Ord 16-08/~
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ORDINANCE NO. 16-08
AN ORDINANCE OF THE CITY COMMISSION OF THE CITY OF
DELRAY BEACH, FLORIDA, AMENDING CHAPTER 35,
"EMPLOYEES POLICIES AND BENEFITS", SUBHEADING
"RETIREMENT PLAN", OF THE CODE OF ORDINANCES OF THE
CITY OF DELRAY BEACH, BY AMENDING SECTION 35.097,
"RETIREMENT INCOME; BASIS, AMOUNT, AND PAYMENT";
PROVIDING A GENERAL REPEALER CLAUSE; A VALIDITY
CLAUSE; AND AN EFFECTIVE DATE.
NOW THEREFORE, BE IT ORDAINED BY THE CITY COMMISSION
OF THE CITY OF DELRAY BEACH AS FOLLOWS:
Section 1. That Chapter 35, "Employee Policies and Benefits", subheading,
"Retirement Plan", of the Code of Ordinances of the City of Delray Beach is hereby
amended by amending section 35.097, "Retirement Income; Basis, Amount, and
Payment", to read as follows:
Sec. 35.097. RETIREMENT INCOME; BASIS, AMOUNT, AND PAYMENT.
(J) Maximum Pension.
(8) Additional Limitation on Pension Benefits. Notwithstanding
anything herein to the contrary:
(a) The normal retirement benefit or pension payable to a retiree
who becomes a member of the plan and who has not
previously participated in such plan, on or after January 1,
1980, shall not exceed one hundred (100) percent of his
average final compensation. However, nothing contained in
this Section shall apply to supplemental retirement benefits or
to pension increases attributable to cost-of-living increases or
adjustments.
(b) No member of the plan who is not now a member of such plan
shall be allowed to receive a retirement benefit or pension
which is in part or in whole based upon any service with
respect to which the member is akeady receiving, or will
receive in the future, a retirement benefit or pension from a
different employer's retirement plan or plan. This restriction
/,
does not apply to Social Security benefits or Federal benefits
under Chapter 67, Title 10, U.S. Code.
fc) Notwithstanding any other provision of this plan to the
contrary, the annual benefit to which a member is entitled
under the elan shall not, in any limitation yeaz, be in an
amount which would exceed the applicable limitations under
Section 415 of the Internal Revenue Code and the regulations
issued thereunder. If the benefit savable under the plan
would (but for this section) exceed the limitations of Section
415 of the Code by reason of a benefit payable under another
defined benefit plan aggregated with this plan under Code
section 415(_8. the benefit under this plan shall be reduced
only after all reductions have been made under such other
plan. As of January 1 of each calendaz yeaz commencing on
or after January 1. 2008, the dollaz limitation as determined
by the Commissioner of the Internal Revenue Service for that
calendar veaz shall become effective as the maximum
permissible dollar amount of benefit payable under the plan
durine the limitation yeaz ending within that calendaz yeaz.
Section 2. That all ordinances or parts of ordinances in conflict
herewith be, and the same aze hereby repealed.
Section 3. That if any section, subsection, pazagraph, sentence or
word or other provision of this ordinance, or any portion thereof, or its application to any
person or circumstance, be declazed by a court of competent jurisdiction to be invalid or
unconstitutional, such decision shall not affect the validity of any other section,
subsection, pazagraph, sentence or word or provision or its application to other persons or
circumstances and shall not affect the validity of the remainder hereof as a whole or part
thereof other than the part declazed to be invalid.
ORD NO. 1608
i ~.
Section 4. That this ordinance shall become effective immediately
upon passage on second and final reading.
PASSED AND ADOPTED in regulaz session on second and final reading
on this 1 S` day of April, 2008.
ATTEST:
City Clerk
First Readin ~ ~~
Second Reading ~ ~~
~.~a ~~
MAYOR
ORD NO. 16-08
MEMORANDUM
TO: Mayor and City Commissioners
FROM: David T. Harden, City Manager
DATE: March 21, 2008
SUBJECT: AGENDA ITEM 10 D -REGULAR COMMISSION MEETING OF APRIL 1, 2008
ORDINANCE NO. 16-08 -SECOND READING
ITEM BEFORE COMMISSION
This ordinance is before Commission amending Chapter 35, "Employees Policies and Benefits",
Subheading "Retirement Plan", of the Code of Ordinances by amending Section 35.097, "Retirement
Income; Basis, Amount, and Payment".
BACKGROUND
At the first reading on Mazch 18, 2008, the Commission passed Ordinance No. 16-08.
RECOMMENDATION
Recommend approval of Ordinance No. 16-08 on second and final reading.
ORDINANCE NO. 16-08
AN ORDINANCE OF THE CITY COMMISSION OF
THE CITY OF DELRAY BEACH, FLORIDA,
AMENDING CHAPTER 35, "EMPLOYEES
POLICIES AND BENEFITS", SUBHEADING
"RETIREMENT PLAN", OF THE CODE OF
ORDINANCES OF THE CITY OF DELRAY BEACH,
FLORIDA, BY AMENDING SECTION 35.097,
"RETIREMENT INCOME; BASIS, AMOUNT, AND
PAYMENT"; PROVIDING A GENERAL REPEALER
CLAUSE; A VALIDITY CLAUSE; AND AN
EFFECTIVE DATE.
NOW THEREFORE, BE IT ORDAINED BY THE CITY COMMISSION
OF THE CITY OF DELRAY BEACH AS FOLLOWS:
Section 1. That Chapter 35, "Employee Policies and Benefits", subheading,
"Retirement Plan", of the Code of Ordinances of the City of Delray Beach is hereby
amended by amending section 35.097, "Retirement Income; Basis, Amount, and
Payment", to read as follows:
Sec. 35.097. RETIREMENT INCOME; BASIS, AMOUNT, AND PAYMENT.
(J) Maximum Pension.
(8) Additional Limitation on Pension Benefits. Notwithstanding
anything herein to the contrary:
(a) The normal retirement benefit or pension payable to a retiree
who becomes a member of the plan and who has not
previously participated in such plan, on or after January 1,
1980, shall not exceed one hundred (100) percent of his
average final compensation. However, nothing contained in
this Section shall apply to supplemental retirement benefits or
to pension increases attributable to cost-of-living increases or
adjustments.
(b) No member of the plan who is not now a member of such plan
shall be allowed to receive a retirement benefit or pension
which is in part or in whole based upon any service with
respect to which the member is already receiving, or will
receive in the future, a retirement benefit or pension from a
different employer's retirement plan or plan. This restriction
does not apply to Social Security benefits or Federa] benefits
under Chapter 67, Title 10, U.S. Code.
(cl Notwithstanding any other provision of this plan to the
contrary the annual benefit to which a member is entitled
under the plan shall not, in any limitation year, be in an
amount which would exceed the applicable limitations under
Section 415 of the Internal Revenue Code and the reQUlations
issued thereunder. If the benefit payable under the plan
would (but for this section) exceed the limitations of Section
415 of the Code by reason of a benefit kavable under another
defined benefit olan aegre~ated with this elan under Code
section 415(8, the benefit under this plan shall be reduced
only after all reductions have been made under such other
plan. As of January 1 of each calendar year commencing on
or after January 1, 2008, the dollar limitation as determined
by the Commissioner of the Internal Revenue Service for that
calendar year shall become effective as the maximum
permissible dollar amount of benefit payable under the plan
during the limitation year ending within that calendar
Section 2. That all ordinances or parts of ordinances in conflict
herewith be, and the same are hereby repealed.
Section 3. That if any section, subsection, paragraph, sentence or
word or other provision of this ordinance, or any portion thereof, or its application to any
person or circumstance, be declared by a court of competent jurisdiction to be invalid or
unconstitutional, such decision shall not affect the validity of any other section,
subsection, paragraph, sentence or word or provision or its application to other persons or
circumstances and shall not affect the validity of the remainder hereof as a whole or part
thereof other than the part declared to be invalid.
Section 4. That this ordinance shall become effective immediately
upon passage on second and final reading.
PASSED AND ADOPTED in regular session on second and final reading
on this the day of , 2008.
ATTEST:
MA
City Clerk
First
Second Reading
MEMORANDUM
TO: Mayor and City Commissioners
FROM: Susan A. Ruby, City Attorney
DATE: March 11, 2008
SUBJECT: AGENDA ITEM 12.C. -REGULAR COMMISSION MEETING OF MARCH 18, 2008
ORDINANCE 16-OS
ITEM BEFORE COMMISSION
The item before the City Commission is Ordinance No. 16-08
Employee Retirement Plan to comply with recent IRS regulafion
Internal Revenue Code. Section 415 establishes maximum limits
retirement plans. The regulations were published in 2007.
BACKGROUND
which amends the City's General
s implementing Section 415 of the
on benefits provided by qualified
The City's retirement plan is a qualified plan and must comply with the Section 415 benefit limits. We
have reviewed the Ciry's plan and determined that it generally complies with the Section 415
regulations; however, the regulations contain new safe harbor provisions that, in our judgment, warrant
amending the plan. The attorney for the General Employee Pension Plan concurs with our assessment,
and with the language of the amendments.
The Section 415 regulations contain two "safe harbors" for retirement plans, like the Ciry's, that have
automatic cost-of-living adjustments. If a plan adopts one of the safe harbors, COLAs provided by the
plan are automatically treated as meeting the Section 415 limit on benefits. The current Section 415
maximum benefit limit is $185,000 per year, at normal retirement age. The maximum benefit limit is
adjusted each year for inflation in accordance with the regulations. According to the regulations, plans
can apply the Section 415 adjusted dollar limit to a retired participant who receives additional benefits
through a cost of living increase. The attached amendment is intended to comply with one of the safe
hazbor rules.
The amendment specifically limits the actual benefit paid to a member in any yeaz to no more than the
Section 415 dollar limit for that year. In addition, the amendment expressly recognizes increases in the
Section 415 dollar limits that occur after retirement.
RECOMMENDATION
The City Attorney recommends approval of Ordinance No. 16-08.
MEMORANDUM
TO: Mayor and City Commissioners
FROM: Susan A. Ruby, City Attorney
DATE: March 11, 2008
SUBJECT: AGENDA ITEM 12.C. -REGULAR COMMISSION MEETING OF MARCH 18 2008
ORDINANCE 16-08
ITEM BEFORE COMMISSION
The item before the City Commission is Ordinance No. 16-08 which amends the City's Genera]
Employee Retirement Plan to comply with recent IRS regulations implementing Section 415 of the
Internal Revenue Code. Section 415 establishes maximum limits on benefits provided by qualified
retirement plans. The regulations were published in 2007.
The City's retirement plan is a qualified plan and must comply with the Section 415 benefit limits. We
have reviewed the City's plan and determined that it generally complies with the Section 415
regulations; however, the regulations contain new safe harbor provisions that, in our judgment, warrant
amending the plan. The attorney for the General Employee Pension Plan concurs with our assessment,
and with the language of the amendments.
The Section 415 regulations contain two "safe harbors" for retirement plans, like the City's, that have
automatic cost-of-living adjustments. If a plan adopts one of the safe harbors, COLAs provided by the
plan are automatically treated as meeting the Section 415 limit on benefits. The current Section 415
maximum benefit limit is $185,000 per yeaz, at normal retirement age. The maximum benefit limit is
adjusted each yeaz for inflation in accordance with the regulations. According to the regulations, plans
can apply the Section 415 adjusted dollar limit to a retired participant who receives additional benefits
through a cost of living increase. The attached amendment is intended to comply with one of the safe
hazbor rules.
The amendment specifically limits the actual benefit paid to a member in any year to no more than the
Section 415 dollar limit for that year. In addition, the amendment expressly recognizes increases in the
Section 415 dollaz limits that occur after retirement.
RECOMMENDATION
The City Attorney recommends approval of Ordinance No. 16-08.
ORDINANCE NO. 16-08
AN ORDINANCE OF THE CITY COMMISSION OF
THE CITY OF DELRAY BEACH, FLORIDA,
AMENDING CHAPTER 35, "EMPLOYEES
POLICIES AND BENEFITS", SUBHEADING
"RETIREMENT PLAN", OF THE CODE OF
ORDINANCES OF THE CITY OF DELRAY BEACH,
FLORIDA, BY AMENDING SECTION 35.097,
"RETIREMENT INCOME; BASIS, AMOUNT, AND
PAYMENT"; PROVIDING A GENERAL REPEALER
CLAUSE; A VALIDITY CLAUSE; AND AN
EFFECTIVE DATE.
NOW THEREFORE, BE IT ORDAINED BY THE CITY COMMISSION
OF THE CITY OF DELRAY BEACH AS FOLLOWS:
Section 1. That Chapter 35, "Employee Policies and Benefits", subheading,
"Retirement Plan", of the Code of Ordinances of the City of Delray Beach is hereby
amended by amending section 35.097, "Retirement Income; Basis, Amount, and
Payment", to read as follows:
Sec. 35.097. RETIREMENT INCOME; BASIS, AMOUNT, AND PAYMENT.
(J) Maximum Pension.
(8) Additional Limitation on Pension Benefits. Notwithstanding
anything herein to the contrary:
(a) The normal retirement benefit or pension payable to a retiree
who becomes a member of the plan and who has not
previously participated in such plan, on or after January 1,
1980, shall not exceed one hundred (100) percent of his
average final compensation. However, nothing contained in
this Section shall apply to supplemental retirement benefits or
to pension increases attributable to cost-of-living increases or
adjustments.
(b) No member of the plan who is not now a member of such plan
shall be allowed to receive a retirement benefit or pension
which is in part or in whole based upon any service with
respect to which the member is already receiving, or will
receive in the future, a retirement benefit or pension from a
different employer's retirement plan or plan. This restriction
does not apply to Social Security benefits or Federal benefits
under Chapter 67, Title 10, U.S. Code.
f c) Notwithstanding anv other provision of this plan to the
contrary, the annual benefit to which a member is entitled
under the plan shall not, in any limitation Paz, be in an
amount which would exceed the applicable limitations under
Section 415 of the Internal Revenue Code and the regulations
issued thereunder. If the benefit payable under the plan
would (but for this section) exceed the limitations of Section
415 of the Code by reason of a benefit payable under another
defined benefit plan agg~ated with this plan under Code
section 415(fl, the benefit under this plan shall be reduced
only after all reductions have been made under such other
plan. As of Januazy 1 of each calendar year commencing on
or after January 1, 2008, the dollaz limitation as determined
by the Commissioner of the Internal Revenue Service for that
calendaz yeaz shall become effective as the maximum
aermissible dollaz amount of benefit payable under the plan
during the limitation yeaz ending_within that calendaz veaz.
Section 2. That all ordinances or parts of ordinances in conflict
herewith be, and the same aze hereby repealed.
Section 3. That if any section, subsection, pazagraph, sentence or
word or other provision of this ordinance, or any portion thereof, or its application to any
person or circumstance, be declared by a court of competent jurisdiction to be invalid or
unconstitutional, such decision shall not affect the validity of any other section,
subsection, pazagraph, sentence or word or provision or its application to other persons or
circumstances and shall not affect the validity of the remainder hereof as a whole or part
thereof other than the part declazed to be invalid.
Section 4. That this ordinance shall become effective immediately
upon passage on second and final reading.
PASSED AND ADOPTED in regulaz session on second and final reading
on this the _ day of , 2008.
ATTEST:
MAYOR
City Clerk
First Reading
Second Reading
CC ~. ~.a.~--~cd~
N~IC'Su MEMBER'S ELECTION; PROVIDING
A GENERAL REPEALER CLMISE;A
-~ SAVINGS CLAUSE; ANO AN EF~
~ FECTNE DATE.
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the Cey Dommisaion w0h respsd to
any maaer cpnaMerotl at these hear-
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testimony and evieence upon wnloh
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m ORDINANCE Np.15U8
~ AN ORDINANCE OF THE CIiY COM-
MISSION OF THE CITY OF OELflAV
Q BEACH, FLORIDA, AMENDING
CHAPTER 33, 'POLICE AND FIRE
o DEPARTMENTS', SUBHEADING
9ENSIONS', OF THE CODE OF OR-
~ DINANCES OF THE CITY OF OEL-
~ qAY BEACH, BY AMENDING SEC-
cr TION 33.62, 'BENEFIT AMOUNTS
m AND ELIGIBILITY'; PROVIDING A
GENERAL flEPEALEq bIAUSE; A
SAVINGS CLAUSE; ANp AN EF-
0 FECTIVE DATE
v .ORDINANCE NQ 1848 ,
3 CODE OF ORDINANCES OF THE
~ CITY OF DELRAY BEACH, BY
~ AMENDING SECTION 35.09],
v 'RETIREMENT INCOME; BASIS,
~ AMOUNT, AND PAYMENT°; Pq0-
VIDING A GENERAL flEPEALEfl
CWISE; A VAODItt CLAUSE; AND
AN EFFECI IVE DATE..
ORDINANCE NQ 1008
TION
AMENDING SEC-
'AGER TO SERVE ON THE BOAgp
'OF TgUSTEES IN LIEU OF THE
'MAYOq; AMENDING SECTION
33.685, 'DEFERflED flETIflEMENT
OPNON PLAN', TO PROVIDE FOfl
PAYMENT OF DflOP BENEFITS IN
MONTHLY INSTALLMENTS AT THE