Agenda Special 07-15-03 CITY COMMISSION
CITY OF DELRAY BEACH. FLORIDA
WORKSHOP - TUESDAY. _IULY 15. 2003
6:00 P.M. FIRST FLOOR CONFERENCE ROOM
DELRAY BEACH
1993
2001
The City will furnish appropriate auxiliary aids and services where necessary to afford an individual
with a disability an equal opportunity to participate in and enjoy the benefits of a service, program,
or activity conducted by the City. Contact Doug Randolph at 243-7127, 24 hours prior to the
program or activity in order for the City to reasonably accommodate your request. Adaptive
listening devices are available for meetings in the Commission Chambers.
WORKSHOP AGENDA
1. Neighborhood Advisory Council Proposal
2. Potential Bond Issue for Parks and Other Needs (Land Acquisition)
3. Presentation regarding proposed budget for FY 2003-2004 (Tentative)
4. Commission Comments
Please be advised that if a person decides to appeal any decision made by the City Commission with
respect to any matter considered at this meeting, such person will need to ensure that a verbatim
record includes the testimony and evidence upon which the appeal is based. The City neither
provides nor prepares such record.
TO:
THRU:
FROM:
SUBJECT:
DAVID T. HARDEN, CITY MANAGER
LULA BUTLER, DIRECTOR/CO/MMUNITY IMPROVEMENT~
JAN'~T MEEKS, EDUCATION COORDINATOR
WORKSHOP MEETING OF JULY 15, 2003
DISCUSSION REGARDING THE ESTABLISHMENT OF A
NEIGHBORHOOD ADVISORY COUNCIL
Most of our Neighborhoods are now well established and are functioning on their own.
In order to increase the effective way in which we communicate with the neighborhoods
we are proposing to establish a permanent Neighborhood Advisory Council.
The mission of the Neighborhood Advisory Council would be to develop and
recommend to the City Commission general policies, strategies and programs relating
to the development, preservation, improvement and revitalization of Delray Beach
Neighborhoods on an on-going basis.
The main goals of a Neighborhood Advisory Council would be to help maintain broad-
based community involvement with the residents, create neighborhood outreach
initiatives, enhance communication, improve the aesthetics of the neighborhoods and
identify any potential threats to the stability of the neighborhoods.
Staff has developed some suggestions in the creation and appointments of such an
Advisory Council which is provided below.
COMPOSITION/APPOINTMENT/TERMS
The City currently contains 152 neighborhood associations including planned
developments and condominium associations. Staff is recommending the appointment
of 15 residents and 2 youth representatives for a working Council of 17 members. In
order to provide a good cross representation of appointees, staff recommends that the
city be divided into 6 zones (see attached map) with two appointments from each zone.
In addition, it is recommended that there be 3 at-large and 2 youth appointments for a
total of 17 members. The terms of service could be structured similar to those of the
other established Advisory Boards within the city.
City Commission Documentation
Neighborhood Advisory Council
Page 2
ORGANIZATION
The organization of the Council could be similar to other boards in which it elects a
chairperson and Vice-Chairperson to preside at its meetings and other officers as the
Council may deem necessary. The Chairperson would be designated as the official
spokesperson of the Advisory Council and act as the liaison between the established
neighborhood associations and the City Commission.
The Neighborhood Advisory Council will need to formulate rules and regulations for the
conduct of its business.
The Neighborhood Advisory Council should have staff technical and logistical support
as designated by the City Manager. It would be appropriate that the staff designee be
from the Community Improvement Department as it currently provides support and
outreach to the homeowner associations.
QUALIFICATIONS OF MEMBERS
It should be the intent, if possible, that the membership of the Neighborhood Advisory
Council include members who are currently or have previously been active with their
neighborhood association and/or been on the Board of Directors. A member should be
a resident of Delray Beach for at least two years. If a member of the Neighborhood
Advisory Council ceases being a resident of the City of Delray Beach, that member
should no longer be qualified to serve on the Council.
It may be appropriate to also consider a membership that is not limited to residents, but
also includes businesses and/or professional organizations active in a neighborhood
zone. This would be particularly appropriate in the downtown area where new mixed-
use developments are being constructed. The City Commission may wish to consider
the "at large" appointments for this membership.
The Youth Council would be a good soume for the City Commission to consider for
appointments to fill the youth memberships.
DUTIES AND RESPONSIBILITIES.
The duties and responsibilities of the Neighborhood Advisory Council could include the
following:
A. Serving as liaison between the various neighborhood associations and the City
Commission to resolve matters of concern.
B. Serve as a public forum for input on issues relating to neighborhoods.
City Commission Documentation
Neighborhood Advisory Council
Page 3
Maintaining a continuous public relations effort to improve communications
between the neighborhoods and the City. This effort could include, but not be
limited to the following:
Information exchange through the News for Neighborhoods.
· Creation of a neighborhood information Web page that may also contain a
profile of each neighborhood.
Placement of favorable material in local media through the City's Public
Information Officer.
D. Setting up guidelines for the process in which a neighborhood is selected for a
Strategic Task Team Action Plan.
E. Monitor the performance and success of the Strategic Task Team Action Plans.
Hosting at least one Community Potluck Dinner per year. Create guidelines for
the selection of the neighborhood participation, develop criteria for how the grant
money is awarded, and monitor its expenditure.
G. Hosting the Neighborhood Summit as deemed necessary.
Providing comments to the City Commission from time to time regarding
proposed redevelopment and its impacts upon the effects it may have on the
stability of the neighborhoods.
MEETINGS:
Staffwould recommend that the Council meet at least once a month on a regular basis.
It would be the intent of staff to advertise for interested parties to serve on the Advisory
Council in the month of August with appointments to be made by the City Commission
in September and the Council up and running in the month of October.
Discuss and provide direction.
Attachments: · Map
CITY OF DELRAY BEACH, FLORIDA
Neighborhood Advisory Council
-- Appointment Zones --
IDA
Date: July 10, 2003 Agenda Item No. X~ ..~
AGENDA REQUEST
Agenda request to be placed on:
__ Regular __ Special X Workshop __ Consent
When: July 15, 2003
Description of Agenda Item:
Discussion Regarding the Establishment of a Neighborhood Advisory Council
Ordinance/Resolution Required: Yes N~o) Draft Attached: Yes / No
Recommendation: Direction
Department Head Signature:
City Attorney Review/Recommendation (if applicable)
Budget Director Review (required on all items involving expenditure of funds):
Funding Available: Yes / No
Funding Alternatives:
Account # & Description:
Account Balance:
City Manager Review:
Approved for agenda:~)/No
Hold Until:
Agenda Coordinator Review:
Received:
Action: Approved / Disapproved
(if applicable)
CITY COMMISSION
CITY OF DELRAY BEACH~ FLORIDA
WORKSHOP MEETING - TUESDAY, JULY 15~ 2003
6:00 P.M. - FIRST FLOOR CONFERENCE ROOM
AGENDA ADDENDUM
THE WORKSHOP MEETING AGENDA IS AMENDED BY ADDING THE FOLLOWING ITEM:
SPECIAL MEETING AGENDA
Pursuant to Section 3.12 of the Gqarter of the City of Delray Beach, Mayor Jeff Perlman has instructed
me to announce a Special Meeting of the City Commission to be held for the following purposes:
ARTHL~ J. GALLAGER: Consider approval of a thxee-year contract to A~ J. Gallagher for all
property and casualty insurance brokerage services with all commissions to be included in the
property and casualty insurance premiums.
Please be advised that if a person decides to appeal any decision made by the City Commission with
respect to any matter considered at this meeting, such person will need to ensure that a verbatim
record includes the testimony and evidence upon which the appeal is based. The City neither
provides nor prepares such record.
To:
From:
Date:
David T. Harden, Ci~ty Manager
Joseph M. Saffor~nce Director
July 12, 2003
Subject: Analysis of Insurance Broker Request for Proposals
We recently issued an RFP (Request for Proposals) for property and casualty insurance
brokerage firms. Property and casualty package insurance coverage is for employee
crime, worker's compensation and employer liability, third party liability (general
liability, auto liability, and public official's liability), property, and aggregate coverage in
excess of our Loss Fund. The City has been with A.J. Gallagher for over 21 years and
has utilized a "package" policy to cover its property and casualty needs. A copy of our
current coverage provisions under the package policy is attached.
We generally felt that the City was not being offered a sufficient number of alternative
plan renewal options to evaluate and that the submitted plan was not issued on a timely
basis for an appropriate evaluation period. This RFP was primarily issued to review
other brokerage concepts and to provide for a broad consideration and analysis of market
alternatives.
The City received RFP's from the following firms: · The Gehring Group, Palm Beach Gardens
· Accordia, West Palm Beach
· The Beacon Group, Boca Raton
· Risk Management Associates (RMA), Plantation
· Arthur J. Gallagher, Miami
· Plastridge Agency, Delray Beach
· Florida League of Cities, Tallahassee
The submissions were reviewed by the Finance Director and the Risk Manager and a
short-list was prepared. The Finance Director and Risk Manager conducted interviews
from July 9th to July 11th for five (5) brokerage firms. Based upon submitted materials,
the Florida League of Cities and the Plastridge Agency were not interviewed. The actual
interviews were approximately two (2) hours in average length, some being over this
average.
The Gehring Group, Palm Beach Gardens
This brokerage firm is basically new to the property and casualty market.
represented by Kurt Gehring, President/CEO, Jason Nunemaker, V.P.
They were
Corporate
Development, and Jan Cadenhead, V.P. and C.O.O. in the interview process. They have
established an excellent reputation with the City in their Agent of Record capacity in our
health insurance program and feel their services would be excellent in this new area.
They, however, have only been in this market for one (1) year and thus have few
references in the property and casualty market to date.
They did not originally respond to the quote requirements by providing theft brokerage
fees but responded after the RFP was issued. Their brokerage commissions would be
$75,000 for the first year, $70,000 the second year, and $65,000 the third year.
Their proposal would be either to separate the elements of our current package program
and seek individual quotes on each or have the City become part of the Preferred
Governmental Insurance Trust (PGIT) which is currently covered under the Ranger
program.
Accordia
This brokerage firm was represented by Brian Cottrell, Sr. V.P., at the interview. This
firm represented that it has 34 public entities including such entities as the Port of Palm
Beach, Tequesta, Lantana and Palm Beach Gardens.
Their proposal would be to have the City utilize the PGIT program. It was explained
that, in order to become part of this program, our insurance premiums would be
predicated upon the State rated worker's compensation rates as adjusted for our premium
modifier and discounts for our deductible choice. In addition, we would be restricted to
utilizing their claims administration firm, Preferred Government Claims Services (PGCS)
instead of Gallagher Bassett who is our current claims administration firm and we would
also have restrictions on the internal use of attorneys unless they are specifically
approved by the Trust.
Their brokerage commission fees would be $90, 000 for the first year, $90,000 for the
second year, and $95,000 for the third year.
The Beacon Group
This brokerage firm was represented by Don Dresback, Executive V.P., and Richard
Wurst, Account Executive at the interview. Mr. Dresback has impressive credentials as
an officer in professional societies, a speaker and an educator in the field. They represent
11 public entities including references for Boca Raton, Ft. Lauderdale, Plantation,
Sunrise, Deerfield Beach, Palm Beach County and Broward County. Many of these are
only covered for single lines of insurance- not the entire account. Mr. Dresback
responded well to all questions and had excellent commentary.
They represented that they can offer a variety of alternatives such as a package program,
separate coverages, or the PGIT program. They talked about changing our property plan
year to March or April instead of October 1 in order to avoid hurricane season renewals,
separately insuring windstorm coverage and preparing a CD-ROM of each facility for use
by the underwriters.
Their brokerage commission fees would be $75,000 for the first year, $80,000 for the
second year, and $85,000 for the third year.
Risk Management Associates (RMA)
This brokerage firm was represented by Todd Higley, V.P. Public Entity Division, at the
interview. This firm is "the largest provider of insurance and risk management services
to the public sector in the State of Florida", was formed in 1992 by two (2) former A.J.
Gallagher brokers and is a subsidiary of Brown & Brown, Daytona Beach.
R/VIA uses the PGIT program almost exclusively. It was explained that this program was
formed in 1999 for worker's compensation and just recently expanded to include the
property and casualty market in October, 2002 (initial year). They currently represent 40
public entities including references to Bradenton, Jupiter, Dania Beach and partial
coverage of Palm Beach County School District and Pensacola.
Their brokerage commission fees would be $55,000 for the first year, $57,000 for the
second year, and $60,000 for the third year.
A.J.Galla~,her (Present Broker)
This brokerage firm was represented by Gary Van der Voort, Area Chairman, Judy
Arenz, Area Assistant Vice President (Boca Raton), Greg Butterfield, Director, and Lisa
Rodriguez, Account Executive at the interview. A.J. Gallagher is the third largest broker
in the United States established over 75 years ago. The firm has been in Florida over 25
years and has over 185 public entities in the State of Florida alone.
The representatives of A.J. Gallagher explained, in detail, the PGIT program that was
proposed by several brokerage firms. PGIT is a trust that has only been in existence for a
few years and was initially only a worker's compensation trust. This is the first year it
has allowed property and casualty. Currently there is no property and casualty excess
reinsurance coverage in place for October 1a 2003. The trust is not rated and therefore
their financial condition is not known. Reinsurance carriers were initially covering non-
coastal entities that were generally small, not larger entities that can afford to self-insure
large deductibles or have substantial self-insured retentions. Now that coastal entities are
being added to the trust, the reinsurance carriers are not as receptive to the program.
PGIT is insured on a blanket $100 million basis and there are no claims payments above
this amount. Our property coverage is in excess of $67 million at the present time. Ifwe
had a catastrophic event (which is the primary reason we have insurance), there may be
no funds available to cover our loss because the cap had already been exceeded by the
other entities. We understand Miami and Orlando have recently been added to the trust.
If the trust becomes too large, the claims payment abilities become questionable. PGIT
has its own claims administration firm which means our employees cannot continue to
use Gallagher Bassett who is providing excellent services at the present time. In addition,
the City would probably have to use PGIT legal services and would not be able to use our
own attorneys.
Their brokerage commission fees would be $95,000 for the first year, $95,000 for the
second year, and $95,000 for the third year. They explained that it would not be in the
best interests of the CRy to segregate out the commission fees and pay them direct as
service fees since the carriers would simply charge the same premiums and absorb these
fees and thus the City would double pay the costs. Commissions go to various entries
and third parties in addition to A.J. Gallagher and the underwriters would not want to
"so~t this out". We heard this from several brokers.
It was also disclosed that the "normal" self-insured retention for worker's compensation
and property for an entity our size would be $500,000 whereas we have $250,000 for
worker's compensation and $75,000 for property. We therefore could possibly redesign
our present plan structure and save premium dollars.
Recommendations
Based upon the information derived from the interviews of the five (5) brokerage firms,
we would recommend the following:
1. Award a three (3) year contract to A.J.Gallagher for all property and casualty
insurance brokerage services
2. Stipulate that all commissions be included in the property and casualty premiums
3. Direct A.J.Gallagher to proceed immediately to receive market quotes for our
property and casualty renewals effective October 1~t.
4. Direct A.J.Gallagher to present several alternative plan options to include self-
insured retention levels and alternative coverages prior to August 31~t
5. Direct A.J.Gallagher to present their plan for improved services to include CD-
ROM of all structures and facilities, current appraisals of all properties, and other
suggestions.
We would appreciate City Commission approval of these recommendations as soon as
possible to allow the broker sufficient time to prepare their renewals by the stated
deadlines.
Attachment: Package Policy "Insurance Program Renewal (10/1/2002- 10/1/2003)"
Request to be placed on:
__ Consent Agenda
When: 07-15-03
Date:
07-14-03
X Special Agenda
__ Workshop Agenda
Description of agenda item: Approval to award a three-year contract to A.J. Gallagher for
all property and casualty insuranc~ brokerage services with all commissions to be included in the
property and casualty insurance premiums. See attached memorandum,
ORDINANCEIRESOLUTION REQUIRED: YES NO
Draft of Resolution Attached: YES NO
Recommendation: Approval is recommended by Finance Director and Risk Manager.
X
Determination of Consistency with Co I .
City Attorney Review/Recommendation (if applicable): N/A
Budget Director Review
(required on all items involving expenditure of funds):
Funding available: Yes
Funding alternatives (if applicable):
No
Account Number:
Account Description:
Account Balance:
City Manager Review:
Approved for Agenda: (~ ~ No
Hold Until:
Agenda Coordinator Review:
Received:
Action: Approved: Disapproved:
N/A--commissions will be included in premiums.