of the Original Resolution, in an amount equal to one-third (1/3'd) of the interest becoming due on the 1999 Bonds on October 1, 1999 and commencing on October 15, 1999, an amount equal to one-sixth (1/6th) of the interest becoming due on the 1999 Bonds on the next Payment Date and commencing on October 15, 1999, an amount equal to one-twelfth (1/12th) of an amount sufficient to pay the principal becoming due on the 1999 Bonds on the next October 1 Payment Date, and shall further deposit into the Debt Service Fund one business day prior to each Payment Date Revenues in an amount necessary to satisfy any deficiency in the Debt Service Fund on such date; provided, however, that such deposit of the interest and principal amount shall not be required to be made to the extent that moneys on deposit in the Debt Service Fund are sufficient for such purpose. The City covenants to deposit, on the business day prior to the Maturity Date, Revenues (or other legally available moneys) into the Debt Service Fund in an amount sufficient to pay the outstanding principal of and interest on the 1999 Bonds. WPB/SANFORDSI22312514sSxO31.DOC/6/O3j99J99999.426594 13 (i) Revenues. The City will not repeal, amend or modify any resolution or ordinance relating to the collection of Revenues from its operations of the Combined Public Utility in any manner so as to (i) impair or adversely affect the power and obligation of the City to collect the rates, fees, rentals and charges which generate such Revenues, (ii) impair or adversely affect in any manner the pledge of the Pledged Revenues made herein, or (iii) reduce the rates, fees, rentals and charges from persons from whom such rates, fees, rentals and charges are collected. Enforcement of Collections. The City will diligently enforce and collect Revenues, will take steps, actions and proceedings for the enforcement and collection of such Revenues as shall become delinquent to the full extent permitted under the Original Resolution or authorized by law, and will maintain accurate records with respect thereof. (k) Budget and Other Financial Information. The City shall demonstrate in each annual budget that there are sufficient Net Revenues to pay the principal of and interest on the 1999 Bonds and Senior Obligations coming due in such fiscal year and to comply with the rate covenant set forth in Section 3.9 hereof. The City shall, upon the request of the Bank, provide the Bank with a copy of its annual budget within thirty (30) days of adoption, a copy of its Comprehensive Annual Financial Report, when available and, upon the request of the Bank, such other financial information regarding the City as the Bank may reasonably request. (I) The City shall comply with the terms of the Original Resolution. SECTION 3.5 REMEDIES OF BONDHOLDER. Subject to the provisions of Section 4 of the Agreement and the prior rights of the holders of the Senior Obligations, should the City default in any obligation created by this Resolution, the Bondholders may, in addition to any remedy set forth in this Resolution, either at law or in equity, by suit, action, mandamus or other proceeding in any court of competent jurisdiction, protect and enforce any and all rights under the laws of the State of Florida, or granted and contained in this Resolution, and may enfome and compel the performance of all duties required by this Resolution, or by any applicable statutes to be performed by the City or by any officer thereof. The City hereby agrees with the Bondholders that the filing of any bankruptcy or insolvency under any federal or state law by or against the City which is not dismissed with prejudice within thirty (30) days of such filing shall give the Bondholders the right to exercise any of the remedies provided to them under this Section 3.5, subject in all cases to the prior rights of the holder of the Senior Obligations. In addition, if the City shall breach any of its obligations set forth in the Original Resolution the Bondholders will have the right to exercise any of the remedies provided to them under this Section 3.5. Notwithstanding anything in this Section 3.5 to the contrary the Bondholders' right to exercise any remedy permitted hereunder shall be subordinate in all respect to the rights of the owners of the Senior Obligations. SECTION 3.6 APPLICATION OF 1999 BONDS PROCEEDS. The proceeds of the 1999 Bonds shall be used to finance the costs of the 1999 Project. The City may replace all or a portion of the 1999 Project for any other capital project permitted under the Act; provided that Bond Counsel shall first deliver to the City and the Bank an opinion to the effect that such substitution will not adversely affect the exclusion of interest on the 1999 Bonds from gross income for federal income tax purposes and the Bank consents to such substitution. SECTION3.7 DISCHARGE AND SATISFACTION OF 1999 BOND,~. The covenants, liens and pledges entered into, created or imposed pursuant to this Resolution may be fully discharged and satisfied with respect to the 1999 Bonds in any one or more of the following ways: (al by paying the principal of and interest on the 1999 Bonds when the same shall become due and payable; or lb) by depositing in the Debt Service Fund or such other accounts as the City may hereafter create and establish by resolution moneys sufficient at the time of such deposit to pay the 1999 Bonds and all interest thereon as the same become due on &aid 1999 Bands on or prior to the matudty date thereof; er (o) by depositing in the Debt Service Fund or such other accounts as the City may hereafter create and establish by resolution (which Debt Service Fund or other account and all moneys and securities deposited therein shell be irrevocably pledged to the Bondholders for the payment of the 1999 Bonds and all interest thereon) moneys which, when invested in Defeasance Obligations, will provide moneys which shall be sufficient to pay the lg99 Bonds and, all interest thereon as the same shall become due on said 1999 Bonds on or prior to the Maturity Date thereof. Upon such payment or deposit in the amount and manner provided in this ~ection 3.7, the 1~99 Bonds shall no longer be deemed to be outstanding for the purposes of this Resolution and all liability of the City with respect to the payment of the principal of or interest on the 1999 Bonds from Pledged Revenues shall cease, terminate and be completely discharged and extinguished, and the Bondholders shall be entitled for payment solely out of the moneys or securities so deposited. SECTION3.8 ADDITIONAL OBLIGATIONS. The City covenants with the Bondholders that as tong as the 1999 Bonds issued under this Resolution are outstanding, it will not issue any Senior Obligations or any Parity Obligations (collectively referred to as 'Water and Sewer Debt'} unless the following conditions are complied with. (al The City must be current in ail cleposlts Into the various funds and accounts and all payments required to have been theretofore deposited or made by it onder the provisions of the Original Resolution and this Resolution, and any supplemental resolutions hereafter adopted far the issuance of Water and Sawer Debt, and has complied with the covenants and provisions of the Original Resolution and this Resolution, and any supplemental resolutions hereafter adopted for tlqe Issuance of Water and Sewer Debt, lb) The Revenues collected by the City ~'rom the operation of its Combined Public Utility during any twelve (12) consecutive months of the eighteen (18) months immediately preceding the issuance of said Water and Sewer Debt, as evidenced by a certificate executed by the Finance Director of thc City and a~ may be adjusted, as hereinafter provided, will be equal to one hundred twenty per centum (120%) ef the maximum annual debt service on (1) the Senior Obligations issued pursuant to the Original Resolution than outstanding. (2) the outstanding 1999 Bonds heretofore issued, less any repayments of principal made by the City, and (3) the Water and Sewer Debt then proposed to be Issued; provided that for the purpose of determining the maximum annual debt service under this Section, the interest rate on variable or adjustable rate Water and Sewer Debt then outstanding shall be the greater of (il the average daily interest rate on such variable or adjustable rate Water and Sewer Debt during the preceding Fiscal Year, or (ii) the actual rate of interest applicable to such variable or adjustable rate Water and Sewer Debt on the date of issuance of such variable or adiustable rate Water and Sewer Debt; and provided further, that if vadable or adjustable rate Water and Sewer Debt is to be issued, the interest rate thereon for purposes of this paragraph shall be calculated in accordance with the 30-year Revenue Bond Index, as published by ~ as of the last week of the month preceding the date of issuance of such variable or adjustable rate Water and Sewer Debt, er if that index is no longer published, the interest rate as of the last week of such month, as published in an index that Is deemed to be substantially equivalent. If the City, prior to the issuance of the proposed Water and Sewer Debt shall have, by amendment or supplement to the Original Resolution increased its rates, fees and charges te be collected, the Revenues for the twelve (12) consecutive month~ immediately preceding the i~suance of the Water and Sewer Debt shall be adjusted to include the Revenues which would have been collected by the City in such twelve (12) consecutive months as if such increase in the rates, fees and charge~ have bean in effect during all of such twelve (12) consecutive months. lc) In the event any Water and Sewer Debt is issued for the purpose of refunding any Water and Sewer Debt then outstanding, the condition of paragraph lb) above shall not apply, provided that the issuance of such Water and 8ewer Debt shall result in a reduction er shall not increase the annual debt service payments in any year over the life of the Water and Sewer Debt so refunded. For purposes of paragraph lb) set forth above, the principal component of the maximum annual debt service on any outstanding Water and Sewer Debt er Water and Sewer Debt proposed to be issued where prin~pal is payable only at final maturity shall be determined by using the Amortization Assumption. SECTION 3.9, ~. Notwithstanding any provision in Article III, ~ection 4.B of Patti of the Original Resalutinn, the City covenants, for as long as the 1999 Bonds remain outstanding, to fix, establish and maintain such rates and collect such fees, rentals or other cr~arges for the services and facilities of its Combined Public Utility, and review the same from time to time whenever necessary, as will always provide in each fiscal year of the City, commencing October 1, 1999, Net Revenues which shall be adequate to pay at least one hundred ten percent (110%) of the Annual Debt Service (as such term is defined in the Original Resolution) on any Senior Bonds, the 1999 Bond5 and any Parity Obligations. ARTICLE IV MISCELLANEOUS PROVISIONS SECTION 4.1 MODIFICATION OR AMENDMENT. No modification or amendment of this Resolution or of any resolution amendatory thereof or supplemental thereto, may be made without the consent in wdtincj of all nf the Bondholders. SECTION 4.2 ADDITIONAL AUTHORIZATION. The Mayor. the Vice-Mayor, the City Manager, the Finance Director, the Treasurer and any other proper official of the City, be and each of them is hereby authorized and directed to execute and deliver any and all documents and instruments and to do and cause to be done any and all acts and things necessary or proper for carzying out the transactions contemplated by this Resolution. SECTION 4.3 SEVERABILITY OF INVALID PROVISIONS. If any one or more of the covenants, agreements or provisions of this Resolution should be held contrary to any express provision of law or contrary to the policy of express law, though not expressly prohibited, or against public policy, or shall for any reason whatsoever be held invalid, then such covenants, agreements or provisions shall be null and void and shall be deemed separate from the remaining covenants, agreements or provisions, and shall in no way affect the validity of any of the other provisions of this Resolution or of the lg99 Bonds issued hereunder. SECTION 4.4 REPEALER. All resolutions and orders, or parts thereof, in conflict herewith are, to the extent of such conflict, hereby repealed, and this Resolution shall take effect upon its passage in the manner provided by law. SECTION 4.5 upon its adoption. ~[~L~. This Resolution shall be effective immediately PASSED AND ADOPTED IN regular session on this 8= day of June, 1999. Attest: The foregoing resolution and the form of 1999 Bond therein contained are hereby approved by me as to form, language and execution this 8~ day of June, 1999. EXHIBIT A LINE OF CREDIT AGREEMENT Dated as of June 1, 1999 WHEREAS, SunTrust Bank, South Florida, N.A. (the "Bank"), has offered to make a closed-end line of credit (the "Line of Credit') available to the City of Delray Beach, Florida (the "City"), in the principal amount of not exceeding $3,500,000 under which the City may, from time to time, make drawings; and WHEREAS, the City of Commission of the City of Delray Beach, Florida on June 8, 1999, adopted Resolution No. 33-99 (the "1999 Bond Resolution") authorizing the issuance of not exceeding $3,500,000 in aggregate principal amount of City of Delray Beach, Florida Water and Sewer Revenue Bonds, Subordinate Series 1999 (the "1999 Bonds") which 1999 Bonds shall represent the City's obligation to reimburse the Bank for drawings made under the Line of Credit; and WHEREAS, the City and the Bank find it necessary to enter into this Agreement, to acknowledge the terms and provisions of the 1999 Bond Resolution adopted by the City and the extension of the Line of Credit by the Bank. NOW THEREFORE, the City and the Bank hereby agree as follows: 1. That the Bank shall make immediately available to the City, pursuant to the terms and provisions of the 1999 Bond Resolution, the Line of Credit in an aggregate principal amount of not exceeding $3,500,000 which shall be available to the City in one or more drawings prior to September 1, 1999. 2. That the Line of Credit shall expire on August 31, 1999. The outstanding principal amount of all drawings with interest thereon, shall become due and payable in accordance with the terms and provisions of the 1999 Bond Resolution. 3. That the Bank hereby accepts the terms and conditions set forth in the 1999 Bond Resolution applicable to the Line of Credit. 4. The City and the Bank, for mutual consideration, each acknowledged to be received by the other party hereto, mutually and willingly waive the right to a trial by a jury in connection with any and all claims by any party hereto against the other arising from or in connection with the transactions contemplated by this Agreement or the 1999 Bond Resolution. WPB/SANFORDS/223125/4sSxOSLDOC/6103/99/99999.426594 A-1 5. The Bank represents to the City that it is not purchasing the 1999 Bonds with a view to distributing the 1999 Bonds; provided, however, that the Bank, in its sole discretion, shall be permitted to assign or participate all or a portion of the 1999 Bonds to any other financial institution or accredited investor (subject to the requirements of Section 2.4 of the 1999 Bond Resolution). SUNTRUST BANK, SOUTH FLORIDA, N.A. (SEAL) By: Title: Date: June ,1999 CITY OF DELRAY BEACH, FLORIDA Attest By:. Title: Dated: June ,1999 City Clerk W p B/SA N FO R DS/223125/4~SxO3t. DOC/6/g3/99/99999.426594 A-2 EXHIBIT B FORM OF 1999 BOND No. R; UNITED STATES OF AMERICA STATE OF FLORIDA CITY OF DELRAY BEACH, FLORIDA Water and Sewer Revenue Bond, Subordinate Series 1999 Interest Rate Matt!fity_.g_a~ ~ 4.256% October 1, 2008 June ,1999 REGISTERED OWNER: .............. -SUNTRUST BANK, SOUTH FLORIDA, N.A.- ................ PRINCIPAL AMOUNT:-THREE MILLION FIVE HUNDRED THOUSAND DOLLARS ($3,500,000)- KNOW ALL MEN BY THESE PRESENTS, that the City of Delray Beach (the "City") in Palm Beach County, Florida, for value received, hereby promises to pay from the sources herein mentioned, to the Registered Owner specified above or registered assigns on the Maturity Date specified above or earlier upon mandatory prepayment as provided below, upon the presentation and surrender hereof at the City's Finance Department or (if so determined by the City) the designated trust office of the bank or trust company appointed by the City to act as paying agent (said City's Finance Department or such bank or trust company and any bank or trust company becoming successor paying agent being herein celled the "Paying Agent"), the Principal Amount stated above with interest thereon at the Interest Rate specified above in the manner provided in the Bond Resolution) calculated on the basis of the actual number of days elapsed in a 360-day year, on each Payment Date in the manner specified in the within described Resolution to the registered owner. The Principal Amount and accrued interest thereon is payable in any coin or currency of the United States of America, which, on the date of payment thereof, shall be legal tender for the payment of public and private debts. This Bond is authorized to be issued in a principal amount of $3,500,000 under the authority of and in full compliance with the Constitution and statutes of the State of Florida, including, particularly, Chapter 166, Florida Statutes, as amended and supplemented, the Charter of the City of Delray Beach, Florida, as amended and supplemented, and other applicable provisions of law (the "Act"), and Resolution No. 33-99, duly adopted on June 8, 1999 (the "Bond Resolution"), as such resolution may be further amended and supplemented from time to time, and is subject to all terms and conditions of said resolution. Any term used in this Bond and not otherwise defined, shall have the meaning ascribed to such term in the Bond Resolution. It is hereby certified and recited that all acts, conditions and things required to exist, to happen, and to be performed, precedent to and in the issuance of this Bond exist, have happened and have been performed in regular and due form and time as required by the Laws WPB/SANFORDS/223125/4sSxO31.DOC/6/03/99/99999.426594 B-1 and Constitution of the State of Flodda and the Charter of the City applicable thereto, and that the issuance of this Bond, is in full compliance with ali constitutional or statutory limitations or provisions. This Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Bond Resolution until the certificate of authentication hereon shall have been signed by an authorized officer of the Registrar. This Bond shall bear interest at the Interest Rate stated above. Interest shall be payable on October 1, 1999, and each April 1 and October 1 thereafter and principal on the Bonds shall be payable each October 1 commencing October 1, 2000 in the amounts set forth below as such amounts may be adjusted as provided in the Bond Resolution until the outstanding principal of the Bonds have been paid; provided that if such date is a Saturday, Sunday or legal holiday in Palm Beach County, Florida, the payment shall be made on the next preceding day that is not a Saturday, Sunday or legal holiday in Palm County, Florida (each a "Payment Date") as provided in the Bond Resolution. The principal of and interest on the Bonds shall be secured solely by and payable from the Pledged Revenues (as defined below). Date Amount 20O0 $ 27O,00O 2001 405,000 2002 420,000 2003 360,000 2004 375,000 2005 390,000 2006 410,000 2007 425,000 2008 445.000 TOTAL $3.500.000 "Original Resolution" shall mean Resolution No. 39-88, adopted by the City Commission on July 12, 1988, as amended and supplemented. "Pledged Revenues" shall mean the Revenues of the Combined Public Utility remaining each month after the deposits required by Article III, Section 4.D, Paragraphs 1 through 6 (but with respect to Paragraph 6, only after repayment of any obligations owed to the providers of any Reserve Account Credit Facility Substitute) of Part I of the Original Resolution have been made by the City, subject in all respects to the prior lien on such moneys for the payment of Senior Obligations including moneys on deposit in the Debt Service Fund. The City may prepay this Bond in whole or in part, at any time or from time to time, without penalty or premium, by paying to the registered holder all or part of the principal amount of this Bond, together with the unpaid interest accrued on the amount of principal so prepaid to W P B/SA N FO R DS/223125/4sS~D31.DOC/6/03/99/99999.426594 B-2 the date of such prepayment. Each prepayment shall be made on such date and in such principal amount as shall be specified by the City in a wdtten notice delivered to the registered owner not less than two (2) business days prior thereto. Notice having been given as aforesaid, the principal amount stated in such notice or the whole thereof, as the case may be, shall become due and payable on the prepayment date stated in such notice; and the amount of principal shall be paid (i) in case the entire unpaid balance of the principal of this Bond is to be paid, upon presentation and surrender of the Bond to the office of the Paying Agent (designated corporate trust office, if the Paying Agent is not the City's Finance Department), and (ii) in case only part of the unpaid balance of principal of this Bond is to be paid, upon presentation of such Bond at the office of the Paying Agent (designated corporate trust office, if the Paying Agent is not the City's Finance Department) for notation thereon of the amount of principal then paid or for issuance of a replacement Bond in the principal amount not redeemed. Notwithstanding the provisions of clause (ii) above, if all of the Bonds are registered in the name of the Bank, a partial prepayment may be effected by payment to the Bank of the principal amount to be redeemed without surrender of this Bond. If, on the prepayment date, funds for the payment of the principal amount to be prepaid, together with unpaid interest accrued thereon, shall not have been provided to the Paying Agent, as above provided, the principal amount of this Bond shall continue to be outstanding and to bear interest until payment thereof at the Interest Rate provided for herein. This Bond shall not be and shall not constitute an indebtedness of the City within the meaning of any constitutional, statutory, charter or other limitations of indebtedness but shall be secured solely by and payable from the Pledged Revenues. No Holder of this Bond shall ever have the right to compel the exercise of ad valorem taxing power of the City, or taxation in any form of any real property therein to pay the Bond or the interest thereon. The terms and provisions of the Bond Resolution are incorporated in this Bond as though such terms and provisions have been set out in full herein. THE LIEN GRANTED IN FAVOR OF THE REGISTERED OWNER OF THIS BOND ON THE NET REVENUES (AS SUCH TERM IS DEFINED IN THE ORIGINAL RESOLUTION) SHALL BE JUNIOR AND SUBORDINATE AS TO THE LIEN GRANTED IN FAVOR OF THE HOLDERS OF THE SENIOR OBLIGATIONS ON THE NET REVENUES AND IN ALL OTHER RESPECTS TO THE PLEDGE AND LI'EN GRANTED TO SUCH HOLDERS OF THE SENIOR OBLIGATIONS. WPB/SANFORDS/223125/4sSx~31.DOC/6/03/99/99999.426594 B-3 IN WITNESS WHEREOF, the City of Delray Beach, Florida, has caused this Bond to be signed by its Mayor, either manually or with his facsimile signature, and the seal of the City Commission of the City of Delray Beach, Florida, to be affixed hereto or imprinted or reproduced hereon, and attested by the Clerk of the City, either manually or with her facsimile signature, and this Bond to be dated the Dated Date set forth above, (SEAL) CITY OF DELRAY BEACH, FLORIDA ATTEST: By: Mayor Clerk of the City of Delray Beach, Florida WPB/SANFORDS/223125/4sSx~I,DOC/6/03/99/99999.426594 B-4 FORM OF CERTIFICATE OF AUTHENTICATION Date of Authentication: June ,1999 This Bond is the Bond delivered pursuant to the within mentioned Resolution. CITY OF DELRAY BEACH Finance Department, as Registrar By: Authorized Officer WPB/SANFORDS/223125/4sSxO31,DOC/6/03/99/99999.426594 B-5 ASSIGNMENT' FOR VALUE RECEIVED the undersigned sells, assigns and transfers unto (please pdnt or typewrite name, address and tax identification number of assignee) the within Bond and all rights thereunder, and hereby irrevocably constitutes and appoints , Attorney to transfer the within Bond on the books kept for registration thereof, with full power of substitution in the premises. Dated: Signature Guaranteed: In the presence of: NOTICE: The signature to this assignment must correspond with the name as written upon the face of the within Bond in every particular, without alteration or enlargement, or any change whatever. WPB/SANFORDS/223125/4s5xO3LDOC/6/O3J99/99999.426594 B-6 (2) (3) (4) (5) EXHIBIT C 1999 Project Approximately 16,000 new water meters Approximately 2,500 radio-read handheld units to read touch pad system Conversion of approximately 970 existing meters to "touchread system" Update current software system to accommodate touchread system Labor, contingency and costs of issuing 1999 Bonds MEMORANDUM From: Subject: Date: City Commission David T. Harden, City Manager~ Proposed Water and Sewer Note ($3,500,000), Series 1999 A May 20, 1999 The attached resolution authorizes the City to execute a Note Agreement with SunTrust in the amount of $3,500,000 at a rate of 4.256% for the purpose of financing the cost of equipping and implementing an Automated Meter Reading/Touchread System. The Finance Department has provided an analysis of bids received and a recommendation to approve the agreement with SunTrust. The agreement will allow for prepayment at any time without penalty and protect the City against rate changes caused by amendments to the tax laws. I concur with their recommendation. c: R.S. O'Connor, Treasurer MEMORANDUM To: From: Subject: Date: David T. Harden, City Manager Joseph M. Sa(~ctor of Finance Proposed Water and Sewer Note ($3,500,000) May 20, 1999 Back;Iround On May 19, 1999, the City Finance Department received bids for the above referenced financing (the "Note") for the purpose of funding the cost of equipping and implementing an Automated Meter Reading/Touchread System (the "Touchread System"). The terms and specifics of the request for bid are as follows: _Term The term of the Note will be approximately 10 years. Security The Note will be secured by a subordinate pledge upon the City's receipt of Water and Sewer Revenues. The Note will be subordinate to the City's Water and Sewer Revenue Bonds, Series 1991, Series 1993, and Series 1997 currently outstanding in the aggregate principal amount of $43,454,475 and any other parity additional bonds issued pursuant to the Bond Resolution. The debt service coverage calculated with the current and proposed maximum debt service is at 1.83, which is more than adequate coverage. ,prepayment Provisions/Gross-up Provisions- The City asked the banks to bid with and without a "prepayment penalty" as well as with and w~thout a gross-up prows~on. The "prepayment penalty" is a fee charged or a premium paid by the City in the event the City chooses to prepay the note. The penalty described by the bidding banks is based upon a formula that basically protects the banks from any loss due to a decrease in the interest rate at the time of prepayment. If the rates are higher at the time of prepayment there would be no prepayment penalty. A "gross-up provision" is a protection for the bank that, in the event of a change in the tax law, the bank would be allowed to increase the rate of the financing to the bank's effective yield. Bid Responses The City received both fixed and vadable rate responses from First Union, NationsBank, SkyLake State Bank, SunTrust, and Wachovia Bank. (See Attachment A) We asked for rates without penalty and no gross-up language (Option 1), without penalty but with gross-up language (Option 2), with penalty without gross-up language (Option 3), and with penalty with gross-up language (Option 4). We applied the fixed interest rate quotes to the proposed principal payment schedule to compute a total interest cost then added in any legal or out of pocket expenses to be charged by the bank to determine the total cost to the City, (See Attachment B) We did not compute the total cost of proposed variable rate loan offered by First Union since it is difficult to project rates for a lO-year period. It is also our feeling that the rates are near the lowest in years and that it is in the City's best interest to lock in a fixed rate and, therefore, only seriously looked at the fixed rate scenarios. Recommendation We recommend (Option 1) the fixed rate financing option without the "penalty" language and without the "gross up" language offered by SunTrust. This option offers the lowest rate offered by the bidding banks. It provides long term financing with a rate of 4.256%; allows for prepayment at any time without penalty; and protects the City against rate changes contingent upon amendments to the tax laws. Steve Sanford, the City's Bond Counsel, is working on a resolution authorizing the issuance of the Note Agreement. It will come under a separate cover. c: R.S. O'Connor, Treasurer